0001085146-14-000082.txt : 20140114 0001085146-14-000082.hdr.sgml : 20140114 20140113193444 ACCESSION NUMBER: 0001085146-14-000082 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20131231 FILED AS OF DATE: 20140114 DATE AS OF CHANGE: 20140113 EFFECTIVENESS DATE: 20140114 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TOWER TRUST Co CENTRAL INDEX KEY: 0001123263 IRS NUMBER: 352066860 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-06189 FILM NUMBER: 14525307 BUSINESS ADDRESS: STREET 1: 116 EAST BERRY STREET CITY: FORT WAYNE STATE: IN ZIP: 46802 BUSINESS PHONE: (260) 427-7130 MAIL ADDRESS: STREET 1: 116 EAST BERRY STREET CITY: FORT WAYNE STATE: IN ZIP: 46802 FORMER COMPANY: FORMER CONFORMED NAME: TOWER BANK & TRUST CO DATE OF NAME CHANGE: 20000901 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001123263 XXXXXXXX 12-31-2013 12-31-2013 false TOWER TRUST Co

116 EAST BERRY STREET FORT WAYNE IN 46802

13F HOLDINGS REPORT 028-06189 N Gary D Shearer 260-427-7130 /s/ Gary D. Shearer Fort Wayne IN 01-10-2014 0 270 165424 INFORMATION TABLE 2 form13fInfoTable.xml DESCRIPTION FOR INFORMATION TABLE 3M CO COM 88579Y101 1257 8963 SH SOLE 8213 0 750 3M CO COM 88579Y101 14 100 SH DFND 100 0 0 ABBOTT LABS COM 002824100 74 1929 SH DFND 1550 379 0 ABBOTT LABS COM 002824100 711 18542 SH SOLE 16467 0 2075 ABBVIE INC COM 00287Y109 102 1929 SH DFND 1550 379 0 ABBVIE INC COM 00287Y109 742 14054 SH SOLE 11979 0 2075 ABERDEEN ASIA PACIFIC INCOM COM 003009107 242 42045 SH SOLE 42045 0 0 AIR PRODS & CHEMS INC COM 009158106 56 500 SH DFND 400 100 0 AIR PRODS & CHEMS INC COM 009158106 509 4558 SH SOLE 3633 0 925 ALLEGHENY TECHNOLOGIES INC COM 01741R102 678 19037 SH SOLE 19037 0 0 ALTRIA GROUP INC COM 02209S103 50 1300 SH DFND 1300 0 0 ALTRIA GROUP INC COM 02209S103 716 18658 SH SOLE 13208 0 5450 AMERICAN TOWER CORP NEW COM 03027X100 333 4174 SH SOLE 4174 0 0 APACHE CORP COM 037411105 17 200 SH DFND 200 0 0 APACHE CORP COM 037411105 229 2662 SH SOLE 2097 0 565 APPLE INC COM 037833100 216 385 SH DFND 185 200 0 APPLE INC COM 037833100 3400 6061 SH SOLE 5751 0 310 ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L104 236 13231 SH SOLE 13231 0 0 AT&T INC COM 00206R102 150 4259 SH DFND 4259 0 0 AT&T INC COM 00206R102 4304 122443 SH SOLE 121059 300 1084 AUTOMATIC DATA PROCESSING IN COM 053015103 823 10185 SH SOLE 9785 0 400 AUTOMATIC DATA PROCESSING IN COM 053015103 53 650 SH DFND 650 0 0 BANCO SANTANDER BRASIL S A ADS REP 1 UNIT 05967A107 104 16993 SH SOLE 16993 0 0 BANK MONTREAL QUE COM 063671101 29 430 SH DFND 430 0 0 BANK MONTREAL QUE COM 063671101 201 3010 SH SOLE 2285 300 425 BANK N S HALIFAX COM 064149107 25 400 SH DFND 100 300 0 BANK N S HALIFAX COM 064149107 396 6328 SH SOLE 5503 0 825 BAXTER INTL INC COM 071813109 256 3675 SH SOLE 3675 0 0 BECTON DICKINSON & CO COM 075887109 402 3639 SH SOLE 2939 0 700 BERKSHIRE HATHAWAY INC DEL CL A 084670108 1957 11 SH SOLE 11 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 36 300 SH DFND 300 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 631 5321 SH SOLE 5321 0 0 BHP BILLITON LTD SPONSORED ADR 088606108 30 435 SH DFND 435 0 0 BHP BILLITON LTD SPONSORED ADR 088606108 355 5208 SH SOLE 4708 0 500 BP PLC SPONSORED ADR 055622104 548 11269 SH SOLE 11269 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 43 800 SH DFND 550 250 0 BRISTOL MYERS SQUIBB CO COM 110122108 936 17611 SH SOLE 14261 150 3200 CANADIAN NAT RES LTD COM 136385101 339 10020 SH SOLE 10020 0 0 CANADIAN NATL RY CO COM 136375102 470 8240 SH SOLE 6540 0 1700 CARDINAL HEALTH INC COM 14149Y108 20 300 SH DFND 300 0 0 CARDINAL HEALTH INC COM 14149Y108 391 5850 SH SOLE 5850 0 0 CATERPILLAR INC DEL COM 149123101 262 2885 SH SOLE 2385 0 500 CATERPILLAR INC DEL COM 149123101 27 302 SH DFND 0 302 0 CHEVRON CORP NEW COM 166764100 82 658 SH DFND 230 428 0 CHEVRON CORP NEW COM 166764100 1371 10976 SH SOLE 10476 0 500 CHIPOTLE MEXICAN GRILL INC COM 169656105 297 557 SH SOLE 557 0 0 CHIPOTLE MEXICAN GRILL INC COM 169656105 14 27 SH DFND 27 0 0 CHUBB CORP COM 171232101 29 300 SH DFND 300 0 0 CHUBB CORP COM 171232101 295 3055 SH SOLE 2805 250 0 CINCINNATI FINL CORP COM 172062101 235 4485 SH SOLE 4485 0 0 CISCO SYS INC COM 17275R102 3 134 SH DFND 134 0 0 CISCO SYS INC COM 17275R102 268 11967 SH SOLE 9767 0 2200 CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 277 13475 SH SOLE 13475 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 266 12941 SH SOLE 12941 0 0 CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 397 17804 SH SOLE 17804 0 0 CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 238 10492 SH SOLE 10492 0 0 CLOROX CO DEL COM 189054109 74 800 SH DFND 800 0 0 CLOROX CO DEL COM 189054109 255 2745 SH SOLE 2745 0 0 COCA COLA CO COM 191216100 1009 24416 SH SOLE 17616 0 6800 COLGATE PALMOLIVE CO COM 194162103 315 4831 SH SOLE 4831 0 0 COLGATE PALMOLIVE CO COM 194162103 26 400 SH DFND 400 0 0 COMMERCE BANCSHARES INC COM 200525103 82 1821 SH SOLE 1821 0 0 COMMERCE BANCSHARES INC COM 200525103 238 5291 SH DFND 5291 0 0 CONOCOPHILLIPS COM 20825C104 644 9111 SH SOLE 5539 0 3572 CONOCOPHILLIPS COM 20825C104 7 100 SH DFND 100 0 0 CONSOLIDATED EDISON INC COM 209115104 289 5235 SH SOLE 5235 0 0 CSX CORP COM 126408103 17 600 SH DFND 600 0 0 CSX CORP COM 126408103 561 19510 SH SOLE 17100 0 2410 DANAHER CORP DEL COM 235851102 168 2180 SH SOLE 1680 0 500 DANAHER CORP DEL COM 235851102 46 600 SH DFND 600 0 0 DEERE & CO COM 244199105 29 322 SH DFND 0 322 0 DEERE & CO COM 244199105 371 4060 SH SOLE 2760 0 1300 DISNEY WALT CO COM DISNEY 254687106 61 800 SH DFND 400 400 0 DISNEY WALT CO COM DISNEY 254687106 661 8654 SH SOLE 8654 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 249 3830 SH SOLE 3830 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 26 400 SH DFND 400 0 0 EATON CORP PLC SHS G29183103 27 360 SH DFND 360 0 0 EATON CORP PLC SHS G29183103 769 10105 SH SOLE 9705 0 400 EBAY INC COM 278642103 209 3806 SH SOLE 3806 0 0 EMERSON ELEC CO COM 291011104 516 7350 SH SOLE 6350 0 1000 EMERSON ELEC CO COM 291011104 70 1000 SH DFND 500 500 0 ENBRIDGE INC COM 29250N105 270 6187 SH SOLE 4962 0 1225 EXPRESS SCRIPTS HLDG CO COM 30219G108 203 2891 SH SOLE 2891 0 0 EXXON MOBIL CORP COM 30231G102 119 1175 SH DFND 1175 0 0 EXXON MOBIL CORP COM 30231G102 2422 23930 SH SOLE 21080 250 2600 FIRST TR EXCHANGE TRADED FD AUTO INDEX FD 33734X309 525 13212 SH SOLE 13212 0 0 FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 2654 82286 SH SOLE 80971 0 1315 FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 28 875 SH DFND 875 0 0 FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 3110 87229 SH SOLE 86239 0 990 FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 29 805 SH DFND 805 0 0 FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 243 8961 SH SOLE 8961 0 0 FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 355 5931 SH SOLE 5931 0 0 FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 4507 207416 SH SOLE 205181 0 2235 FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 72 3330 SH DFND 3330 0 0 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 22 456 SH DFND 456 0 0 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 4131 85959 SH SOLE 85041 0 918 FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150 1230 43328 SH SOLE 43328 0 0 FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 440 18746 SH SOLE 17394 0 1352 FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 31 1045 SH DFND 1045 0 0 FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 1896 63524 SH SOLE 63524 0 0 FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 10 495 SH DFND 495 0 0 FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 424 20900 SH SOLE 20900 0 0 FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 1150 64147 SH SOLE 63756 0 391 FIRST TR EXCNGE TRD ALPHADEX MID CP GR ALPH 33737M102 691 24610 SH SOLE 24610 0 0 FIRST TR ISE REVERE NAT GAS COM 33734J102 251 12877 SH SOLE 12257 0 620 FIRST TR ISE REVERE NAT GAS COM 33734J102 7 340 SH DFND 340 0 0 FIRST TR MORNINGSTAR DIV LEA SHS 336917109 204 9326 SH SOLE 9326 0 0 FORD MTR CO DEL COM PAR $0.01 345370860 376 24359 SH SOLE 24359 0 0 FRANKLIN ELEC INC COM 353514102 281 6300 SH SOLE 700 0 5600 FREEPORT-MCMORAN COPPER & GO COM 35671D857 17 450 SH DFND 450 0 0 FREEPORT-MCMORAN COPPER & GO COM 35671D857 228 6030 SH SOLE 3970 0 2060 GENERAL ELECTRIC CO COM 369604103 14 500 SH DFND 500 0 0 GENERAL ELECTRIC CO COM 369604103 3168 113070 SH SOLE 86170 0 26900 GENUINE PARTS CO COM 372460105 8 100 SH DFND 100 0 0 GENUINE PARTS CO COM 372460105 315 3785 SH SOLE 3785 0 0 GOOGLE INC CL A 38259P508 309 276 SH SOLE 176 0 100 HANCOCK JOHN PFD INCOME FD I COM 41021P103 106 6775 SH DFND 6775 0 0 HANCOCK JOHN PFD INCOME FD I COM 41021P103 689 44186 SH SOLE 36686 0 7500 HOME DEPOT INC COM 437076102 911 11059 SH SOLE 9059 0 2000 HOME DEPOT INC COM 437076102 95 1150 SH DFND 750 400 0 ILLINOIS TOOL WKS INC COM 452308109 11 125 SH DFND 125 0 0 ILLINOIS TOOL WKS INC COM 452308109 432 5133 SH SOLE 5133 0 0 INTEL CORP COM 458140100 43 1650 SH DFND 900 750 0 INTEL CORP COM 458140100 1050 40456 SH SOLE 34040 0 6416 INTERNATIONAL BUSINESS MACHS COM 459200101 75 400 SH DFND 200 200 0 INTERNATIONAL BUSINESS MACHS COM 459200101 1166 6216 SH SOLE 5916 0 300 ISHARES CORE S&P MCP ETF 464287507 407 3041 SH SOLE 3041 0 0 ISHARES CORE S&P SCP ETF 464287804 21 195 SH DFND 195 0 0 ISHARES CORE S&P SCP ETF 464287804 383 3513 SH SOLE 3513 0 0 ISHARES CORE S&P500 ETF 464287200 1324 7131 SH SOLE 7131 0 0 ISHARES MSCI EAFE ETF 464287465 118 1758 SH DFND 1188 570 0 ISHARES MSCI EAFE ETF 464287465 798 11894 SH SOLE 11894 0 0 ISHARES RUS 1000 VAL ETF 464287598 275 2919 SH SOLE 2919 0 0 ISHARES S&P 500 VAL ETF 464287408 338 3953 SH SOLE 3953 0 0 ISHARES S&P MC 400GR ETF 464287606 1290 8588 SH SOLE 8588 0 0 ISHARES S&P MC 400GR ETF 464287606 36 242 SH DFND 242 0 0 ISHARES S&P MC 400VL ETF 464287705 1493 12847 SH SOLE 12847 0 0 ISHARES S&P MC 400VL ETF 464287705 39 333 SH DFND 333 0 0 ISHARES SP SMCP600VL ETF 464287879 2001 17985 SH SOLE 17985 0 0 ISHARES TIPS BD ETF 464287176 326 2962 SH SOLE 2962 0 0 JOHNSON & JOHNSON COM 478160104 1046 11425 SH SOLE 8275 200 2950 JOHNSON & JOHNSON COM 478160104 55 600 SH DFND 600 0 0 JOHNSON CTLS INC COM 478366107 8 150 SH DFND 150 0 0 JOHNSON CTLS INC COM 478366107 226 4401 SH SOLE 4401 0 0 JPMORGAN CHASE & CO COM 46625H100 5 86 SH DFND 86 0 0 JPMORGAN CHASE & CO COM 46625H100 1968 33658 SH SOLE 33658 0 0 LILLY ELI & CO COM 532457108 51 1000 SH DFND 1000 0 0 LILLY ELI & CO COM 532457108 230 4510 SH SOLE 4110 0 400 LINCOLN NATL CORP IND COM 534187109 52 1000 SH DFND 1000 0 0 LINCOLN NATL CORP IND COM 534187109 2398 46470 SH SOLE 45720 0 750 MARKET VECTORS ETF TR MTG REIT ETF 57060U324 172 7770 SH SOLE 7770 0 0 MARKET VECTORS ETF TR MTG REIT ETF 57060U324 42 1900 SH DFND 1900 0 0 MCDONALDS CORP COM 580135101 1341 13818 SH SOLE 13318 0 500 MCDONALDS CORP COM 580135101 300 3093 SH DFND 2093 1000 0 MEDTRONIC INC COM 585055106 29 500 SH DFND 500 0 0 MEDTRONIC INC COM 585055106 255 4445 SH SOLE 3945 0 500 MERCK & CO INC NEW COM 58933Y105 15 300 SH DFND 300 0 0 MERCK & CO INC NEW COM 58933Y105 593 11860 SH SOLE 11035 0 825 MICROSOFT CORP COM 594918104 81 2165 SH DFND 1215 950 0 MICROSOFT CORP COM 594918104 1133 30285 SH SOLE 26785 0 3500 MONDELEZ INTL INC CL A 609207105 7 190 SH DFND 190 0 0 MONDELEZ INTL INC CL A 609207105 293 8307 SH SOLE 6539 500 1268 NEXTERA ENERGY INC COM 65339F101 17 200 SH DFND 0 200 0 NEXTERA ENERGY INC COM 65339F101 205 2400 SH SOLE 2100 0 300 NIKE INC CL B 654106103 294 3741 SH SOLE 3741 0 0 NORFOLK SOUTHERN CORP COM 655844108 838 9022 SH SOLE 9022 0 0 NOVARTIS A G SPONSORED ADR 66987V109 45 560 SH DFND 560 0 0 NOVARTIS A G SPONSORED ADR 66987V109 563 7009 SH SOLE 5529 250 1230 OCCIDENTAL PETE CORP DEL COM 674599105 19 200 SH DFND 200 0 0 OCCIDENTAL PETE CORP DEL COM 674599105 281 2956 SH SOLE 2956 0 0 PEPSICO INC COM 713448108 212 2556 SH DFND 2216 340 0 PEPSICO INC COM 713448108 1996 24065 SH SOLE 23465 0 600 PFIZER INC COM 717081103 80 2603 SH DFND 2100 503 0 PFIZER INC COM 717081103 1530 49960 SH SOLE 48510 0 1450 PHILIP MORRIS INTL INC COM 718172109 70 800 SH DFND 800 0 0 PHILIP MORRIS INTL INC COM 718172109 1020 11710 SH SOLE 8260 0 3450 PHILLIPS 66 COM 718546104 4 50 SH DFND 50 0 0 PHILLIPS 66 COM 718546104 276 3583 SH SOLE 1635 0 1948 PIMCO ETF TR TOTL RETN ETF 72201R775 70 670 SH DFND 670 0 0 PIMCO ETF TR TOTL RETN ETF 72201R775 2008 19175 SH SOLE 19175 0 0 POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 241 9403 SH SOLE 9403 0 0 POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 466 10478 SH SOLE 10478 0 0 POWERSHARES ETF TRUST DYN BIOT & GEN 73935X856 302 8142 SH SOLE 8142 0 0 POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 41 745 SH DFND 745 0 0 POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 3269 58916 SH SOLE 58381 0 535 POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 110 1123 SH DFND 1123 0 0 POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 512 5235 SH SOLE 5235 0 0 PRAXAIR INC COM 74005P104 26 200 SH DFND 0 200 0 PRAXAIR INC COM 74005P104 361 2775 SH SOLE 2775 0 0 PROCTER & GAMBLE CO COM 742718109 318 3905 SH DFND 3705 200 0 PROCTER & GAMBLE CO COM 742718109 2382 29261 SH SOLE 28861 100 300 PRUDENTIAL FINL INC COM 744320102 204 2208 SH SOLE 1598 0 610 QUALCOMM INC COM 747525103 752 10131 SH SOLE 9081 0 1050 QUALCOMM INC COM 747525103 35 475 SH DFND 475 0 0 RAYTHEON CO COM NEW 755111507 9 100 SH DFND 100 0 0 RAYTHEON CO COM NEW 755111507 319 3514 SH SOLE 3514 0 0 REYNOLDS AMERICAN INC COM 761713106 300 6000 SH DFND 6000 0 0 ROYAL CARIBBEAN CRUISES LTD COM V7780T103 288 6070 SH SOLE 6070 0 0 RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 352 4565 SH SOLE 4565 0 0 SANDISK CORP COM 80004C101 374 5300 SH SOLE 5300 0 0 SCHLUMBERGER LTD COM 806857108 483 5364 SH SOLE 5364 0 0 SCHLUMBERGER LTD COM 806857108 50 558 SH DFND 0 558 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2400 35906 SH SOLE 35171 0 735 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 34 510 SH DFND 510 0 0 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1636 38073 SH SOLE 37098 0 975 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 31 710 SH DFND 710 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 21 380 SH DFND 380 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2164 39048 SH SOLE 38183 0 865 SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 17 195 SH DFND 195 0 0 SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1294 14617 SH SOLE 14302 0 315 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 3114 142464 SH SOLE 139339 0 3125 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 27 1235 SH DFND 1235 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3680 70434 SH SOLE 69294 0 1140 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 35 675 SH DFND 675 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 625 16473 SH SOLE 16473 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 9 250 SH DFND 250 0 0 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 950 20559 SH SOLE 20324 0 235 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 11 245 SH DFND 245 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 21 590 SH DFND 590 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1255 35131 SH SOLE 35131 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 10 90 SH DFND 90 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 578 4979 SH SOLE 3979 0 1000 SPDR SERIES TRUST BRC HGH YLD BD 78464A417 312 7680 SH SOLE 7680 0 0 STEEL DYNAMICS INC COM 858119100 1141 58400 SH SOLE 58400 0 0 SYSCO CORP COM 871829107 254 7045 SH SOLE 5495 0 1550 TARGET CORP COM 87612E106 100 1575 SH DFND 1575 0 0 TARGET CORP COM 87612E106 604 9554 SH SOLE 9154 0 400 TORONTO DOMINION BK ONT COM NEW 891160509 204 2170 SH SOLE 2170 0 0 TOTAL S A SPONSORED ADR 89151E109 28 450 SH DFND 450 0 0 TOTAL S A SPONSORED ADR 89151E109 722 11782 SH SOLE 10207 400 1175 TOWER FINANCIAL CORP COM 891769101 37 1475 SH DFND 1475 0 0 TOWER FINANCIAL CORP COM 891769101 4697 189262 SH SOLE 186162 0 3100 UNION PAC CORP COM 907818108 448 2665 SH SOLE 2665 0 0 UNION PAC CORP COM 907818108 92 550 SH DFND 150 400 0 UNITED PARCEL SERVICE INC CL B 911312106 11 100 SH DFND 100 0 0 UNITED PARCEL SERVICE INC CL B 911312106 231 2203 SH SOLE 2203 0 0 UNITED TECHNOLOGIES CORP COM 913017109 65 575 SH DFND 575 0 0 UNITED TECHNOLOGIES CORP COM 913017109 1156 10155 SH SOLE 10155 0 0 UNITEDHEALTH GROUP INC COM 91324P102 228 3032 SH SOLE 3032 0 0 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 521 5900 SH SOLE 5900 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 38 477 SH DFND 477 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 162 2030 SH SOLE 2030 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 590 7372 SH SOLE 7372 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4425 87244 SH SOLE 87244 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 60 670 SH DFND 670 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 5361 59877 SH SOLE 58807 0 1070 VANGUARD WORLD FDS TELCOMM ETF 92204A884 9 110 SH DFND 110 0 0 VANGUARD WORLD FDS TELCOMM ETF 92204A884 662 7916 SH SOLE 7916 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 22 453 SH DFND 244 209 0 VERIZON COMMUNICATIONS INC COM 92343V104 588 11971 SH SOLE 10195 0 1776 VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 7 175 SH DFND 175 0 0 VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 242 6145 SH SOLE 4945 200 1000 WALGREEN CO COM 931422109 278 4835 SH SOLE 4135 200 500 WAL-MART STORES INC COM 931142103 333 4231 SH SOLE 4231 0 0 WELLS FARGO & CO NEW COM 949746101 2703 59545 SH SOLE 58745 0 800 WESTERN ASSET HIGH INCM OPP COM 95766K109 67 11250 SH DFND 11250 0 0 WISDOMTREE TR DEFA EQT INC ETF 97717W802 489 10308 SH SOLE 10308 0 0 WISDOMTREE TR DEFA FD 97717W703 977 17944 SH SOLE 17944 0 0 WISDOMTREE TR DEFA FD 97717W703 26 486 SH DFND 486 0 0 WISDOMTREE TR EMERG MKTS ETF 97717W315 55 1084 SH DFND 1084 0 0 WISDOMTREE TR EMERG MKTS ETF 97717W315 2511 49224 SH SOLE 47520 280 1424 WISDOMTREE TR EQTY INC ETF 97717W208 1658 30089 SH SOLE 30089 0 0 WISDOMTREE TR GLB EQTY INC FD 97717W877 10 200 SH DFND 200 0 0 WISDOMTREE TR GLB EQTY INC FD 97717W877 291 6093 SH SOLE 6093 0 0 WISDOMTREE TR LARGECAP DIVID 97717W307 21 322 SH DFND 322 0 0 WISDOMTREE TR LARGECAP DIVID 97717W307 1438 21610 SH SOLE 21335 0 275 WISDOMTREE TR MIDCAP DIVI FD 97717W505 130 1749 SH DFND 1749 0 0 WISDOMTREE TR MIDCAP DIVI FD 97717W505 4749 63651 SH SOLE 61156 0 2495 WISDOMTREE TR SMALLCAP DIVID 97717W604 1180 17412 SH SOLE 17412 0 0 YUM BRANDS INC COM 988498101 529 6990 SH SOLE 6240 0 750