The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 11 100 SH   DFND 100 0 0
3M CO COM 88579Y101 960 8,783 SH   SOLE 8,033 0 750
ABBOTT LABS COM 002824100 67 1,929 SH   DFND 1,550 379 0
ABBOTT LABS COM 002824100 527 15,113 SH   SOLE 13,038 0 2,075
ABBVIE INC COM 00287Y109 80 1,929 SH   DFND 1,550 379 0
ABBVIE INC COM 00287Y109 572 13,828 SH   SOLE 11,753 0 2,075
ABERDEEN ASIA PACIFIC INCOM COM 003009107 219 35,247 SH   SOLE 35,247 0 0
AIR PRODS & CHEMS INC COM 009158106 46 500 SH   DFND 400 100 0
AIR PRODS & CHEMS INC COM 009158106 396 4,327 SH   SOLE 3,727 0 600
ALLEGHENY TECHNOLOGIES INC COM 01741R102 501 19,037 SH   SOLE 19,037 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 206 11,550 SH   SOLE 7,975 0 3,575
ALTRIA GROUP INC COM 02209S103 45 1,300 SH   DFND 1,300 0 0
ALTRIA GROUP INC COM 02209S103 620 17,733 SH   SOLE 12,283 0 5,450
APACHE CORP COM 037411105 208 2,478 SH   SOLE 1,913 0 565
APACHE CORP COM 037411105 17 200 SH   DFND 200 0 0
APPLE INC COM 037833100 153 385 SH   DFND 185 200 0
APPLE INC COM 037833100 2,345 5,913 SH   SOLE 5,603 0 310
AT&T INC COM 00206R102 4,479 126,574 SH   SOLE 125,190 300 1,084
AT&T INC COM 00206R102 151 4,259 SH   DFND 4,259 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 45 650 SH   DFND 650 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 708 10,285 SH   SOLE 9,885 0 400
BANK N S HALIFAX COM 064149107 21 400 SH   DFND 100 300 0
BANK N S HALIFAX COM 064149107 413 7,713 SH   SOLE 6,888 0 825
BANK OF AMERICA CORPORATION COM 060505104 135 10,520 SH   SOLE 10,520 0 0
BECTON DICKINSON & CO COM 075887109 405 4,099 SH   SOLE 3,399 0 700
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,855 11 SH   SOLE 11 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 34 300 SH   DFND 300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 397 3,550 SH   SOLE 3,550 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 25 435 SH   DFND 435 0 0
BHP BILLITON LTD SPONSORED ADR 088606108 218 3,785 SH   SOLE 3,285 0 500
BP PLC SPONSORED ADR 055622104 461 11,049 SH   SOLE 11,049 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 36 800 SH   DFND 550 250 0
BRISTOL MYERS SQUIBB CO COM 110122108 760 17,015 SH   SOLE 13,665 150 3,200
CANADIAN NATL RY CO COM 136375102 413 4,245 SH   SOLE 3,395 0 850
CARDINAL HEALTH INC COM 14149Y108 14 300 SH   DFND 300 0 0
CARDINAL HEALTH INC COM 14149Y108 312 6,619 SH   SOLE 6,619 0 0
CATERPILLAR INC DEL COM 149123101 25 302 SH   DFND 0 302 0
CATERPILLAR INC DEL COM 149123101 259 3,135 SH   SOLE 2,635 0 500
CHEVRON CORP NEW COM 166764100 1,482 12,525 SH   SOLE 12,025 0 500
CHEVRON CORP NEW COM 166764100 78 658 SH   DFND 230 428 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 10 27 SH   DFND 27 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 201 552 SH   SOLE 552 0 0
CHUBB CORP COM 171232101 224 2,651 SH   SOLE 2,401 250 0
CHUBB CORP COM 171232101 25 300 SH   DFND 300 0 0
CINCINNATI FINL CORP COM 172062101 213 4,635 SH   SOLE 4,635 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 254 12,485 SH   SOLE 12,485 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 243 11,945 SH   SOLE 11,945 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2014 18383M571 210 9,864 SH   SOLE 9,864 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 246 11,313 SH   SOLE 11,313 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 455 20,633 SH   SOLE 20,633 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 266 11,911 SH   SOLE 11,911 0 0
CLOROX CO DEL COM 189054109 67 800 SH   DFND 800 0 0
CLOROX CO DEL COM 189054109 193 2,321 SH   SOLE 2,321 0 0
COCA COLA CO COM 191216100 754 18,795 SH   SOLE 11,995 0 6,800
COLGATE PALMOLIVE CO COM 194162103 245 4,273 SH   SOLE 4,273 0 0
COLGATE PALMOLIVE CO COM 194162103 23 400 SH   DFND 400 0 0
COMMERCE BANCSHARES INC COM 200525103 219 5,040 SH   DFND 5,040 0 0
COMMERCE BANCSHARES INC COM 200525103 76 1,736 SH   SOLE 1,736 0 0
CONOCOPHILLIPS COM 20825C104 6 100 SH   DFND 100 0 0
CONOCOPHILLIPS COM 20825C104 571 9,431 SH   SOLE 5,859 0 3,572
CONSOLIDATED EDISON INC COM 209115104 321 5,497 SH   SOLE 5,497 0 0
CSX CORP COM 126408103 14 600 SH   DFND 600 0 0
CSX CORP COM 126408103 230 9,936 SH   SOLE 9,936 0 0
DEERE & CO COM 244199105 26 322 SH   DFND 0 322 0
DEERE & CO COM 244199105 366 4,499 SH   SOLE 3,199 0 1,300
DISNEY WALT CO COM DISNEY 254687106 51 800 SH   DFND 400 400 0
DISNEY WALT CO COM DISNEY 254687106 518 8,204 SH   SOLE 8,204 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 248 4,716 SH   SOLE 4,716 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 21 400 SH   DFND 400 0 0
EATON CORP PLC SHS G29183103 569 8,645 SH   SOLE 8,245 0 400
EATON CORP PLC SHS G29183103 24 360 SH   DFND 360 0 0
EMERSON ELEC CO COM 291011104 394 7,225 SH   SOLE 6,225 0 1,000
EMERSON ELEC CO COM 291011104 55 1,000 SH   DFND 500 500 0
EXXON MOBIL CORP COM 30231G102 106 1,175 SH   DFND 1,175 0 0
EXXON MOBIL CORP COM 30231G102 2,071 22,925 SH   SOLE 20,075 250 2,600
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 32 1,190 SH   DFND 1,190 0 0
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 2,069 76,308 SH   SOLE 74,993 0 1,315
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 2,523 81,755 SH   SOLE 80,765 0 990
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 33 1,065 SH   DFND 1,065 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 364 15,740 SH   SOLE 15,740 0 0
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 69 3,685 SH   DFND 3,685 0 0
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 3,967 211,252 SH   SOLE 209,017 0 2,235
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 27 681 SH   DFND 681 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 3,363 84,720 SH   SOLE 83,802 0 918
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150 366 16,220 SH   SOLE 16,220 0 0
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 438 18,897 SH   SOLE 17,545 0 1,352
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 30 1,225 SH   DFND 1,225 0 0
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 1,085 44,489 SH   SOLE 44,489 0 0
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 10 495 SH   DFND 495 0 0
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 512 25,900 SH   SOLE 25,900 0 0
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 2,109 107,803 SH   SOLE 105,459 0 2,344
FIRST TR ISE REVERE NAT GAS COM 33734J102 12 765 SH   DFND 765 0 0
FIRST TR ISE REVERE NAT GAS COM 33734J102 285 17,734 SH   SOLE 17,114 0 620
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 225 5,315 SH   SOLE 5,315 0 0
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 253 12,257 SH   SOLE 12,257 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 294 18,984 SH   SOLE 18,984 0 0
FRANKLIN ELEC INC COM 353514102 212 6,300 SH   SOLE 700 0 5,600
FREEPORT-MCMORAN COPPER & GO COM 35671D857 12 450 SH   DFND 450 0 0
FREEPORT-MCMORAN COPPER & GO COM 35671D857 189 6,850 SH   SOLE 4,790 0 2,060
GENERAL ELECTRIC CO COM 369604103 12 500 SH   DFND 500 0 0
GENERAL ELECTRIC CO COM 369604103 2,508 108,199 SH   SOLE 81,299 0 26,900
GENUINE PARTS CO COM 372460105 363 4,650 SH   SOLE 4,650 0 0
GENUINE PARTS CO COM 372460105 8 100 SH   DFND 100 0 0
HANCOCK JOHN PFD INCOME FD I COM 41021P103 822 45,186 SH   SOLE 37,686 0 7,500
HANCOCK JOHN PFD INCOME FD I COM 41021P103 123 6,775 SH   DFND 6,775 0 0
HEALTH CARE REIT INC COM 42217K106 225 3,350 SH   SOLE 1,950 0 1,400
HOME DEPOT INC COM 437076102 89 1,150 SH   DFND 750 400 0
HOME DEPOT INC COM 437076102 795 10,266 SH   SOLE 8,266 0 2,000
ILLINOIS TOOL WKS INC COM 452308109 9 125 SH   DFND 125 0 0
ILLINOIS TOOL WKS INC COM 452308109 384 5,558 SH   SOLE 5,558 0 0
INTEL CORP COM 458140100 40 1,650 SH   DFND 900 750 0
INTEL CORP COM 458140100 875 36,144 SH   SOLE 31,694 0 4,450
INTERNATIONAL BUSINESS MACHS COM 459200101 1,160 6,071 SH   SOLE 5,771 0 300
INTERNATIONAL BUSINESS MACHS COM 459200101 76 400 SH   DFND 200 200 0
ISHARES TR BARCLYS TIPS BD 464287176 22 200 SH   DFND 0 200 0
ISHARES TR BARCLYS TIPS BD 464287176 393 3,512 SH   SOLE 3,512 0 0
ISHARES TR CORE S&P MCP ETF 464287507 361 3,126 SH   SOLE 3,126 0 0
ISHARES TR CORE S&P SCP ETF 464287804 18 195 SH   DFND 195 0 0
ISHARES TR CORE S&P SCP ETF 464287804 336 3,723 SH   SOLE 3,723 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,112 6,914 SH   SOLE 6,914 0 0
ISHARES TR MSCI EAFE INDEX 464287465 797 13,915 SH   SOLE 13,915 0 0
ISHARES TR MSCI EAFE INDEX 464287465 101 1,758 SH   DFND 1,188 570 0
ISHARES TR S&P 500 VALUE 464287408 336 4,441 SH   SOLE 4,441 0 0
ISHARES TR S&P MC 400 GRW 464287606 1,199 9,304 SH   SOLE 9,304 0 0
ISHARES TR S&P MC 400 GRW 464287606 31 242 SH   DFND 242 0 0
ISHARES TR S&P MIDCP VALU 464287705 1,565 15,457 SH   SOLE 15,457 0 0
ISHARES TR S&P MIDCP VALU 464287705 34 333 SH   DFND 333 0 0
ISHARES TR S&P SMLCP VALU 464287879 1,577 16,880 SH   SOLE 16,880 0 0
JOHNSON & JOHNSON COM 478160104 979 11,399 SH   SOLE 8,249 200 2,950
JOHNSON & JOHNSON COM 478160104 52 600 SH   DFND 600 0 0
JOHNSON CTLS INC COM 478366107 5 150 SH   DFND 150 0 0
JOHNSON CTLS INC COM 478366107 218 6,081 SH   SOLE 6,081 0 0
JPMORGAN CHASE & CO COM 46625H100 1,905 36,082 SH   SOLE 36,082 0 0
JPMORGAN CHASE & CO COM 46625H100 5 86 SH   DFND 86 0 0
LINCOLN NATL CORP IND COM 534187109 1,711 46,904 SH   SOLE 46,154 0 750
LINCOLN NATL CORP IND COM 534187109 36 1,000 SH   DFND 1,000 0 0
MARKET VECTORS ETF TR JR GOLD MINERS E 57060U589 8 925 SH   DFND 925 0 0
MARKET VECTORS ETF TR JR GOLD MINERS E 57060U589 152 16,551 SH   SOLE 16,551 0 0
MCDONALDS CORP COM 580135101 306 3,093 SH   DFND 2,093 1,000 0
MCDONALDS CORP COM 580135101 1,452 14,667 SH   SOLE 14,167 0 500
MEDTRONIC INC COM 585055106 229 4,445 SH   SOLE 3,945 0 500
MEDTRONIC INC COM 585055106 26 500 SH   DFND 500 0 0
MERCK & CO INC NEW COM 58933Y105 14 300 SH   DFND 300 0 0
MERCK & CO INC NEW COM 58933Y105 516 11,102 SH   SOLE 10,277 0 825
MICROSOFT CORP COM 594918104 75 2,165 SH   DFND 1,215 950 0
MICROSOFT CORP COM 594918104 1,082 31,326 SH   SOLE 27,826 0 3,500
MONDELEZ INTL INC CL A 609207105 5 190 SH   DFND 190 0 0
MONDELEZ INTL INC CL A 609207105 247 8,665 SH   SOLE 6,032 500 2,133
NIKE INC CL B 654106103 232 3,650 SH   SOLE 3,650 0 0
NORFOLK SOUTHERN CORP COM 655844108 998 13,740 SH   SOLE 13,740 0 0
NOVARTIS A G SPONSORED ADR 66987V109 40 560 SH   DFND 560 0 0
NOVARTIS A G SPONSORED ADR 66987V109 510 7,209 SH   SOLE 5,729 250 1,230
OCCIDENTAL PETE CORP DEL COM 674599105 18 200 SH   DFND 200 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 257 2,880 SH   SOLE 2,880 0 0
PEPSICO INC COM 713448108 209 2,556 SH   DFND 2,216 340 0
PEPSICO INC COM 713448108 1,904 23,285 SH   SOLE 22,685 0 600
PFIZER INC COM 717081103 73 2,603 SH   DFND 2,100 503 0
PFIZER INC COM 717081103 1,426 50,916 SH   SOLE 49,466 0 1,450
PHILIP MORRIS INTL INC COM 718172109 69 800 SH   DFND 800 0 0
PHILIP MORRIS INTL INC COM 718172109 983 11,353 SH   SOLE 7,903 0 3,450
PHILLIPS 66 COM 718546104 213 3,608 SH   SOLE 1,660 0 1,948
PHILLIPS 66 COM 718546104 3 50 SH   DFND 50 0 0
PIMCO ETF TR TOTL RETN ETF 72201R775 2,051 19,447 SH   SOLE 19,447 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 236 9,403 SH   SOLE 9,403 0 0
POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 455 12,782 SH   SOLE 12,782 0 0
POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 16 460 SH   DFND 460 0 0
POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 3,177 66,804 SH   SOLE 66,269 0 535
POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 39 810 SH   DFND 810 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 91 1,123 SH   DFND 1,123 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 424 5,235 SH   SOLE 5,235 0 0
PRAXAIR INC COM 74005P104 23 200 SH   DFND 0 200 0
PRAXAIR INC COM 74005P104 337 2,923 SH   SOLE 2,923 0 0
PROCTER & GAMBLE CO COM 742718109 301 3,905 SH   DFND 3,705 200 0
PROCTER & GAMBLE CO COM 742718109 2,147 27,882 SH   SOLE 27,482 100 300
QUALCOMM INC COM 747525103 29 475 SH   DFND 475 0 0
QUALCOMM INC COM 747525103 586 9,596 SH   SOLE 8,546 0 1,050
RAYTHEON CO COM NEW 755111507 7 100 SH   DFND 100 0 0
RAYTHEON CO COM NEW 755111507 304 4,598 SH   SOLE 4,598 0 0
REYNOLDS AMERICAN INC COM 761713106 290 6,000 SH   DFND 6,000 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 202 6,070 SH   SOLE 6,070 0 0
SANDISK CORP COM 80004C101 324 5,300 SH   SOLE 5,300 0 0
SCHLUMBERGER LTD COM 806857108 290 4,047 SH   SOLE 4,047 0 0
SCHLUMBERGER LTD COM 806857108 40 558 SH   DFND 0 558 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 42 745 SH   DFND 745 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,833 32,496 SH   SOLE 31,761 0 735
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 42 1,050 SH   DFND 1,050 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,519 38,297 SH   SOLE 37,322 0 975
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 30 635 SH   DFND 635 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,605 33,703 SH   SOLE 32,838 0 865
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 18 230 SH   DFND 230 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 891 11,382 SH   SOLE 11,067 0 315
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,280 117,310 SH   SOLE 114,185 0 3,125
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 44 2,270 SH   DFND 2,270 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 36 840 SH   DFND 840 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,015 70,718 SH   SOLE 69,578 0 1,140
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 533 14,168 SH   SOLE 14,168 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 7 175 SH   DFND 175 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 430 11,217 SH   SOLE 10,982 0 235
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,239 40,518 SH   SOLE 40,518 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 18 590 SH   DFND 590 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 849 7,126 SH   SOLE 5,526 0 1,600
SPDR GOLD TRUST GOLD SHS 78463V107 43 365 SH   DFND 365 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 306 4,615 SH   SOLE 4,615 0 0
STEEL DYNAMICS INC COM 858119100 871 58,400 SH   SOLE 58,400 0 0
TARGET CORP COM 87612E106 690 10,019 SH   SOLE 9,619 0 400
TARGET CORP COM 87612E106 108 1,575 SH   DFND 1,575 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 231 2,875 SH   SOLE 2,875 0 0
TOTAL S A SPONSORED ADR 89151E109 825 16,935 SH   SOLE 15,360 400 1,175
TOTAL S A SPONSORED ADR 89151E109 22 450 SH   DFND 450 0 0
TOWER FINANCIAL CORP COM 891769101 66 4,475 SH   DFND 4,475 0 0
TOWER FINANCIAL CORP COM 891769101 2,771 189,277 SH   SOLE 186,177 0 3,100
UNION PAC CORP COM 907818108 85 550 SH   DFND 150 400 0
UNION PAC CORP COM 907818108 361 2,343 SH   SOLE 2,343 0 0
UNITED TECHNOLOGIES CORP COM 913017109 53 575 SH   DFND 575 0 0
UNITED TECHNOLOGIES CORP COM 913017109 984 10,590 SH   SOLE 10,590 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 885 12,093 SH   SOLE 12,093 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 259 3,103 SH   SOLE 3,103 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 19 222 SH   DFND 222 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 38 477 SH   DFND 477 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 231 2,888 SH   SOLE 2,888 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 588 7,273 SH   SOLE 7,273 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,290 74,408 SH   SOLE 74,408 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 658 16,951 SH   SOLE 16,951 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 82 1,110 SH   DFND 1,110 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,331 58,546 SH   SOLE 57,476 0 1,070
VANGUARD WORLD FDS TELCOMM ETF 92204A884 828 10,491 SH   SOLE 10,491 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 23 453 SH   DFND 244 209 0
VERIZON COMMUNICATIONS INC COM 92343V104 644 12,794 SH   SOLE 11,018 0 1,776
WALGREEN CO COM 931422109 214 4,835 SH   SOLE 4,135 200 500
WAL-MART STORES INC COM 931142103 384 5,158 SH   SOLE 5,158 0 0
WELLS FARGO & CO NEW COM 949746101 2,423 58,702 SH   SOLE 57,902 0 800
WESTERN ASSET HIGH INCM OPP COM 95766K109 67 11,250 SH   DFND 11,250 0 0
WISDOMTREE TRUST DEFA FD 97717W703 22 486 SH   DFND 486 0 0
WISDOMTREE TRUST DEFA FD 97717W703 844 18,349 SH   SOLE 18,349 0 0
WISDOMTREE TRUST EMERG MKTS ETF 97717W315 52 1,084 SH   DFND 1,084 0 0
WISDOMTREE TRUST EMERG MKTS ETF 97717W315 2,305 47,690 SH   SOLE 46,493 280 917
WISDOMTREE TRUST EQTY INC ETF 97717W208 1,602 30,994 SH   SOLE 30,994 0 0
WISDOMTREE TRUST GLB EQTY INC FD 97717W877 8 200 SH   DFND 200 0 0
WISDOMTREE TRUST GLB EQTY INC FD 97717W877 405 9,645 SH   SOLE 9,645 0 0
WISDOMTREE TRUST JAPN HEDGE EQT 97717W851 646 14,172 SH   SOLE 14,172 0 0
WISDOMTREE TRUST LARGECAP DIVID 97717W307 19 322 SH   DFND 322 0 0
WISDOMTREE TRUST LARGECAP DIVID 97717W307 1,334 22,298 SH   SOLE 22,023 0 275
WISDOMTREE TRUST MIDCAP DIVI FD 97717W505 115 1,749 SH   DFND 1,749 0 0
WISDOMTREE TRUST MIDCAP DIVI FD 97717W505 3,580 54,603 SH   SOLE 52,338 0 2,265
WISDOMTREE TRUST SMALLCAP DIVID 97717W604 580 9,948 SH   SOLE 9,948 0 0
YUM BRANDS INC COM 988498101 485 6,990 SH   SOLE 6,240 0 750