5. ON-BALANCE SHEET DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details) (USD $)	3 Months Ended		9 Months Ended
	Jul. 31, 2013	Jul. 31, 2012	Jul. 31, 2013	Jul. 31, 2012
Gain On Interest Rate Swap
Before Tax	$ 24,898	$ (35,180)	$ (27,653)	$ (124,514)
Tax Benefit (Expense)	(9,959)	14,072	11,061	49,805
Net of Tax	14,939	(21,108)	(16,592)	(74,709)
Amortization Of Loss On Derivative Undesignated As Cash Flow Hedge
Before Tax		37,885	25,110	113,655
Tax Benefit (Expense)		(15,154)	(10,044)	(45,461)
Net of Tax		22,731	15,066	68,194
Reclassification Adjustment For Loss In Income
Before Tax	9,877	67,135	96,938	224,400
Tax Benefit (Expense)	(3,951)	(26,854)	(38,775)	(89,760)
Net of Tax	5,926	40,281	58,163	134,640
Net Unrealized Gain
Before Tax	34,775	69,840	94,395	213,541
Tax Benefit (Expense)	(13,910)	(27,936)	(37,758)	(85,416)
Net of Tax	$ 20,865	$ 41,904	$ 56,637	$ 128,125