5. ON-BALANCE SHEET DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details Narrative) (USD $)	3 Months Ended		6 Months Ended
	Apr. 30, 2013	Apr. 30, 2012	Apr. 30, 2013	Apr. 30, 2012	Oct. 31, 2012
On-Balance Sheet Derivative Instruments And Hedging Activities Details Narrative
Notional amount of swap agreement	$ 8,152,000		$ 8,152,000
Variable rate on the remaining of the term note	2.70%		2.70%
Reclassification adjustments	32,333	75,701	87,061	157,265
Unrealized loss on derivative liability			67,561
Fair value of interest rate swaps designated as hedging instruments	67,561		67,561		64,603
Fair value of interest rate swaps not designated as hedging instruments	0		0		62,577
Net gain on interest rate swaps not designated as cash flow hedges	$ 9,398	$ 1,151	$ 16,505	$ 8,092