The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR Tr Unit Ser 1 TR UNIT 78462F103 13,008 60,137 SH   SOLE   60,137 0 0
Schwab US Lcap ETF US LRG CAP ETF 808524201 12,628 244,641 SH   SOLE   244,641 0 0
Berkshire Hathaway CL B CL B NEW 084670702 11,147 77,157 SH   SOLE   77,157 0 0
Wells Fargo & Co. COM 949746101 6,623 149,565 SH   SOLE   149,565 0 0
Sector Spdr Engy Select SBI INT-ENERGY 81369Y506 5,745 81,360 SH   SOLE   81,360 0 0
Vanguard Value ETF VALUE ETF 922908744 5,643 64,865 SH   SOLE   64,865 0 0
Procter & Gamble COM 742718109 4,693 52,293 SH   SOLE   52,293 0 0
Johnson & Johnson COM 478160104 4,464 37,788 SH   SOLE   37,788 0 0
Vanguard Info Tech COM 92204A702 4,413 36,660 SH   SOLE   36,660 0 0
Fiserv COM 337738108 4,045 40,667 SH   SOLE   40,667 0 0
Bank of NY Mellon Corp COM 064058100 4,043 101,383 SH   SOLE   101,383 0 0
Berkley W R Corporation COM 084423102 3,838 66,440 SH   SOLE   66,440 0 0
Vanguard Intermediate Corp INT-TERM CORP 92206C870 3,704 41,351 SH   SOLE   41,351 0 0
Vanguard ST Corp SHRT TRM CORP BD 92206C409 3,695 45,866 SH   SOLE   45,866 0 0
Wal-Mart Stores COM 931142103 3,336 46,252 SH   SOLE   46,252 0 0
Schwab US Agg Bnd ETF US AGGREGATE B 808524839 3,140 58,504 SH   SOLE   58,504 0 0
Microsoft COM 594918104 3,110 53,990 SH   SOLE   53,990 0 0
Allison Transmission COM 01973R101 3,100 108,075 SH   SOLE   108,075 0 0
Continental Bldg Prods COM 211171103 3,083 146,865 SH   SOLE   146,865 0 0
Pepsico Incorporated COM 713448108 2,774 25,503 SH   SOLE   25,503 0 0
Leucadia National Corp COM 527288104 2,435 127,905 SH   SOLE   127,905 0 0
Mohawk Industries Inc. COM 608190104 2,370 11,830 SH   SOLE   11,830 0 0
Oracle Corp. COM 68389X105 2,290 58,311 SH   SOLE   58,311 0 0
United Health Group COM 91324P102 2,268 16,200 SH   SOLE   16,200 0 0
Eagle Materials Inc COM 26969P108 2,263 29,275 SH   SOLE   29,275 0 0
JP Morgan Chase 2018 Warrants *W EXP 10/28/201 46634E114 2,252 91,445 SH   SOLE   91,445 0 0
Wabco Holdings Inc COM 92927K102 2,161 19,035 SH   SOLE   19,035 0 0
Apache Corp COM 037411105 1,855 29,041 SH   SOLE   29,041 0 0
Schwab Emg Mkt Eq ETF EMRG MKTEQ ETF 808524706 1,802 78,125 SH   SOLE   78,125 0 0
Installed Building Products COM 45780R101 1,419 39,550 SH   SOLE   39,550 0 0
American Int'l Group COM NEW 026874784 1,403 23,645 SH   SOLE   23,645 0 0
Advanced Emissions Sol COM 00770C101 1,264 168,027 SH   SOLE   168,027 0 0
Schwab Intl Eq ETF INTL EQTY ETF 808524805 1,187 41,217 SH   SOLE   41,217 0 0
Graham Hldgs Company COM 384556106 1,124 2,335 SH   SOLE   2,335 0 0
Axalta Coating Syste COM G0750C108 1,062 37,575 SH   SOLE   37,575 0 0
Vanguard Total Bond COM 921937835 953 11,325 SH   SOLE   11,325 0 0
United Technologies Corp. COM 913017109 945 9,297 SH   SOLE   9,297 0 0
General Motors Company COM 37045V100 939 29,570 SH   SOLE   29,570 0 0
Vanguard FTSE Developed FTSE DEV MKT ETF 921943858 895 23,925 SH   SOLE   23,925 0 0
iShares MSCI Emerging Markets MSCI EMERG MKT 464287234 806 21,522 SH   SOLE   21,522 0 0
JP Morgan Chase & Co COM 46625H100 768 11,527 SH   SOLE   11,527 0 0
Schw US Brd Mkt ETF US BRD MKT ETF 808524102 756 14,454 SH   SOLE   14,454 0 0
General Motors Cl B 2019 Warra *W EXP 07/10/201 37045V126 743 53,210 SH   SOLE   53,210 0 0
Vanguard Muni Bond TAX-EXEMPT BD 922907746 501 9,594 SH   SOLE   9,594 0 0
iShares MSCI EAFE MSCI EAFE INDEX 464287465 433 7,323 SH   SOLE   7,323 0 0
Source Capital CEF COM 836144105 416 11,323 SH   SOLE   11,323 0 0
Walgreens Boots Allianc COM 931427108 227 2,810 SH   SOLE   2,810 0 0