The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 323,092 2,200 SH   SOLE   0 0 2,200
ABBOTT LABS COM 002824100 BBG001S5N9M6 3,664,854 27,628 SH   SOLE   0 0 27,628
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 3,349,177 15,985 SH   SOLE   0 0 15,985
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 4,082,187 26,398 SH   SOLE   0 0 26,398
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 364,797 2,335 SH   SOLE   0 0 2,335
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,103,902 16,314 SH   SOLE   0 0 16,314
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 1,756,627 6,529 SH   SOLE   0 0 6,529
APPLE INC COM 037833100 BBG001S5N8V8 8,904,525 40,087 SH   SOLE   0 0 40,087
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 5,218,452 17,080 SH   SOLE   0 0 17,080
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 670,434 16,066 SH   SOLE   0 0 16,066
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 798,442 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,365,720 4,442 SH   SOLE   0 0 4,442
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 311,392 329 SH   SOLE   0 0 329
BLACKSTONE INC COM 09260D107 BBG001S7H949 1,615,437 11,557 SH   SOLE   0 0 11,557
BROADCOM INC COM 11135F101 BBG00KHY5SY8 671,394 4,010 SH   SOLE   0 0 4,010
CITIZENS FINL GROUP INC COM 174610105 BBG006Q0HZT0 248,155 6,057 SH   SOLE   0 0 6,057
CLOROX CO DEL COM 189054109 BBG001S5PX50 402,140 2,731 SH   SOLE   0 0 2,731
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,594,046 22,257 SH   SOLE   0 0 22,257
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 327,482 3,495 SH   SOLE   0 0 3,495
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 5,565,915 5,885 SH   SOLE   0 0 5,885
DARDEN RESTAURANTS INC COM 237194105 BBG001S5QM08 366,904 1,766 SH   SOLE   0 0 1,766
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 2,552,281 17,812 SH   SOLE   0 0 17,812
DISNEY WALT CO COM 254687106 BBG001S5QHF3 349,497 3,541 SH   SOLE   0 0 3,541
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 269,024 4,798 SH   SOLE   0 0 4,798
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,858,855 23,439 SH   SOLE   0 0 23,439
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 1,684,399 15,363 SH   SOLE   0 0 15,363
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 BBG005FHVPV0 494,975 5,857 SH   SOLE   0 0 5,857
FLEXSHARES TR STOX GBL ESG SLT 33939L688 BBG00D9WQ9Z5 277,123 1,632 SH   SOLE   0 0 1,632
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 201,351 1,006 SH   SOLE   0 0 1,006
HERSHEY CO COM 427866108 BBG001S5S148 320,681 1,875 SH   SOLE   0 0 1,875
HOME DEPOT INC COM 437076102 BBG001S5RTW7 3,261,761 8,900 SH   SOLE   0 0 8,900
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 2,632,476 12,432 SH   SOLE   0 0 12,432
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 1,847,357 3,730 SH   SOLE   0 0 3,730
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 BBG00P4Y2TZ1 272,695 6,700 SH   SOLE   0 0 6,700
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 218,813 3,750 SH   SOLE   0 0 3,750
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 2,462,946 31,220 SH   SOLE   0 0 31,220
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 10,123,959 193,316 SH   SOLE   0 0 193,316
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 BBG01J345HV8 394,714 6,614 SH   SOLE   0 0 6,614
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 BBG00XX898D2 7,669,076 151,234 SH   SOLE   0 0 151,234
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 4,778,514 28,814 SH   SOLE   0 0 28,814
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 7,268,239 29,630 SH   SOLE   0 0 29,630
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 2,900,008 20,391 SH   SOLE   0 0 20,391
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 2,702,149 6,049 SH   SOLE   0 0 6,049
LOWES COS INC COM 548661107 BBG001S5SVL3 282,208 1,210 SH   SOLE   0 0 1,210
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 209,382 382 SH   SOLE   0 0 382
MCDONALDS CORP COM 580135101 BBG001S5T110 3,729,073 11,938 SH   SOLE   0 0 11,938
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 376,783 4,193 SH   SOLE   0 0 4,193
MERCK & CO INC COM 58933Y105 BBG001S5TC52 547,267 6,097 SH   SOLE   0 0 6,097
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,002,275 3,474 SH   SOLE   0 0 3,474
MICROSOFT CORP COM 594918104 BBG001S5TD05 13,995,693 37,283 SH   SOLE   0 0 37,283
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 279,406 4,118 SH   SOLE   0 0 4,118
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,896,520 26,753 SH   SOLE   0 0 26,753
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 341,301 1,441 SH   SOLE   0 0 1,441
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 266,549 2,391 SH   SOLE   0 0 2,391
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 954,828 8,810 SH   SOLE   0 0 8,810
ORACLE CORP COM 68389X105 BBG001S5SJG6 2,226,474 15,925 SH   SOLE   0 0 15,925
PAYCHEX INC COM 704326107 BBG001S5V135 1,100,171 7,131 SH   SOLE   0 0 7,131
PEPSICO INC COM 713448108 BBG001S695T1 4,011,795 26,756 SH   SOLE   0 0 26,756
PFIZER INC COM 717081103 BBG001S5V466 212,704 8,394 SH   SOLE   0 0 8,394
PRICE T ROWE GROUP INC COM 74144T108 BBG001S5WW18 997,433 10,857 SH   SOLE   0 0 10,857
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,403,263 14,102 SH   SOLE   0 0 14,102
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 414,825 16,566 SH   SOLE   0 0 16,566
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 5,190,961 55,548 SH   SOLE   0 0 55,548
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,951,705 39,183 SH   SOLE   0 0 39,183
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 371,664 1,800 SH   SOLE   0 0 1,800
SOUTHERN CO COM 842587107 BBG001S5W777 332,399 3,615 SH   SOLE   0 0 3,615
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 235,973 562 SH   SOLE   0 0 562
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 678,540 1,213 SH   SOLE   0 0 1,213
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 257,792 1,900 SH   SOLE   0 0 1,900
STARBUCKS CORP COM 855244109 BBG001S72KH6 383,434 3,909 SH   SOLE   0 0 3,909
STRYKER CORPORATION COM 863667101 BBG001S8FR03 705,414 1,895 SH   SOLE   0 0 1,895
TESLA INC COM 88160R101 BBG001SQKGD7 479,964 1,852 SH   SOLE   0 0 1,852
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 2,882,099 5,792 SH   SOLE   0 0 5,792
TJX COS INC NEW COM 872540109 BBG001S5WQ93 2,147,212 17,629 SH   SOLE   0 0 17,629
UNION PAC CORP COM 907818108 BBG001S5X2M0 3,339,252 14,135 SH   SOLE   0 0 14,135
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 337,400 644 SH   SOLE   0 0 644
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 BBG002D68GN8 2,713,149 12,830 SH   SOLE   0 0 12,830
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 10,852,471 41,963 SH   SOLE   0 0 41,963
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,853,535 20,472 SH   SOLE   0 0 20,472
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 768,809 1,496 SH   SOLE   0 0 1,496
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,130,221 6,067 SH   SOLE   0 0 6,067
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,357,332 6,121 SH   SOLE   0 0 6,121
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 606,490 3,511 SH   SOLE   0 0 3,511
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 6,590,345 108,644 SH   SOLE   0 0 108,644
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 15,222,077 186,180 SH   SOLE   0 0 186,180
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 2,419,637 12,473 SH   SOLE   0 0 12,473
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 BBG001SHVTQ3 988,574 3,037 SH   SOLE   0 0 3,037
VISA INC COM CL A 92826C839 BBG001SRCFY3 3,557,870 10,152 SH   SOLE   0 0 10,152
WALMART INC COM 931142103 BBG001S5XH92 5,386,838 61,361 SH   SOLE   0 0 61,361
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 4,800,823 20,737 SH   SOLE   0 0 20,737
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 362,824 4,543 SH   SOLE   0 0 4,543
YUM BRANDS INC COM 988498101 BBG001S7JQ30 472,867 3,005 SH   SOLE   0 0 3,005