0001085146-14-001016.txt : 20140508 0001085146-14-001016.hdr.sgml : 20140508 20140508132557 ACCESSION NUMBER: 0001085146-14-001016 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20140331 FILED AS OF DATE: 20140508 DATE AS OF CHANGE: 20140508 EFFECTIVENESS DATE: 20140508 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TOWER TRUST Co CENTRAL INDEX KEY: 0001123263 IRS NUMBER: 352066860 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-06189 FILM NUMBER: 14824076 BUSINESS ADDRESS: STREET 1: 116 EAST BERRY STREET CITY: FORT WAYNE STATE: IN ZIP: 46802 BUSINESS PHONE: (260) 427-7130 MAIL ADDRESS: STREET 1: 116 EAST BERRY STREET CITY: FORT WAYNE STATE: IN ZIP: 46802 FORMER COMPANY: FORMER CONFORMED NAME: TOWER BANK & TRUST CO DATE OF NAME CHANGE: 20000901 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001123263 XXXXXXXX 03-31-2014 03-31-2014 false TOWER TRUST Co

116 EAST BERRY STREET FORT WAYNE IN 46802

13F HOLDINGS REPORT 028-06189 N Gary D Shearer 260-427-7130 /s/ Gary D. Shearer Fort Wayne IN 04-18-2014 0 274 158529 INFORMATION TABLE 2 form13fInfoTable.xml DESCRIPTION FOR INFORMATION TABLE 3M CO COM 88579Y101 1135 8363 SH SOLE 7613 0 750 3M CO COM 88579Y101 14 100 SH DFND 100 0 0 ABBOTT LABS COM 002824100 74 1929 SH DFND 700 1229 0 ABBOTT LABS COM 002824100 717 18611 SH SOLE 16536 0 2075 ABBVIE INC COM 00287Y109 735 14307 SH SOLE 12232 0 2075 ABBVIE INC COM 00287Y109 99 1929 SH DFND 700 1229 0 ABERDEEN ASIA PACIFIC INCOM COM 003009107 210 34400 SH SOLE 34400 0 0 AIR PRODS & CHEMS INC COM 009158106 540 4533 SH SOLE 3608 0 925 AIR PRODS & CHEMS INC COM 009158106 60 500 SH DFND 400 100 0 ALLEGHENY TECHNOLOGIES INC COM 01741R102 717 19037 SH SOLE 19037 0 0 ALTRIA GROUP INC COM 02209S103 49 1300 SH DFND 1300 0 0 ALTRIA GROUP INC COM 02209S103 595 15895 SH SOLE 10445 0 5450 AMERICAN TOWER CORP NEW COM 03027X100 352 4295 SH SOLE 4295 0 0 APACHE CORP COM 037411105 221 2662 SH SOLE 2097 0 565 APACHE CORP COM 037411105 17 200 SH DFND 0 200 0 APPLE INC COM 037833100 207 385 SH DFND 15 370 0 APPLE INC COM 037833100 3247 6050 SH SOLE 5740 0 310 ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L104 228 14145 SH SOLE 14145 0 0 AT&T INC COM 00206R102 4280 122064 SH SOLE 120680 300 1084 AT&T INC COM 00206R102 149 4259 SH DFND 2884 1375 0 AUTOMATIC DATA PROCESSING IN COM 053015103 50 650 SH DFND 100 550 0 AUTOMATIC DATA PROCESSING IN COM 053015103 771 9985 SH SOLE 9585 0 400 BAIDU INC SPON ADR REP A 056752108 239 1567 SH SOLE 1567 0 0 BANCO SANTANDER BRASIL S A ADS REP 1 UNIT 05967A107 146 26258 SH SOLE 22118 0 4140 BANK MONTREAL QUE COM 063671101 29 430 SH DFND 100 330 0 BANK MONTREAL QUE COM 063671101 202 3010 SH SOLE 2285 300 425 BANK N S HALIFAX COM 064149107 23 400 SH DFND 100 300 0 BANK N S HALIFAX COM 064149107 389 6703 SH SOLE 5878 0 825 BAXTER INTL INC COM 071813109 283 3848 SH SOLE 3848 0 0 BECTON DICKINSON & CO COM 075887109 397 3389 SH SOLE 2689 0 700 BERKSHIRE HATHAWAY INC DEL CL A 084670108 2061 11 SH SOLE 11 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 669 5352 SH SOLE 5352 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 37 300 SH DFND 0 300 0 BHP BILLITON LTD SPONSORED ADR 088606108 29 435 SH DFND 100 335 0 BHP BILLITON LTD SPONSORED ADR 088606108 358 5290 SH SOLE 5290 0 0 BP PLC SPONSORED ADR 055622104 542 11269 SH SOLE 11269 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 42 800 SH DFND 150 650 0 BRISTOL MYERS SQUIBB CO COM 110122108 730 14052 SH SOLE 12302 150 1600 CANADIAN NAT RES LTD COM 136385101 469 12226 SH SOLE 12226 0 0 CANADIAN NATL RY CO COM 136375102 463 8240 SH SOLE 6540 0 1700 CARDINAL HEALTH INC COM 14149Y108 21 300 SH DFND 100 200 0 CARDINAL HEALTH INC COM 14149Y108 355 5075 SH SOLE 5075 0 0 CATERPILLAR INC DEL COM 149123101 30 302 SH DFND 0 302 0 CATERPILLAR INC DEL COM 149123101 288 2895 SH SOLE 2395 0 500 CENOVUS ENERGY INC COM 15135U109 260 8985 SH SOLE 7540 0 1445 CENOVUS ENERGY INC COM 15135U109 7 250 SH DFND 0 250 0 CHEVRON CORP NEW COM 166764100 78 658 SH DFND 50 608 0 CHEVRON CORP NEW COM 166764100 1303 10961 SH SOLE 10461 0 500 CHIPOTLE MEXICAN GRILL INC COM 169656105 15 27 SH DFND 27 0 0 CHIPOTLE MEXICAN GRILL INC COM 169656105 316 557 SH SOLE 557 0 0 CHUBB CORP COM 171232101 273 3055 SH SOLE 2805 250 0 CHUBB CORP COM 171232101 27 300 SH DFND 0 300 0 CINCINNATI FINL CORP COM 172062101 218 4485 SH SOLE 4485 0 0 CISCO SYS INC COM 17275R102 3 134 SH DFND 134 0 0 CISCO SYS INC COM 17275R102 278 12407 SH SOLE 12207 0 200 CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 358 17001 SH SOLE 17001 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 391 18735 SH SOLE 18735 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 380 18214 SH SOLE 18214 0 0 CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 498 22288 SH SOLE 22288 0 0 CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 339 14871 SH SOLE 14871 0 0 CLOROX CO DEL COM 189054109 70 800 SH DFND 800 0 0 CLOROX CO DEL COM 189054109 242 2745 SH SOLE 2745 0 0 COCA COLA CO COM 191216100 955 24713 SH SOLE 17913 0 6800 COLGATE PALMOLIVE CO COM 194162103 26 400 SH DFND 0 400 0 COLGATE PALMOLIVE CO COM 194162103 278 4291 SH SOLE 4291 0 0 COMMERCE BANCSHARES INC COM 200525103 246 5291 SH DFND 4961 330 0 COMMERCE BANCSHARES INC COM 200525103 85 1821 SH SOLE 1821 0 0 CONOCOPHILLIPS COM 20825C104 7 100 SH DFND 100 0 0 CONOCOPHILLIPS COM 20825C104 652 9261 SH SOLE 5689 0 3572 CONSOLIDATED EDISON INC COM 209115104 263 4905 SH SOLE 4905 0 0 CSX CORP COM 126408103 17 600 SH DFND 0 600 0 CSX CORP COM 126408103 565 19510 SH SOLE 17100 0 2410 DANAHER CORP DEL COM 235851102 45 600 SH DFND 0 600 0 DANAHER CORP DEL COM 235851102 164 2180 SH SOLE 1680 0 500 DEERE & CO COM 244199105 29 322 SH DFND 0 322 0 DEERE & CO COM 244199105 350 3860 SH SOLE 2560 0 1300 DISNEY WALT CO COM DISNEY 254687106 64 800 SH DFND 0 800 0 DISNEY WALT CO COM DISNEY 254687106 693 8654 SH SOLE 8654 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 27 400 SH DFND 400 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 230 3430 SH SOLE 3430 0 0 EATON CORP PLC SHS G29183103 27 360 SH DFND 0 360 0 EATON CORP PLC SHS G29183103 759 10105 SH SOLE 9705 0 400 EBAY INC COM 278642103 220 3979 SH SOLE 3979 0 0 EMERSON ELEC CO COM 291011104 67 1000 SH DFND 400 600 0 EMERSON ELEC CO COM 291011104 491 7350 SH SOLE 6350 0 1000 ENBRIDGE INC COM 29250N105 319 7003 SH SOLE 5183 0 1820 EXPRESS SCRIPTS HLDG CO COM 30219G108 217 2891 SH SOLE 2891 0 0 EXXON MOBIL CORP COM 30231G102 115 1175 SH DFND 700 475 0 EXXON MOBIL CORP COM 30231G102 2284 23380 SH SOLE 22130 250 1000 FIRST TR EXCHANGE TRADED FD AUTO INDEX FD 33734X309 547 13277 SH SOLE 13277 0 0 FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 28 875 SH DFND 650 225 0 FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 2658 83025 SH SOLE 81710 0 1315 FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 3260 88389 SH SOLE 87399 0 990 FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 30 805 SH DFND 485 320 0 FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 239 8583 SH SOLE 8583 0 0 FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 357 6046 SH SOLE 6046 0 0 FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 4603 210945 SH SOLE 208710 0 2235 FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 73 3330 SH DFND 1280 2050 0 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 23 456 SH DFND 456 0 0 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 4464 87642 SH SOLE 86724 0 918 FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150 1147 38873 SH SOLE 38873 0 0 FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 438 18062 SH SOLE 16710 0 1352 FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 33 1045 SH DFND 1045 0 0 FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 2318 74393 SH SOLE 74393 0 0 FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 11 495 SH DFND 0 495 0 FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 465 20900 SH SOLE 20900 0 0 FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 1152 61390 SH SOLE 61390 0 0 FIRST TR EXCNGE TRD ALPHADEX MID CP GR ALPH 33737M102 685 24245 SH SOLE 24245 0 0 FIRST TR MORNINGSTAR DIV LEA SHS 336917109 203 9026 SH SOLE 9026 0 0 FORD MTR CO DEL COM PAR $0.01 345370860 382 24488 SH SOLE 24488 0 0 FRANKLIN ELEC INC COM 353514102 268 6300 SH SOLE 700 0 5600 FREEPORT-MCMORAN COPPER & GO COM 35671D857 15 450 SH DFND 0 450 0 FREEPORT-MCMORAN COPPER & GO COM 35671D857 190 5745 SH SOLE 4245 0 1500 GENERAL ELECTRIC CO COM 369604103 13 500 SH DFND 0 500 0 GENERAL ELECTRIC CO COM 369604103 2841 109770 SH SOLE 82870 0 26900 GENUINE PARTS CO COM 372460105 9 100 SH DFND 100 0 0 GENUINE PARTS CO COM 372460105 286 3295 SH SOLE 3295 0 0 GOOGLE INC CL A 38259P508 308 276 SH SOLE 176 0 100 HANCOCK JOHN PFD INCOME FD I COM 41021P103 765 44186 SH SOLE 36686 0 7500 HANCOCK JOHN PFD INCOME FD I COM 41021P103 117 6775 SH DFND 6775 0 0 HEALTH CARE REIT INC COM 42217K106 220 3700 SH SOLE 2300 0 1400 HOME DEPOT INC COM 437076102 91 1150 SH DFND 100 1050 0 HOME DEPOT INC COM 437076102 875 11059 SH SOLE 9059 0 2000 ILLINOIS TOOL WKS INC COM 452308109 10 125 SH DFND 0 125 0 ILLINOIS TOOL WKS INC COM 452308109 417 5133 SH SOLE 5133 0 0 INTEL CORP COM 458140100 43 1650 SH DFND 200 1450 0 INTEL CORP COM 458140100 1029 39870 SH SOLE 37520 0 2350 INTERNATIONAL BUSINESS MACHS COM 459200101 1183 6147 SH SOLE 5847 0 300 INTERNATIONAL BUSINESS MACHS COM 459200101 77 400 SH DFND 0 400 0 ISHARES 17 AMT-FREE ETF 464289271 325 5894 SH SOLE 5894 0 0 ISHARES CORE S&P MCP ETF 464287507 421 3059 SH SOLE 3059 0 0 ISHARES CORE S&P SCP ETF 464287804 21 195 SH DFND 195 0 0 ISHARES CORE S&P SCP ETF 464287804 350 3177 SH SOLE 3177 0 0 ISHARES CORE S&P500 ETF 464287200 416 2210 SH SOLE 2210 0 0 ISHARES MSCI EAFE ETF 464287465 757 11267 SH SOLE 11267 0 0 ISHARES MSCI EAFE ETF 464287465 118 1758 SH DFND 1188 570 0 ISHARES RUS 1000 GRW ETF 464287614 247 2849 SH SOLE 2849 0 0 ISHARES RUS 1000 VAL ETF 464287598 256 2656 SH SOLE 2656 0 0 ISHARES RUS 2000 GRW ETF 464287648 876 6437 SH SOLE 6437 0 0 ISHARES S&P 500 VAL ETF 464287408 344 3953 SH SOLE 3953 0 0 ISHARES S&P MC 400GR ETF 464287606 37 242 SH DFND 242 0 0 ISHARES S&P MC 400GR ETF 464287606 547 3578 SH SOLE 3578 0 0 ISHARES S&P MC 400VL ETF 464287705 40 333 SH DFND 333 0 0 ISHARES S&P MC 400VL ETF 464287705 214 1775 SH SOLE 1775 0 0 ISHARES TIPS BD ETF 464287176 332 2962 SH SOLE 2962 0 0 JOHNSON & JOHNSON COM 478160104 59 600 SH DFND 0 600 0 JOHNSON & JOHNSON COM 478160104 1068 10875 SH SOLE 7725 200 2950 JOHNSON CTLS INC COM 478366107 7 150 SH DFND 150 0 0 JOHNSON CTLS INC COM 478366107 208 4401 SH SOLE 4401 0 0 JPMORGAN CHASE & CO COM 46625H100 1913 31521 SH SOLE 31521 0 0 JPMORGAN CHASE & CO COM 46625H100 5 86 SH DFND 86 0 0 LILLY ELI & CO COM 532457108 265 4510 SH SOLE 4110 0 400 LILLY ELI & CO COM 532457108 59 1000 SH DFND 1000 0 0 LINCOLN NATL CORP IND COM 534187109 51 1000 SH DFND 0 1000 0 LINCOLN NATL CORP IND COM 534187109 2354 46470 SH SOLE 45720 0 750 MACATAWA BK CORP COM 554225102 69 13765 SH SOLE 13765 0 0 MARKET VECTORS ETF TR MTG REIT ETF 57060U324 153 6247 SH SOLE 6247 0 0 MARKET VECTORS ETF TR MTG REIT ETF 57060U324 46 1900 SH DFND 1650 250 0 MCDONALDS CORP COM 580135101 1315 13418 SH SOLE 12918 0 500 MCDONALDS CORP COM 580135101 303 3093 SH DFND 1803 1290 0 MEDTRONIC INC COM 585055106 31 500 SH DFND 0 500 0 MEDTRONIC INC COM 585055106 274 4445 SH SOLE 3945 0 500 MERCK & CO INC NEW COM 58933Y105 17 300 SH DFND 300 0 0 MERCK & CO INC NEW COM 58933Y105 726 12795 SH SOLE 11970 0 825 MICROSOFT CORP COM 594918104 1241 30285 SH SOLE 29785 0 500 MICROSOFT CORP COM 594918104 89 2165 SH DFND 100 2065 0 MONDELEZ INTL INC CL A 609207105 7 190 SH DFND 0 190 0 MONDELEZ INTL INC CL A 609207105 208 6013 SH SOLE 4245 500 1268 NEXTERA ENERGY INC COM 65339F101 19 200 SH DFND 0 200 0 NEXTERA ENERGY INC COM 65339F101 229 2400 SH SOLE 2100 0 300 NIKE INC CL B 654106103 276 3741 SH SOLE 3741 0 0 NORFOLK SOUTHERN CORP COM 655844108 877 9022 SH SOLE 9022 0 0 NOVARTIS A G SPONSORED ADR 66987V109 596 7009 SH SOLE 5529 250 1230 NOVARTIS A G SPONSORED ADR 66987V109 48 560 SH DFND 560 0 0 OCCIDENTAL PETE CORP DEL COM 674599105 19 200 SH DFND 0 200 0 OCCIDENTAL PETE CORP DEL COM 674599105 279 2931 SH SOLE 2931 0 0 PEPSICO INC COM 713448108 213 2556 SH DFND 1866 690 0 PEPSICO INC COM 713448108 2006 24025 SH SOLE 23425 0 600 PFIZER INC COM 717081103 84 2603 SH DFND 400 2203 0 PFIZER INC COM 717081103 1454 45297 SH SOLE 43847 0 1450 PHILIP MORRIS INTL INC COM 718172109 65 800 SH DFND 800 0 0 PHILIP MORRIS INTL INC COM 718172109 965 11785 SH SOLE 8335 0 3450 PHILLIPS 66 COM 718546104 4 50 SH DFND 50 0 0 PHILLIPS 66 COM 718546104 275 3566 SH SOLE 1618 0 1948 PIMCO ETF TR TOTL RETN ETF 72201R775 1884 17666 SH SOLE 17666 0 0 PIMCO ETF TR TOTL RETN ETF 72201R775 71 670 SH DFND 670 0 0 POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 246 9403 SH SOLE 9403 0 0 POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 355 7819 SH SOLE 7819 0 0 POWERSHARES ETF TRUST DYN BIOT & GEN 73935X856 339 8142 SH SOLE 8142 0 0 POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 43 745 SH DFND 325 420 0 POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 3333 57572 SH SOLE 57037 0 535 POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 219 2590 SH DFND 2590 0 0 POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 162 1633 SH DFND 1633 0 0 POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 519 5235 SH SOLE 5235 0 0 PRAXAIR INC COM 74005P104 26 200 SH DFND 0 200 0 PRAXAIR INC COM 74005P104 363 2775 SH SOLE 2775 0 0 PROCTER & GAMBLE CO COM 742718109 315 3905 SH DFND 3079 826 0 PROCTER & GAMBLE CO COM 742718109 2165 26860 SH SOLE 26460 100 300 QUALCOMM INC COM 747525103 37 475 SH DFND 0 475 0 QUALCOMM INC COM 747525103 799 10131 SH SOLE 9081 0 1050 RAYTHEON CO COM NEW 755111507 10 100 SH DFND 100 0 0 RAYTHEON CO COM NEW 755111507 347 3514 SH SOLE 3514 0 0 REYNOLDS AMERICAN INC COM 761713106 321 6000 SH DFND 6000 0 0 ROYAL CARIBBEAN CRUISES LTD COM V7780T103 331 6070 SH SOLE 6070 0 0 RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 461 5750 SH SOLE 5750 0 0 SANDISK CORP COM 80004C101 430 5300 SH SOLE 5300 0 0 SCHLUMBERGER LTD COM 806857108 54 558 SH DFND 0 558 0 SCHLUMBERGER LTD COM 806857108 486 4989 SH SOLE 4989 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 33 510 SH DFND 315 195 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2336 36100 SH SOLE 35365 0 735 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 31 710 SH DFND 385 325 0 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1688 39203 SH SOLE 38228 0 975 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 22 380 SH DFND 380 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2234 38192 SH SOLE 37327 0 865 SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 17 195 SH DFND 195 0 0 SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1358 15243 SH SOLE 14928 0 315 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 28 1235 SH DFND 1235 0 0 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 3256 145742 SH SOLE 142617 0 3125 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3806 72727 SH SOLE 71587 0 1140 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 35 675 SH DFND 675 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 10 250 SH DFND 250 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 673 16245 SH SOLE 16245 0 0 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 983 20801 SH SOLE 20566 0 235 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 12 245 SH DFND 245 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 21 590 SH DFND 0 590 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1261 34692 SH SOLE 34692 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 11 90 SH DFND 0 90 0 SPDR GOLD TRUST GOLD SHS 78463V107 615 4979 SH SOLE 3979 0 1000 SPDR SERIES TRUST S&P DIVID ETF 78464A763 250 3391 SH SOLE 3391 0 0 STEEL DYNAMICS INC COM 858119100 1047 58900 SH SOLE 58900 0 0 SYSCO CORP COM 871829107 337 9330 SH SOLE 7780 0 1550 TARGET CORP COM 87612E106 566 9354 SH SOLE 8954 0 400 TARGET CORP COM 87612E106 95 1575 SH DFND 1050 525 0 TORONTO DOMINION BK ONT COM NEW 891160509 204 4340 SH SOLE 4340 0 0 TOTAL S A SPONSORED ADR 89151E109 773 11782 SH SOLE 10957 400 425 TOTAL S A SPONSORED ADR 89151E109 30 450 SH DFND 100 350 0 TOWER FINANCIAL CORP COM 891769101 37 1475 SH DFND 1475 0 0 TOWER FINANCIAL CORP COM 891769101 4751 191118 SH SOLE 188018 0 3100 UNION PAC CORP COM 907818108 103 550 SH DFND 50 500 0 UNION PAC CORP COM 907818108 500 2665 SH SOLE 2665 0 0 UNITED PARCEL SERVICE INC CL B 911312106 10 100 SH DFND 100 0 0 UNITED PARCEL SERVICE INC CL B 911312106 215 2203 SH SOLE 2203 0 0 UNITED TECHNOLOGIES CORP COM 913017109 1055 9030 SH SOLE 9030 0 0 UNITED TECHNOLOGIES CORP COM 913017109 67 575 SH DFND 0 575 0 UNITEDHEALTH GROUP INC COM 91324P102 249 3032 SH SOLE 3032 0 0 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 504 5645 SH SOLE 5645 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 38 477 SH DFND 477 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 163 2030 SH SOLE 2030 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 599 7372 SH SOLE 7372 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 61 670 SH DFND 345 325 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 5347 58422 SH SOLE 57352 0 1070 VANGUARD WORLD FDS TELCOMM ETF 92204A884 670 7873 SH SOLE 7873 0 0 VANGUARD WORLD FDS TELCOMM ETF 92204A884 9 110 SH DFND 110 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 24 499 SH DFND 290 209 0 VERIZON COMMUNICATIONS INC COM 92343V104 637 13397 SH SOLE 11306 52 2039 WALGREEN CO COM 931422109 319 4835 SH SOLE 4135 200 500 WAL-MART STORES INC COM 931142103 323 4231 SH SOLE 4231 0 0 WELLS FARGO & CO NEW COM 949746101 2833 56957 SH SOLE 56157 0 800 WESTERN ASSET HIGH INCM OPP COM 95766K109 68 11250 SH DFND 11250 0 0 WESTERN UN CO COM 959802109 191 11694 SH SOLE 11694 0 0 WISDOMTREE TR DEFA EQT INC ETF 97717W802 480 10058 SH SOLE 10058 0 0 WISDOMTREE TR DEFA FD 97717W703 27 486 SH DFND 486 0 0 WISDOMTREE TR DEFA FD 97717W703 877 16034 SH SOLE 16034 0 0 WISDOMTREE TR EMERG MKTS ETF 97717W315 101 2055 SH DFND 1980 75 0 WISDOMTREE TR EMERG MKTS ETF 97717W315 2268 46237 SH SOLE 44633 280 1324 WISDOMTREE TR EQTY INC ETF 97717W208 1666 29447 SH SOLE 29447 0 0 WISDOMTREE TR GLB EQTY INC FD 97717W877 286 6028 SH SOLE 6028 0 0 WISDOMTREE TR GLB EQTY INC FD 97717W877 9 200 SH DFND 0 200 0 WISDOMTREE TR LARGECAP DIVID 97717W307 22 322 SH DFND 322 0 0 WISDOMTREE TR LARGECAP DIVID 97717W307 1204 17802 SH SOLE 17802 0 0 WISDOMTREE TR MIDCAP DIVI FD 97717W505 4869 63191 SH SOLE 60846 0 2345 WISDOMTREE TR MIDCAP DIVI FD 97717W505 135 1749 SH DFND 1549 200 0 WISDOMTREE TR SMALLCAP DIVID 97717W604 732 10727 SH SOLE 10727 0 0 YUM BRANDS INC COM 988498101 461 6110 SH SOLE 5360 0 750