5. ON-BALANCE SHEET DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details) (USD $)	3 Months Ended		6 Months Ended
	Apr. 30, 2013	Apr. 30, 2012	Apr. 30, 2013	Apr. 30, 2012
Loss On Interest Rate Swap
Before Tax	$ (31,891)	$ (38,884)	$ (52,551)	$ (89,334)
Tax Benefit (Expense)	12,756	15,553	21,020	35,733
Net of Tax	(19,135)	(23,331)	(31,531)	(53,601)
Amortization Of Loss On Derivative Undesignated As Cash Flow Hedge
Before Tax	8,370	37,885	25,110	75,770
Tax Benefit (Expense)	(3,348)	(15,154)	(10,044)	(30,307)
Net of Tax	5,022	22,731	15,066	45,463
Reclassification Adjustment For Loss In Income
Before Tax	32,333	75,701	87,061	157,265
Tax Benefit (Expense)	(12,933)	(30,280)	(34,824)	(62,906)
Net of Tax	19,400	45,421	52,237	94,359
Net Unrealized Gain
Before Tax	8,812	74,702	59,620	143,701
Tax Benefit (Expense)	(3,525)	(29,881)	(23,848)	(57,480)
Net of Tax	$ 5,287	$ 44,821	$ 35,772	$ 86,221