5. ON-BALANCE SHEET DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details) (USD $)	3 Months Ended
	Jan. 31, 2013	Jan. 31, 2012
Loss On Interest Rate Swap
Before Tax	$ (20,660)	$ 68,999
Tax Benefit	8,264	(27,599)
Net of Tax	(12,396)	41,400
Reclassification Adjustment For Loss In Income
Before Tax	16,740	(50,450)
Tax Benefit	(6,696)	20,180
Net of Tax	10,044	(30,270)
Amortization Of Loss On Derivative Undesignated As Cash Flow Hedge
Before Tax	54,728	81,564
Tax Benefit	(21,891)	(32,626)
Net of Tax	32,837	48,938
Net Unrealized Gain
Before Tax	50,808	37,885
Tax Benefit	(20,323)	(15,153)
Net of Tax	$ 30,485	$ 22,732