13F-HR 1 tower1q2012.txt TOWER TRUST COMPANY UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: March 31, 2012 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Tower Trust Company Address: 116 East Berry Street Fort Wayne, IN 46802 13F File Number: 028-06189 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Gary D Shearer Title: President Phone: (219) 427-7130 Signature, Place, and Date of Signing: /s/ Gary D. Shearer Fort Wayne, IN April 04, 2012 Report Type (Check only one.): [ X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 218 Form 13F Information Table Value Total: $145,408 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional managers with respect to which this report is filed, other than the manager filing this report. NONE FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- 3M CO COM 88579Y101 3 30 SH DEFINED 30 0 0 3M CO COM 88579Y101 816 9150 SH SOLE 8400 0 750 ABBOTT LABS COM 002824100 118 1929 SH DEFINED 1550 379 0 ABBOTT LABS COM 002824100 826 13474 SH SOLE 11399 0 2075 ABERDEEN ASIA PACIFIC INCOM COM 003009107 82 11235 SH SOLE 11235 0 0 AIR PRODS & CHEMS INC COM 009158106 400 4354 SH SOLE 3754 0 600 AIR PRODS & CHEMS INC COM 009158106 46 500 SH DEFINED 400 100 0 ALPS ETF TR ALERIAN MLP 00162Q866 360 21644 SH SOLE 19394 0 2250 ALTRIA GROUP INC COM 02209S103 40 1300 SH DEFINED 1300 0 0 ALTRIA GROUP INC COM 02209S103 675 21874 SH SOLE 16424 0 5450 APACHE CORP COM 037411105 53 525 SH DEFINED 525 0 0 APACHE CORP COM 037411105 538 5361 SH SOLE 4796 0 565 APPLE INC COM 037833100 5010 8357 SH SOLE 7942 0 415 APPLE INC COM 037833100 276 460 SH DEFINED 260 200 0 AT&T INC COM 00206R102 1151 36878 SH SOLE 35794 0 1084 AT&T INC COM 00206R102 142 4534 SH DEFINED 4534 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 36 650 SH DEFINED 650 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 422 7655 SH SOLE 7255 0 400 BANK NOVA SCOTIA HALIFAX COM 064149107 17 300 SH DEFINED 100 200 0 BANK NOVA SCOTIA HALIFAX COM 064149107 311 5550 SH SOLE 4725 0 825 BECTON DICKINSON & CO COM 075887109 398 5127 SH SOLE 4427 0 700 BERKSHIRE HATHAWAY INC DEL CL A 084670108 1341 11 SH SOLE 11 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 27 336 SH DEFINED 336 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 270 3322 SH SOLE 3322 0 0 BHP BILLITON LTD SPONSORED ADR 088606108 29 400 SH DEFINED 400 0 0 BHP BILLITON LTD SPONSORED ADR 088606108 171 2363 SH SOLE 1563 0 800 BLACKROCK MUNIVEST FD II INC COM 09253T101 199 12300 SH SOLE 12300 0 0 BP PLC SPONSORED ADR 055622104 628 13949 SH SOLE 13949 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 22 650 SH DEFINED 550 100 0 BRISTOL MYERS SQUIBB CO COM 110122108 775 22975 SH SOLE 21375 0 1600 CANADIAN NATL RY CO COM 136375102 415 5220 SH SOLE 4370 0 850 CARDINAL HEALTH INC COM 14149Y108 210 4868 SH SOLE 4868 0 0 CARDINAL HEALTH INC COM 14149Y108 17 400 SH DEFINED 400 0 0 CATERPILLAR INC DEL COM 149123101 32 302 SH DEFINED 0 302 0 CATERPILLAR INC DEL COM 149123101 280 2625 SH SOLE 2125 0 500 CHEVRON CORP NEW COM 166764100 65 608 SH DEFINED 180 428 0 CHEVRON CORP NEW COM 166764100 1295 12079 SH SOLE 11579 0 500 CHIPOTLE MEXICAN GRILL INC COM 169656105 11 27 SH DEFINED 27 0 0 CHIPOTLE MEXICAN GRILL INC COM 169656105 231 552 SH SOLE 552 0 0 COCA COLA CO COM 191216100 580 7840 SH SOLE 4440 0 3400 COLGATE PALMOLIVE CO COM 194162103 20 200 SH DEFINED 200 0 0 COLGATE PALMOLIVE CO COM 194162103 463 4735 SH SOLE 4735 0 0 COMMERCE BANCSHARES INC COM 200525103 211 5200 SH DEFINED 5200 0 0 COMMERCE BANCSHARES INC COM 200525103 46 1125 SH SOLE 1125 0 0 CONOCOPHILLIPS COM 20825C104 8 100 SH DEFINED 100 0 0 CONOCOPHILLIPS COM 20825C104 644 8470 SH SOLE 4573 0 3897 CONSOLIDATED EDISON INC COM 209115104 277 4740 SH SOLE 4740 0 0 DEERE & CO COM 244199105 26 322 SH DEFINED 0 322 0 DEERE & CO COM 244199105 369 4565 SH SOLE 3265 0 1300 DISNEY WALT CO COM DISNEY 254687106 35 800 SH DEFINED 400 400 0 DISNEY WALT CO COM DISNEY 254687106 417 9534 SH SOLE 9534 0 0 EATON CORP COM 278058102 18 360 SH DEFINED 360 0 0 EATON CORP COM 278058102 572 11475 SH SOLE 11075 0 400 EMERSON ELEC CO COM 291011104 249 4770 SH SOLE 3770 0 1000 EMERSON ELEC CO COM 291011104 42 800 SH DEFINED 400 400 0 ETFS PRECIOUS METALS BASKET PHYS PM BSKT 26922W109 213 2235 SH SOLE 1435 0 800 EXXON MOBIL CORP COM 30231G102 1869 21549 SH SOLE 20549 0 1000 EXXON MOBIL CORP COM 30231G102 95 1100 SH DEFINED 1100 0 0 FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 36 1570 SH DEFINED 1570 0 0 FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 2240 98090 SH SOLE 95655 0 2435 FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 26 1055 SH DEFINED 1055 0 0 FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 3952 157833 SH SOLE 156678 0 1155 FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 604 25593 SH SOLE 25593 0 0 FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 58 3750 SH DEFINED 3750 0 0 FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 3707 239630 SH SOLE 236990 0 2640 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 61 1986 SH DEFINED 1986 0 0 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 4620 149998 SH SOLE 147250 0 2748 FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 372 14780 SH SOLE 14780 0 0 FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 56 3180 SH DEFINED 3180 0 0 FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 981 55561 SH SOLE 54156 0 1405 FIRST TR EXCNGE TRD ALPHADEX MID CP GR ALPH 33737M102 295 14130 SH SOLE 14130 0 0 FIRST TR MORNINGSTAR DIV LEA SHS 336917109 208 11715 SH SOLE 11715 0 0 FORD MTR CO DEL COM PAR $0.01 345370860 10 800 SH DEFINED 0 800 0 FORD MTR CO DEL COM PAR $0.01 345370860 230 18450 SH SOLE 18450 0 0 FREEPORT-MCMORAN COPPER & GO COM 35671D857 22 580 SH DEFINED 580 0 0 FREEPORT-MCMORAN COPPER & GO COM 35671D857 939 24681 SH SOLE 23181 0 1500 GENERAL ELECTRIC CO COM 369604103 12 600 SH DEFINED 600 0 0 GENERAL ELECTRIC CO COM 369604103 2389 119102 SH SOLE 92202 0 26900 GENUINE PARTS CO COM 372460105 6 100 SH DEFINED 100 0 0 GENUINE PARTS CO COM 372460105 258 4108 SH SOLE 4108 0 0 HANCOCK JOHN PFD INCOME FD I COM 41021P103 178 10025 SH DEFINED 10025 0 0 HANCOCK JOHN PFD INCOME FD I COM 41021P103 2763 155311 SH SOLE 147371 0 7940 HOME DEPOT INC COM 437076102 58 1150 SH DEFINED 750 400 0 HOME DEPOT INC COM 437076102 497 9885 SH SOLE 7885 0 2000 ILLINOIS TOOL WKS INC COM 452308109 7 125 SH DEFINED 125 0 0 ILLINOIS TOOL WKS INC COM 452308109 403 7050 SH SOLE 7050 0 0 INTEL CORP COM 458140100 42 1500 SH DEFINED 900 600 0 INTEL CORP COM 458140100 755 26875 SH SOLE 26025 0 850 INTERNATIONAL BUSINESS MACHS COM 459200101 83 400 SH DEFINED 200 200 0 INTERNATIONAL BUSINESS MACHS COM 459200101 1380 6616 SH SOLE 6316 0 300 INVESCO HIGH YIELD INVST FD COM 46133K108 79 12400 SH DEFINED 12400 0 0 ISHARES INC MSCI EMU INDEX 464286608 629 19944 SH SOLE 19944 0 0 ISHARES INC MSCI JAPAN 464286848 350 34367 SH SOLE 34367 0 0 ISHARES INC MSCI UTD KINGD 464286699 321 18558 SH SOLE 18558 0 0 ISHARES TR BARCLYS 7-10 YR 464287440 2089 20225 SH SOLE 20225 0 0 ISHARES TR MSCI EAFE INDEX 464287465 96 1758 SH DEFINED 1188 570 0 ISHARES TR MSCI EAFE INDEX 464287465 544 9915 SH SOLE 9915 0 0 ISHARES TR S&P 500 INDEX 464287200 1033 7315 SH SOLE 7315 0 0 ISHARES TR S&P 500 VALUE 464287408 317 4882 SH SOLE 4882 0 0 ISHARES TR S&P MC 400 GRW 464287606 27 242 SH DEFINED 242 0 0 ISHARES TR S&P MC 400 GRW 464287606 959 8531 SH SOLE 8531 0 0 ISHARES TR S&P MIDCAP 400 464287507 345 3474 SH SOLE 3474 0 0 ISHARES TR S&P MIDCP VALU 464287705 28 333 SH DEFINED 333 0 0 ISHARES TR S&P MIDCP VALU 464287705 948 11104 SH SOLE 11104 0 0 ISHARES TR S&P SMLCAP 600 464287804 15 195 SH DEFINED 195 0 0 ISHARES TR S&P SMLCAP 600 464287804 186 2442 SH SOLE 2442 0 0 ISHARES TR S&P SMLCP VALU 464287879 1413 17991 SH SOLE 17991 0 0 ISHARES TR US PFD STK IDX 464288687 11 275 SH DEFINED 275 0 0 ISHARES TR US PFD STK IDX 464288687 451 11561 SH SOLE 10586 0 975 JOHNSON & JOHNSON COM 478160104 43 650 SH DEFINED 650 0 0 JOHNSON & JOHNSON COM 478160104 922 13985 SH SOLE 11035 0 2950 JPMORGAN CHASE & CO COM 46625H100 4 86 SH DEFINED 86 0 0 JPMORGAN CHASE & CO COM 46625H100 1563 33992 SH SOLE 33992 0 0 KRAFT FOODS INC CL A 50075N104 12 315 SH DEFINED 315 0 0 KRAFT FOODS INC CL A 50075N104 458 12041 SH SOLE 9908 0 2133 LINCOLN NATL CORP IND COM 534187109 26 1000 SH DEFINED 1000 0 0 LINCOLN NATL CORP IND COM 534187109 1283 48654 SH SOLE 47904 0 750 MARKET VECTORS ETF TR JR GOLD MINERS E 57060U589 653 26627 SH SOLE 26402 0 225 MARKET VECTORS ETF TR JR GOLD MINERS E 57060U589 22 910 SH DEFINED 910 0 0 MARKET VECTORS ETF TR MTG REIT ETF 57060U324 12 465 SH DEFINED 465 0 0 MARKET VECTORS ETF TR MTG REIT ETF 57060U324 751 29758 SH SOLE 29038 0 720 MCDONALDS CORP COM 580135101 331 3378 SH DEFINED 2378 1000 0 MCDONALDS CORP COM 580135101 2194 22365 SH SOLE 21420 0 945 MEDCO HEALTH SOLUTIONS INC COM 58405U102 205 2920 SH SOLE 2920 0 0 MERCK & CO INC NEW COM 58933Y105 385 10019 SH SOLE 9194 0 825 MERCK & CO INC NEW COM 58933Y105 12 300 SH DEFINED 300 0 0 MFA FINANCIAL INC COM 55272X102 20 2725 SH DEFINED 2725 0 0 MFA FINANCIAL INC COM 55272X102 353 47314 SH SOLE 47314 0 0 MICROSOFT CORP COM 594918104 949 29422 SH SOLE 28922 0 500 MICROSOFT CORP COM 594918104 62 1915 SH DEFINED 1215 700 0 NIKE INC CL B 654106103 201 1850 SH SOLE 1850 0 0 NORFOLK SOUTHERN CORP COM 655844108 3559 54065 SH SOLE 54065 0 0 NOVARTIS A G SPONSORED ADR 66987V109 31 560 SH DEFINED 560 0 0 NOVARTIS A G SPONSORED ADR 66987V109 310 5600 SH SOLE 4370 0 1230 NUVEEN MUN OPPORTUNITY FD IN COM 670984103 150 10250 SH SOLE 10250 0 0 ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 222 4052 SH SOLE 4052 0 0 PEPSICO INC COM 713448108 170 2556 SH DEFINED 2216 340 0 PEPSICO INC COM 713448108 1836 27671 SH SOLE 27071 0 600 PFIZER INC COM 717081103 65 2865 SH DEFINED 2362 503 0 PFIZER INC COM 717081103 1413 62419 SH SOLE 60969 0 1450 PHILIP MORRIS INTL INC COM 718172109 71 800 SH DEFINED 800 0 0 PHILIP MORRIS INTL INC COM 718172109 1029 11612 SH SOLE 8162 0 3450 PIMCO ETF TR INV GRD CRP BD 72201R817 214 2056 SH SOLE 2056 0 0 POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 21 650 SH DEFINED 650 0 0 POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 1218 38497 SH SOLE 37497 0 1000 POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 4986 122363 SH SOLE 120518 0 1845 POWERSHARES ETF TRUST ENERGY SEC POR 73935X385 98 2415 SH DEFINED 2415 0 0 POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 110 1619 SH DEFINED 1619 0 0 POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 364 5342 SH SOLE 5342 0 0 POWERSHARES ETF TRUST II DWA EMRG MKTS 73936Q207 13 720 SH DEFINED 720 0 0 POWERSHARES ETF TRUST II DWA EMRG MKTS 73936Q207 316 17619 SH SOLE 17619 0 0 PRAXAIR INC COM 74005P104 23 200 SH DEFINED 0 200 0 PRAXAIR INC COM 74005P104 369 3215 SH SOLE 3215 0 0 PROCTER & GAMBLE CO COM 742718109 283 4207 SH DEFINED 4007 200 0 PROCTER & GAMBLE CO COM 742718109 2589 38532 SH SOLE 38232 0 300 PRUDENTIAL FINL INC COM 744320102 203 3210 SH SOLE 2600 0 610 QUALCOMM INC COM 747525103 961 14126 SH SOLE 13076 0 1050 QUALCOMM INC COM 747525103 46 675 SH DEFINED 675 0 0 REYNOLDS AMERICAN INC COM 761713106 398 9600 SH DEFINED 9600 0 0 ROYAL CARIBBEAN CRUISES LTD COM V7780T103 21 720 SH DEFINED 720 0 0 ROYAL CARIBBEAN CRUISES LTD COM V7780T103 871 29585 SH SOLE 29585 0 0 RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 439 8462 SH SOLE 8462 0 0 SANDISK CORP COM 80004C101 293 5900 SH SOLE 5900 0 0 SCHLUMBERGER LTD COM 806857108 39 558 SH DEFINED 0 558 0 SCHLUMBERGER LTD COM 806857108 350 5005 SH SOLE 5005 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 355 7883 SH SOLE 7883 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 9 195 SH DEFINED 195 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3257 87053 SH SOLE 85068 0 1985 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 42 1115 SH DEFINED 1115 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 18 590 SH DEFINED 590 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 544 18053 SH SOLE 18053 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 2004 12360 SH SOLE 11760 0 600 SPDR GOLD TRUST GOLD SHS 78463V107 59 365 SH DEFINED 365 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 230 1630 SH SOLE 1630 0 0 SPDR SERIES TRUST BRCLYS YLD ETF 78464A417 138 3495 SH DEFINED 3495 0 0 SPDR SERIES TRUST BRCLYS YLD ETF 78464A417 2804 71229 SH SOLE 69954 1275 0 SPDR SERIES TRUST DJ REIT ETF 78464A607 201 2842 SH SOLE 2842 0 0 STEEL DYNAMICS INC COM 858119100 622 42795 SH SOLE 42795 0 0 TARGET CORP COM 87612E106 95 1625 SH DEFINED 1625 0 0 TARGET CORP COM 87612E106 453 7769 SH SOLE 7369 0 400 TORONTO DOMINION BK ONT COM NEW 891160509 200 2360 SH SOLE 2360 0 0 TOWER FINANCIAL CORP COM 891769101 27 2500 SH DEFINED 2500 0 0 TOWER FINANCIAL CORP COM 891769101 2716 256252 SH SOLE 253152 0 3100 UNION PAC CORP COM 907818108 70 650 SH DEFINED 250 400 0 UNION PAC CORP COM 907818108 255 2368 SH SOLE 2368 0 0 UNITED TECHNOLOGIES CORP COM 913017109 48 575 SH DEFINED 575 0 0 UNITED TECHNOLOGIES CORP COM 913017109 1168 14078 SH SOLE 14078 0 0 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 19 222 SH DEFINED 222 0 0 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 243 2797 SH SOLE 2797 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 300 3704 SH SOLE 3704 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 39 477 SH DEFINED 477 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 692 8308 SH SOLE 8308 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3167 71619 SH SOLE 71619 0 0 VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 758 17442 SH SOLE 17442 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 110 1480 SH DEFINED 1480 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 6873 92651 SH SOLE 90456 0 2195 VANGUARD WORLD FDS TELCOMM ETF 92204A884 12 185 SH DEFINED 185 0 0 VANGUARD WORLD FDS TELCOMM ETF 92204A884 357 5493 SH SOLE 5203 0 290 VERIZON COMMUNICATIONS INC COM 92343V104 17 453 SH DEFINED 244 209 0 VERIZON COMMUNICATIONS INC COM 92343V104 580 15186 SH SOLE 13386 0 1800 WAL MART STORES INC COM 931142103 213 3475 SH SOLE 3475 0 0 WALGREEN CO COM 931422109 393 11735 SH SOLE 11235 0 500 WELLS FARGO & CO NEW COM 949746101 2445 71652 SH SOLE 70852 0 800 WESTERN ASSET HIGH INCM OPP COM 95766K109 139 22500 SH DEFINED 22500 0 0 WISDOMTREE TRUST DEFA FD 97717W703 1159 25815 SH SOLE 25815 0 0 WISDOMTREE TRUST EMERG MKTS ETF 97717W315 1607 27902 SH SOLE 27802 0 100 WISDOMTREE TRUST EMERG MKTS ETF 97717W315 13 225 SH DEFINED 225 0 0 WISDOMTREE TRUST EQTY INC ETF 97717W208 93 2085 SH DEFINED 2085 0 0 WISDOMTREE TRUST EQTY INC ETF 97717W208 5671 126619 SH SOLE 123034 0 3585 WISDOMTREE TRUST LARGECAP DIVID 97717W307 103 1950 SH DEFINED 1950 0 0 WISDOMTREE TRUST LARGECAP DIVID 97717W307 2759 52106 SH SOLE 51831 0 275 WISDOMTREE TRUST MDCP EARN FUND 97717W570 38 625 SH DEFINED 625 0 0 WISDOMTREE TRUST MDCP EARN FUND 97717W570 757 12385 SH SOLE 12385 0 0 WISDOMTREE TRUST MIDCAP DIVI FD 97717W505 208 3699 SH DEFINED 3699 0 0 WISDOMTREE TRUST MIDCAP DIVI FD 97717W505 5715 101537 SH SOLE 100582 0 955 WISDOMTREE TRUST SMALLCAP DIVID 97717W604 579 11798 SH SOLE 11798 0 0 YUM BRANDS INC COM 988498101 273 3830 SH SOLE 3080 0 750 ZIMMER HLDGS INC COM 98956P102 238 3700 SH SOLE 3700 0 0