The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,257 8,963 SH   SOLE   8,213 0 750
3M CO COM 88579Y101 14 100 SH   DFND   100 0 0
ABBOTT LABS COM 002824100 74 1,929 SH   DFND   1,550 379 0
ABBOTT LABS COM 002824100 711 18,542 SH   SOLE   16,467 0 2,075
ABBVIE INC COM 00287Y109 102 1,929 SH   DFND   1,550 379 0
ABBVIE INC COM 00287Y109 742 14,054 SH   SOLE   11,979 0 2,075
ABERDEEN ASIA PACIFIC INCOM COM 003009107 242 42,045 SH   SOLE   42,045 0 0
AIR PRODS & CHEMS INC COM 009158106 56 500 SH   DFND   400 100 0
AIR PRODS & CHEMS INC COM 009158106 509 4,558 SH   SOLE   3,633 0 925
ALLEGHENY TECHNOLOGIES INC COM 01741R102 678 19,037 SH   SOLE   19,037 0 0
ALTRIA GROUP INC COM 02209S103 50 1,300 SH   DFND   1,300 0 0
ALTRIA GROUP INC COM 02209S103 716 18,658 SH   SOLE   13,208 0 5,450
AMERICAN TOWER CORP NEW COM 03027X100 333 4,174 SH   SOLE   4,174 0 0
APACHE CORP COM 037411105 17 200 SH   DFND   200 0 0
APACHE CORP COM 037411105 229 2,662 SH   SOLE   2,097 0 565
APPLE INC COM 037833100 216 385 SH   DFND   185 200 0
APPLE INC COM 037833100 3,400 6,061 SH   SOLE   5,751 0 310
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L104 236 13,231 SH   SOLE   13,231 0 0
AT&T INC COM 00206R102 150 4,259 SH   DFND   4,259 0 0
AT&T INC COM 00206R102 4,304 122,443 SH   SOLE   121,059 300 1,084
AUTOMATIC DATA PROCESSING IN COM 053015103 823 10,185 SH   SOLE   9,785 0 400
AUTOMATIC DATA PROCESSING IN COM 053015103 53 650 SH   DFND   650 0 0
BANCO SANTANDER BRASIL S A ADS REP 1 UNIT 05967A107 104 16,993 SH   SOLE   16,993 0 0
BANK MONTREAL QUE COM 063671101 29 430 SH   DFND   430 0 0
BANK MONTREAL QUE COM 063671101 201 3,010 SH   SOLE   2,285 300 425
BANK N S HALIFAX COM 064149107 25 400 SH   DFND   100 300 0
BANK N S HALIFAX COM 064149107 396 6,328 SH   SOLE   5,503 0 825
BAXTER INTL INC COM 071813109 256 3,675 SH   SOLE   3,675 0 0
BECTON DICKINSON & CO COM 075887109 402 3,639 SH   SOLE   2,939 0 700
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,957 11 SH   SOLE   11 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 36 300 SH   DFND   300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 631 5,321 SH   SOLE   5,321 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 30 435 SH   DFND   435 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 355 5,208 SH   SOLE   4,708 0 500
BP PLC SPONSORED ADR 055622104 548 11,269 SH   SOLE   11,269 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 43 800 SH   DFND   550 250 0
BRISTOL MYERS SQUIBB CO COM 110122108 936 17,611 SH   SOLE   14,261 150 3,200
CANADIAN NAT RES LTD COM 136385101 339 10,020 SH   SOLE   10,020 0 0
CANADIAN NATL RY CO COM 136375102 470 8,240 SH   SOLE   6,540 0 1,700
CARDINAL HEALTH INC COM 14149Y108 20 300 SH   DFND   300 0 0
CARDINAL HEALTH INC COM 14149Y108 391 5,850 SH   SOLE   5,850 0 0
CATERPILLAR INC DEL COM 149123101 262 2,885 SH   SOLE   2,385 0 500
CATERPILLAR INC DEL COM 149123101 27 302 SH   DFND   0 302 0
CHEVRON CORP NEW COM 166764100 82 658 SH   DFND   230 428 0
CHEVRON CORP NEW COM 166764100 1,371 10,976 SH   SOLE   10,476 0 500
CHIPOTLE MEXICAN GRILL INC COM 169656105 297 557 SH   SOLE   557 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 14 27 SH   DFND   27 0 0
CHUBB CORP COM 171232101 29 300 SH   DFND   300 0 0
CHUBB CORP COM 171232101 295 3,055 SH   SOLE   2,805 250 0
CINCINNATI FINL CORP COM 172062101 235 4,485 SH   SOLE   4,485 0 0
CISCO SYS INC COM 17275R102 3 134 SH   DFND   134 0 0
CISCO SYS INC COM 17275R102 268 11,967 SH   SOLE   9,767 0 2,200
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 277 13,475 SH   SOLE   13,475 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 266 12,941 SH   SOLE   12,941 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 397 17,804 SH   SOLE   17,804 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 238 10,492 SH   SOLE   10,492 0 0
CLOROX CO DEL COM 189054109 74 800 SH   DFND   800 0 0
CLOROX CO DEL COM 189054109 255 2,745 SH   SOLE   2,745 0 0
COCA COLA CO COM 191216100 1,009 24,416 SH   SOLE   17,616 0 6,800
COLGATE PALMOLIVE CO COM 194162103 315 4,831 SH   SOLE   4,831 0 0
COLGATE PALMOLIVE CO COM 194162103 26 400 SH   DFND   400 0 0
COMMERCE BANCSHARES INC COM 200525103 82 1,821 SH   SOLE   1,821 0 0
COMMERCE BANCSHARES INC COM 200525103 238 5,291 SH   DFND   5,291 0 0
CONOCOPHILLIPS COM 20825C104 644 9,111 SH   SOLE   5,539 0 3,572
CONOCOPHILLIPS COM 20825C104 7 100 SH   DFND   100 0 0
CONSOLIDATED EDISON INC COM 209115104 289 5,235 SH   SOLE   5,235 0 0
CSX CORP COM 126408103 17 600 SH   DFND   600 0 0
CSX CORP COM 126408103 561 19,510 SH   SOLE   17,100 0 2,410
DANAHER CORP DEL COM 235851102 168 2,180 SH   SOLE   1,680 0 500
DANAHER CORP DEL COM 235851102 46 600 SH   DFND   600 0 0
DEERE & CO COM 244199105 29 322 SH   DFND   0 322 0
DEERE & CO COM 244199105 371 4,060 SH   SOLE   2,760 0 1,300
DISNEY WALT CO COM DISNEY 254687106 61 800 SH   DFND   400 400 0
DISNEY WALT CO COM DISNEY 254687106 661 8,654 SH   SOLE   8,654 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 249 3,830 SH   SOLE   3,830 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 26 400 SH   DFND   400 0 0
EATON CORP PLC SHS G29183103 27 360 SH   DFND   360 0 0
EATON CORP PLC SHS G29183103 769 10,105 SH   SOLE   9,705 0 400
EBAY INC COM 278642103 209 3,806 SH   SOLE   3,806 0 0
EMERSON ELEC CO COM 291011104 516 7,350 SH   SOLE   6,350 0 1,000
EMERSON ELEC CO COM 291011104 70 1,000 SH   DFND   500 500 0
ENBRIDGE INC COM 29250N105 270 6,187 SH   SOLE   4,962 0 1,225
EXPRESS SCRIPTS HLDG CO COM 30219G108 203 2,891 SH   SOLE   2,891 0 0
EXXON MOBIL CORP COM 30231G102 119 1,175 SH   DFND   1,175 0 0
EXXON MOBIL CORP COM 30231G102 2,422 23,930 SH   SOLE   21,080 250 2,600
FIRST TR EXCHANGE TRADED FD AUTO INDEX FD 33734X309 525 13,212 SH   SOLE   13,212 0 0
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 2,654 82,286 SH   SOLE   80,971 0 1,315
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 28 875 SH   DFND   875 0 0
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 3,110 87,229 SH   SOLE   86,239 0 990
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 29 805 SH   DFND   805 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 243 8,961 SH   SOLE   8,961 0 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 355 5,931 SH   SOLE   5,931 0 0
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 4,507 207,416 SH   SOLE   205,181 0 2,235
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 72 3,330 SH   DFND   3,330 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 22 456 SH   DFND   456 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 4,131 85,959 SH   SOLE   85,041 0 918
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150 1,230 43,328 SH   SOLE   43,328 0 0
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 440 18,746 SH   SOLE   17,394 0 1,352
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 31 1,045 SH   DFND   1,045 0 0
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 1,896 63,524 SH   SOLE   63,524 0 0
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 10 495 SH   DFND   495 0 0
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 424 20,900 SH   SOLE   20,900 0 0
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 1,150 64,147 SH   SOLE   63,756 0 391
FIRST TR EXCNGE TRD ALPHADEX MID CP GR ALPH 33737M102 691 24,610 SH   SOLE   24,610 0 0
FIRST TR ISE REVERE NAT GAS COM 33734J102 251 12,877 SH   SOLE   12,257 0 620
FIRST TR ISE REVERE NAT GAS COM 33734J102 7 340 SH   DFND   340 0 0
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 204 9,326 SH   SOLE   9,326 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 376 24,359 SH   SOLE   24,359 0 0
FRANKLIN ELEC INC COM 353514102 281 6,300 SH   SOLE   700 0 5,600
FREEPORT-MCMORAN COPPER & GO COM 35671D857 17 450 SH   DFND   450 0 0
FREEPORT-MCMORAN COPPER & GO COM 35671D857 228 6,030 SH   SOLE   3,970 0 2,060
GENERAL ELECTRIC CO COM 369604103 14 500 SH   DFND   500 0 0
GENERAL ELECTRIC CO COM 369604103 3,168 113,070 SH   SOLE   86,170 0 26,900
GENUINE PARTS CO COM 372460105 8 100 SH   DFND   100 0 0
GENUINE PARTS CO COM 372460105 315 3,785 SH   SOLE   3,785 0 0
GOOGLE INC CL A 38259P508 309 276 SH   SOLE   176 0 100
HANCOCK JOHN PFD INCOME FD I COM 41021P103 106 6,775 SH   DFND   6,775 0 0
HANCOCK JOHN PFD INCOME FD I COM 41021P103 689 44,186 SH   SOLE   36,686 0 7,500
HOME DEPOT INC COM 437076102 911 11,059 SH   SOLE   9,059 0 2,000
HOME DEPOT INC COM 437076102 95 1,150 SH   DFND   750 400 0
ILLINOIS TOOL WKS INC COM 452308109 11 125 SH   DFND   125 0 0
ILLINOIS TOOL WKS INC COM 452308109 432 5,133 SH   SOLE   5,133 0 0
INTEL CORP COM 458140100 43 1,650 SH   DFND   900 750 0
INTEL CORP COM 458140100 1,050 40,456 SH   SOLE   34,040 0 6,416
INTERNATIONAL BUSINESS MACHS COM 459200101 75 400 SH   DFND   200 200 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,166 6,216 SH   SOLE   5,916 0 300
ISHARES CORE S&P MCP ETF 464287507 407 3,041 SH   SOLE   3,041 0 0
ISHARES CORE S&P SCP ETF 464287804 21 195 SH   DFND   195 0 0
ISHARES CORE S&P SCP ETF 464287804 383 3,513 SH   SOLE   3,513 0 0
ISHARES CORE S&P500 ETF 464287200 1,324 7,131 SH   SOLE   7,131 0 0
ISHARES MSCI EAFE ETF 464287465 118 1,758 SH   DFND   1,188 570 0
ISHARES MSCI EAFE ETF 464287465 798 11,894 SH   SOLE   11,894 0 0
ISHARES RUS 1000 VAL ETF 464287598 275 2,919 SH   SOLE   2,919 0 0
ISHARES S&P 500 VAL ETF 464287408 338 3,953 SH   SOLE   3,953 0 0
ISHARES S&P MC 400GR ETF 464287606 1,290 8,588 SH   SOLE   8,588 0 0
ISHARES S&P MC 400GR ETF 464287606 36 242 SH   DFND   242 0 0
ISHARES S&P MC 400VL ETF 464287705 1,493 12,847 SH   SOLE   12,847 0 0
ISHARES S&P MC 400VL ETF 464287705 39 333 SH   DFND   333 0 0
ISHARES SP SMCP600VL ETF 464287879 2,001 17,985 SH   SOLE   17,985 0 0
ISHARES TIPS BD ETF 464287176 326 2,962 SH   SOLE   2,962 0 0
JOHNSON & JOHNSON COM 478160104 1,046 11,425 SH   SOLE   8,275 200 2,950
JOHNSON & JOHNSON COM 478160104 55 600 SH   DFND   600 0 0
JOHNSON CTLS INC COM 478366107 8 150 SH   DFND   150 0 0
JOHNSON CTLS INC COM 478366107 226 4,401 SH   SOLE   4,401 0 0
JPMORGAN CHASE & CO COM 46625H100 5 86 SH   DFND   86 0 0
JPMORGAN CHASE & CO COM 46625H100 1,968 33,658 SH   SOLE   33,658 0 0
LILLY ELI & CO COM 532457108 51 1,000 SH   DFND   1,000 0 0
LILLY ELI & CO COM 532457108 230 4,510 SH   SOLE   4,110 0 400
LINCOLN NATL CORP IND COM 534187109 52 1,000 SH   DFND   1,000 0 0
LINCOLN NATL CORP IND COM 534187109 2,398 46,470 SH   SOLE   45,720 0 750
MARKET VECTORS ETF TR MTG REIT ETF 57060U324 172 7,770 SH   SOLE   7,770 0 0
MARKET VECTORS ETF TR MTG REIT ETF 57060U324 42 1,900 SH   DFND   1,900 0 0
MCDONALDS CORP COM 580135101 1,341 13,818 SH   SOLE   13,318 0 500
MCDONALDS CORP COM 580135101 300 3,093 SH   DFND   2,093 1,000 0
MEDTRONIC INC COM 585055106 29 500 SH   DFND   500 0 0
MEDTRONIC INC COM 585055106 255 4,445 SH   SOLE   3,945 0 500
MERCK & CO INC NEW COM 58933Y105 15 300 SH   DFND   300 0 0
MERCK & CO INC NEW COM 58933Y105 593 11,860 SH   SOLE   11,035 0 825
MICROSOFT CORP COM 594918104 81 2,165 SH   DFND   1,215 950 0
MICROSOFT CORP COM 594918104 1,133 30,285 SH   SOLE   26,785 0 3,500
MONDELEZ INTL INC CL A 609207105 7 190 SH   DFND   190 0 0
MONDELEZ INTL INC CL A 609207105 293 8,307 SH   SOLE   6,539 500 1,268
NEXTERA ENERGY INC COM 65339F101 17 200 SH   DFND   0 200 0
NEXTERA ENERGY INC COM 65339F101 205 2,400 SH   SOLE   2,100 0 300
NIKE INC CL B 654106103 294 3,741 SH   SOLE   3,741 0 0
NORFOLK SOUTHERN CORP COM 655844108 838 9,022 SH   SOLE   9,022 0 0
NOVARTIS A G SPONSORED ADR 66987V109 45 560 SH   DFND   560 0 0
NOVARTIS A G SPONSORED ADR 66987V109 563 7,009 SH   SOLE   5,529 250 1,230
OCCIDENTAL PETE CORP DEL COM 674599105 19 200 SH   DFND   200 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 281 2,956 SH   SOLE   2,956 0 0
PEPSICO INC COM 713448108 212 2,556 SH   DFND   2,216 340 0
PEPSICO INC COM 713448108 1,996 24,065 SH   SOLE   23,465 0 600
PFIZER INC COM 717081103 80 2,603 SH   DFND   2,100 503 0
PFIZER INC COM 717081103 1,530 49,960 SH   SOLE   48,510 0 1,450
PHILIP MORRIS INTL INC COM 718172109 70 800 SH   DFND   800 0 0
PHILIP MORRIS INTL INC COM 718172109 1,020 11,710 SH   SOLE   8,260 0 3,450
PHILLIPS 66 COM 718546104 4 50 SH   DFND   50 0 0
PHILLIPS 66 COM 718546104 276 3,583 SH   SOLE   1,635 0 1,948
PIMCO ETF TR TOTL RETN ETF 72201R775 70 670 SH   DFND   670 0 0
PIMCO ETF TR TOTL RETN ETF 72201R775 2,008 19,175 SH   SOLE   19,175 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 241 9,403 SH   SOLE   9,403 0 0
POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 466 10,478 SH   SOLE   10,478 0 0
POWERSHARES ETF TRUST DYN BIOT & GEN 73935X856 302 8,142 SH   SOLE   8,142 0 0
POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 41 745 SH   DFND   745 0 0
POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 3,269 58,916 SH   SOLE   58,381 0 535
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 110 1,123 SH   DFND   1,123 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 512 5,235 SH   SOLE   5,235 0 0
PRAXAIR INC COM 74005P104 26 200 SH   DFND   0 200 0
PRAXAIR INC COM 74005P104 361 2,775 SH   SOLE   2,775 0 0
PROCTER & GAMBLE CO COM 742718109 318 3,905 SH   DFND   3,705 200 0
PROCTER & GAMBLE CO COM 742718109 2,382 29,261 SH   SOLE   28,861 100 300
PRUDENTIAL FINL INC COM 744320102 204 2,208 SH   SOLE   1,598 0 610
QUALCOMM INC COM 747525103 752 10,131 SH   SOLE   9,081 0 1,050
QUALCOMM INC COM 747525103 35 475 SH   DFND   475 0 0
RAYTHEON CO COM NEW 755111507 9 100 SH   DFND   100 0 0
RAYTHEON CO COM NEW 755111507 319 3,514 SH   SOLE   3,514 0 0
REYNOLDS AMERICAN INC COM 761713106 300 6,000 SH   DFND   6,000 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 288 6,070 SH   SOLE   6,070 0 0
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 352 4,565 SH   SOLE   4,565 0 0
SANDISK CORP COM 80004C101 374 5,300 SH   SOLE   5,300 0 0
SCHLUMBERGER LTD COM 806857108 483 5,364 SH   SOLE   5,364 0 0
SCHLUMBERGER LTD COM 806857108 50 558 SH   DFND   0 558 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,400 35,906 SH   SOLE   35,171 0 735
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 34 510 SH   DFND   510 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,636 38,073 SH   SOLE   37,098 0 975
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 31 710 SH   DFND   710 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 21 380 SH   DFND   380 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,164 39,048 SH   SOLE   38,183 0 865
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 17 195 SH   DFND   195 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,294 14,617 SH   SOLE   14,302 0 315
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 3,114 142,464 SH   SOLE   139,339 0 3,125
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 27 1,235 SH   DFND   1,235 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,680 70,434 SH   SOLE   69,294 0 1,140
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 35 675 SH   DFND   675 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 625 16,473 SH   SOLE   16,473 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 9 250 SH   DFND   250 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 950 20,559 SH   SOLE   20,324 0 235
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 11 245 SH   DFND   245 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 21 590 SH   DFND   590 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,255 35,131 SH   SOLE   35,131 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 10 90 SH   DFND   90 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 578 4,979 SH   SOLE   3,979 0 1,000
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 312 7,680 SH   SOLE   7,680 0 0
STEEL DYNAMICS INC COM 858119100 1,141 58,400 SH   SOLE   58,400 0 0
SYSCO CORP COM 871829107 254 7,045 SH   SOLE   5,495 0 1,550
TARGET CORP COM 87612E106 100 1,575 SH   DFND   1,575 0 0
TARGET CORP COM 87612E106 604 9,554 SH   SOLE   9,154 0 400
TORONTO DOMINION BK ONT COM NEW 891160509 204 2,170 SH   SOLE   2,170 0 0
TOTAL S A SPONSORED ADR 89151E109 28 450 SH   DFND   450 0 0
TOTAL S A SPONSORED ADR 89151E109 722 11,782 SH   SOLE   10,207 400 1,175
TOWER FINANCIAL CORP COM 891769101 37 1,475 SH   DFND   1,475 0 0
TOWER FINANCIAL CORP COM 891769101 4,697 189,262 SH   SOLE   186,162 0 3,100
UNION PAC CORP COM 907818108 448 2,665 SH   SOLE   2,665 0 0
UNION PAC CORP COM 907818108 92 550 SH   DFND   150 400 0
UNITED PARCEL SERVICE INC CL B 911312106 11 100 SH   DFND   100 0 0
UNITED PARCEL SERVICE INC CL B 911312106 231 2,203 SH   SOLE   2,203 0 0
UNITED TECHNOLOGIES CORP COM 913017109 65 575 SH   DFND   575 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,156 10,155 SH   SOLE   10,155 0 0
UNITEDHEALTH GROUP INC COM 91324P102 228 3,032 SH   SOLE   3,032 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 521 5,900 SH   SOLE   5,900 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 38 477 SH   DFND   477 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 162 2,030 SH   SOLE   2,030 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 590 7,372 SH   SOLE   7,372 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,425 87,244 SH   SOLE   87,244 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 60 670 SH   DFND   670 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,361 59,877 SH   SOLE   58,807 0 1,070
VANGUARD WORLD FDS TELCOMM ETF 92204A884 9 110 SH   DFND   110 0 0
VANGUARD WORLD FDS TELCOMM ETF 92204A884 662 7,916 SH   SOLE   7,916 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 22 453 SH   DFND   244 209 0
VERIZON COMMUNICATIONS INC COM 92343V104 588 11,971 SH   SOLE   10,195 0 1,776
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 7 175 SH   DFND   175 0 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 242 6,145 SH   SOLE   4,945 200 1,000
WALGREEN CO COM 931422109 278 4,835 SH   SOLE   4,135 200 500
WAL-MART STORES INC COM 931142103 333 4,231 SH   SOLE   4,231 0 0
WELLS FARGO & CO NEW COM 949746101 2,703 59,545 SH   SOLE   58,745 0 800
WESTERN ASSET HIGH INCM OPP COM 95766K109 67 11,250 SH   DFND   11,250 0 0
WISDOMTREE TR DEFA EQT INC ETF 97717W802 489 10,308 SH   SOLE   10,308 0 0
WISDOMTREE TR DEFA FD 97717W703 977 17,944 SH   SOLE   17,944 0 0
WISDOMTREE TR DEFA FD 97717W703 26 486 SH   DFND   486 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 55 1,084 SH   DFND   1,084 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 2,511 49,224 SH   SOLE   47,520 280 1,424
WISDOMTREE TR EQTY INC ETF 97717W208 1,658 30,089 SH   SOLE   30,089 0 0
WISDOMTREE TR GLB EQTY INC FD 97717W877 10 200 SH   DFND   200 0 0
WISDOMTREE TR GLB EQTY INC FD 97717W877 291 6,093 SH   SOLE   6,093 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307 21 322 SH   DFND   322 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307 1,438 21,610 SH   SOLE   21,335 0 275
WISDOMTREE TR MIDCAP DIVI FD 97717W505 130 1,749 SH   DFND   1,749 0 0
WISDOMTREE TR MIDCAP DIVI FD 97717W505 4,749 63,651 SH   SOLE   61,156 0 2,495
WISDOMTREE TR SMALLCAP DIVID 97717W604 1,180 17,412 SH   SOLE   17,412 0 0
YUM BRANDS INC COM 988498101 529 6,990 SH   SOLE   6,240 0 750