The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 433 2,438 SH   SOLE   0 0 2,438
ABBOTT LABS COM 002824100 3,778 26,845 SH   SOLE   0 0 26,845
ABBVIE INC COM 00287Y109 5,002 36,945 SH   SOLE   0 0 36,945
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,453 2,563 SH   SOLE   0 0 2,563
ALPHABET INC CAP STK CL A 02079K305 2,998 1,035 SH   SOLE   0 0 1,035
ALPHABET INC CAP STK CL C 02079K107 272 94 SH   SOLE   0 0 94
ALTRIA GROUP INC COM 02209S103 481 10,150 SH   SOLE   0 0 10,150
AMAZON COM INC COM 023135106 3,064 919 SH   SOLE   0 0 919
AMERICAN EXPRESS CO COM 025816109 550 3,361 SH   SOLE   0 0 3,361
APPLE INC COM 037833100 6,994 39,385 SH   SOLE   0 0 39,385
AT&T INC COM 00206R102 618 25,139 SH   SOLE   0 0 25,139
AUTOMATIC DATA PROCESSING IN COM 053015103 4,261 17,282 SH   SOLE   0 0 17,282
BAXTER INTL INC COM 071813109 481 5,602 SH   SOLE   0 0 5,602
BECTON DICKINSON & CO COM 075887109 299 1,189 SH   SOLE   0 0 1,189
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,726 5,774 SH   SOLE   0 0 5,774
BK OF AMERICA CORP COM 060505104 733 16,475 SH   SOLE   0 0 16,475
BLACKROCK INC COM 09247X101 488 533 SH   SOLE   0 0 533
BRISTOL-MYERS SQUIBB CO COM 110122108 391 6,265 SH   SOLE   0 0 6,265
CARRIER GLOBAL CORPORATION COM 14448C104 228 4,200 SH   SOLE   0 0 4,200
CATERPILLAR INC COM 149123101 205 993 SH   SOLE   0 0 993
CLOROX CO DEL COM 189054109 655 3,759 SH   SOLE   0 0 3,759
COCA COLA CO COM 191216100 1,021 17,250 SH   SOLE   0 0 17,250
COLGATE PALMOLIVE CO COM 194162103 426 4,989 SH   SOLE   0 0 4,989
COSTCO WHSL CORP NEW COM 22160K105 3,992 7,032 SH   SOLE   0 0 7,032
CSX CORP COM 126408103 688 18,292 SH   SOLE   0 0 18,292
CVS HEALTH CORP COM 126650100 595 5,770 SH   SOLE   0 0 5,770
DARDEN RESTAURANTS INC COM 237194105 896 5,946 SH   SOLE   0 0 5,946
DISNEY WALT CO COM 254687106 2,565 16,559 SH   SOLE   0 0 16,559
DOMINION ENERGY INC COM 25746U109 1,377 17,534 SH   SOLE   0 0 17,534
DUKE ENERGY CORP NEW COM NEW 26441C204 1,573 14,995 SH   SOLE   0 0 14,995
EMERSON ELEC CO COM 291011104 2,182 23,466 SH   SOLE   0 0 23,466
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 943 10,687 SH   SOLE   0 0 10,687
GLOBAL X FDS US INFR DEV ETF 37954Y673 238 8,270 SH   SOLE   0 0 8,270
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 4,065 80,533 SH   SOLE   0 0 80,533
HERSHEY CO COM 427866108 363 1,875 SH   SOLE   0 0 1,875
HOME DEPOT INC COM 437076102 4,978 11,996 SH   SOLE   0 0 11,996
HONEYWELL INTL INC COM 438516106 3,724 17,859 SH   SOLE   0 0 17,859
INTEL CORP COM 458140100 525 10,203 SH   SOLE   0 0 10,203
INTUITIVE SURGICAL INC COM NEW 46120E602 337 937 SH   SOLE   0 0 937
ISHARES TR CORE S&P MCP ETF 464287507 223 788 SH   SOLE   0 0 788
ISHARES TR ISHARES BIOTECH 464287556 361 2,363 SH   SOLE   0 0 2,363
ISHARES TR PFD AND INCM SEC 464288687 1,078 27,335 SH   SOLE   0 0 27,335
JOHNSON & JOHNSON COM 478160104 5,194 30,361 SH   SOLE   0 0 30,361
JPMORGAN CHASE & CO COM 46625H100 4,277 27,009 SH   SOLE   0 0 27,009
KIMBERLY-CLARK CORP COM 494368103 2,985 20,883 SH   SOLE   0 0 20,883
LOCKHEED MARTIN CORP COM 539830109 2,202 6,197 SH   SOLE   0 0 6,197
LOWES COS INC COM 548661107 334 1,293 SH   SOLE   0 0 1,293
MCDONALDS CORP COM 580135101 4,865 18,147 SH   SOLE   0 0 18,147
MEDTRONIC PLC SHS G5960L103 744 7,195 SH   SOLE   0 0 7,195
MERCK & CO INC COM 58933Y105 534 6,968 SH   SOLE   0 0 6,968
META PLATFORMS INC CL A 30303M102 461 1,372 SH   SOLE   0 0 1,372
MICROSOFT CORP COM 594918104 15,237 45,306 SH   SOLE   0 0 45,306
MONDELEZ INTL INC CL A 609207105 915 13,803 SH   SOLE   0 0 13,803
MONGODB INC CL A 60937P106 409 772 SH   SOLE   0 0 772
MORGAN STANLEY COM NEW 617446448 244 2,490 SH   SOLE   0 0 2,490
NEXTERA ENERGY INC COM 65339F101 2,631 28,180 SH   SOLE   0 0 28,180
NORFOLK SOUTHN CORP COM 655844108 558 1,874 SH   SOLE   0 0 1,874
NOVARTIS AG SPONSORED ADR 66987V109 650 7,436 SH   SOLE   0 0 7,436
PAYCHEX INC COM 704326107 2,649 19,410 SH   SOLE   0 0 19,410
PAYPAL HLDGS INC COM 70450Y103 1,084 5,747 SH   SOLE   0 0 5,747
PEOPLES UNITED FINANCIAL INC COM 712704105 474 26,600 SH   SOLE   0 0 26,600
PEPSICO INC COM 713448108 4,803 27,651 SH   SOLE   0 0 27,651
PFIZER INC COM 717081103 3,768 63,813 SH   SOLE   0 0 63,813
PRICE T ROWE GROUP INC COM 74144T108 2,186 11,118 SH   SOLE   0 0 11,118
PROCTER AND GAMBLE CO COM 742718109 2,507 15,326 SH   SOLE   0 0 15,326
RAYTHEON TECHNOLOGIES CORP COM 75513E101 341 3,958 SH   SOLE   0 0 3,958
SCHWAB CHARLES CORP COM 808513105 840 9,994 SH   SOLE   0 0 9,994
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 529 3,045 SH   SOLE   0 0 3,045
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 295 812 SH   SOLE   0 0 812
SPDR S&P 500 ETF TR TR UNIT 78462F103 617 1,300 SH   SOLE   0 0 1,300
SPDR SER TR S&P DIVID ETF 78464A763 310 2,398 SH   SOLE   0 0 2,398
STARBUCKS CORP COM 855244109 1,542 13,183 SH   SOLE   0 0 13,183
STRYKER CORPORATION COM 863667101 396 1,482 SH   SOLE   0 0 1,482
TARGET CORP COM 87612E106 1,903 8,223 SH   SOLE   0 0 8,223
TESLA INC COM 88160R101 861 815 SH   SOLE   0 0 815
TEXAS INSTRS INC COM 882508104 296 1,572 SH   SOLE   0 0 1,572
THE TRADE DESK INC COM CL A 88339J105 297 3,245 SH   SOLE   0 0 3,245
THERMO FISHER SCIENTIFIC INC COM 883556102 3,141 4,708 SH   SOLE   0 0 4,708
TJX COS INC NEW COM 872540109 1,496 19,704 SH   SOLE   0 0 19,704
TORONTO DOMINION BK ONT COM NEW 891160509 211 2,748 SH   SOLE   0 0 2,748
UNILEVER PLC SPON ADR NEW 904767704 276 5,125 SH   SOLE   0 0 5,125
UNION PAC CORP COM 907818108 3,799 15,079 SH   SOLE   0 0 15,079
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,249 4,044 SH   SOLE   0 0 4,044
VANGUARD INDEX FDS MID CAP ETF 922908629 4,182 16,415 SH   SOLE   0 0 16,415
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,434 20,981 SH   SOLE   0 0 20,981
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 657 1,505 SH   SOLE   0 0 1,505
VANGUARD INDEX FDS SMALL CP ETF 922908751 364 1,611 SH   SOLE   0 0 1,611
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,381 120,440 SH   SOLE   0 0 120,440
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 678 7,305 SH   SOLE   0 0 7,305
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,699 9,893 SH   SOLE   0 0 9,893
VERIZON COMMUNICATIONS INC COM 92343V104 3,222 62,009 SH   SOLE   0 0 62,009
VISA INC COM CL A 92826C839 1,925 8,884 SH   SOLE   0 0 8,884
WALMART INC COM 931142103 3,266 22,576 SH   SOLE   0 0 22,576
WASTE MGMT INC DEL COM 94106L109 4,239 25,400 SH   SOLE   0 0 25,400
YUM BRANDS INC COM 988498101 737 5,311 SH   SOLE   0 0 5,311
YUM CHINA HLDGS INC COM 98850P109 217 4,350 SH   SOLE   0 0 4,350