The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLISON TRANSMISSION HLDGS I COM 01973R101 BBG001V0T5F3 4,007,203 96,327 SH   SOLE   96,327 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 5,611,439 63,256 SH   SOLE   63,256 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,679,580 19,995 SH   SOLE   19,995 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,731,866 13,329 SH   SOLE   13,329 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 262,746 1,100 SH   SOLE   1,100 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 3,384,991 102,204 SH   SOLE   102,204 0 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 3,022,376 66,397 SH   SOLE   66,397 0 0
BERKLEY W R CORP COM 084423102 BBG001S5P463 313,429 4,319 SH   SOLE   4,319 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 14,062,673 45,525 SH   SOLE   45,525 0 0
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 265,161 1,202 SH   SOLE   1,202 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 3,088,925 35,554 SH   SOLE   35,554 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 826,043 34,247 SH   SOLE   34,247 0 0
FEDEX CORP COM 31428X106 BBG001S5R3M5 2,807,052 16,207 SH   SOLE   16,207 0 0
FISERV INC COM 337738108 BBG001S5R6Q4 3,166,220 31,327 SH   SOLE   31,327 0 0
GRAHAM CORP COM 384556106 BBG001S5RK92 5,162,370 8,544 SH   SOLE   8,544 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 283,519 1,323 SH   SOLE   1,323 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 250,088 3,810 SH   SOLE   3,810 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 397,230 10,481 SH   SOLE   10,481 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 3,599,429 20,376 SH   SOLE   20,376 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 6,304,182 47,011 SH   SOLE   47,011 0 0
LIBERTY BROADBAND CORP COM SER A 530307107 BBG006GNRZ92 2,484,922 32,761 SH   SOLE   32,761 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 5,547,979 27,846 SH   SOLE   27,846 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,383,695 19,808 SH   SOLE   19,808 0 0
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 2,207,067 44,159 SH   SOLE   44,159 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 6,150,018 25,644 SH   SOLE   25,644 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 289,585 3,464 SH   SOLE   3,464 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,468,868 17,970 SH   SOLE   17,970 0 0
PEPSICO INC COM 713448108 BBG001S695T1 2,625,712 14,534 SH   SOLE   14,534 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 595,025 3,926 SH   SOLE   3,926 0 0
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 210,378 9,980 SH   SOLE   9,980 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 3,663,591 36,302 SH   SOLE   36,302 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 3,964,986 167,511 SH   SOLE   167,511 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 3,088,361 95,882 SH   SOLE   95,882 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,782,639 62,099 SH   SOLE   62,099 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 1,305,573 23,498 SH   SOLE   23,498 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 7,907,495 175,138 SH   SOLE   175,138 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 6,159,725 70,421 SH   SOLE   70,421 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 2,638,427 77,147 SH   SOLE   77,147 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 650,225 8,722 SH   SOLE   8,722 0 0
SIMON PPTY GROUP INC NEW COM 828806109 BBG001S77WM9 2,068,215 17,605 SH   SOLE   17,605 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 4,788,806 12,522 SH   SOLE   12,522 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 1,633,438 6,681 SH   SOLE   6,681 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 4,022,506 50,534 SH   SOLE   50,534 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 284,514 1,374 SH   SOLE   1,374 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 2,249,024 4,242 SH   SOLE   4,242 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 576,229 8,021 SH   SOLE   8,021 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 818,705 4,017 SH   SOLE   4,017 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,169,438 9,021 SH   SOLE   9,021 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 663,943 4,181 SH   SOLE   4,181 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 5,453,234 38,849 SH   SOLE   38,849 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 220,985 4,731 SH   SOLE   4,731 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 6,399,700 129,313 SH   SOLE   129,313 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 6,754,089 115,494 SH   SOLE   115,494 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 419,329 5,410 SH   SOLE   5,410 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 9,960,269 132,468 SH   SOLE   132,468 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 877,467 20,907 SH   SOLE   20,907 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 BBG001SHVTQ3 2,147,276 9,804 SH   SOLE   9,804 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 9,997,407 40,304 SH   SOLE   40,304 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 15,530,672 48,623 SH   SOLE   48,623 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 2,854,230 13,738 SH   SOLE   13,738 0 0
WALMART INC COM 931142103 BBG001S5XH92 1,173,170 8,274 SH   SOLE   8,274 0 0