EX-99.4.D 4 dex994d.htm ADDITIONAL INSURED RIDER Additional Insured Rider

Exhibit (4)(d)

AMERICAN FAMILY LIFE INSURANCE COMPANY

6000 AMERICAN PKWY

MADISON, WI 53783-0001

888 428 5433

ADDITIONAL INSURED RIDER

Flexible Premium Variable Universal Life insurance

This rider is attached to and becomes part of the policy. All applicable conditions and provisions of the policy apply to this rider unless changed by this rider. All applicable conditions and provisions of the policy are modified by this rider to include the additional insured covered under this rider.

DEFINITIONS

The following are key words used in this rider. When these words are used they are in bold type. As you read this rider you can refer to this section for the definition. Other key words that appear in this rider in bold type are defined in the policy to which this rider is attached.

Additional Insured. The person so named in the Application for this rider.

Beneficiary(ies). The person(s) or entity named as the beneficiary(ies) in the application unless later changed, to whom any death benefit is payable upon the death of the additional insured.

Rider Benefit Amount. The benefit amount on the life of the additional insured, shown on the schedule or on an endorsement or amendment.

Rider Date. The date shown on the schedule or on an endorsement or amendment that this rider takes effect and that determines each:

 

  1. rider year;

 

  2. rider anniversary; and

 

  3. rider month.

Rider Termination Date. The rider anniversary date nearest the additional insured’s attained age 65 as shown on the schedule or on an endorsement or amendment.

GENERAL PROVISIONS

Benefit. We will pay, to the beneficiary, the rider benefit amount when We receive at our home office due proof satisfactory to us that the additional insured’s death occurred while coverage under this rider was in force on such additional insured.

We will accept the following as proof of death:

 

  1. a certified copy of the death certificate;

 

  2. a statement from the physician in attendance at the time of death;

 

  3. a finding from a court of competent jurisdiction; or

 

  4. any other proof of death satisfactory to us.

We will pay interest on the death benefit as required by the law of the state in which this policy is issued.

Changes in Rider Benefit Amount. The rider benefit amount may be increased or decreased upon written request from the owner. Such change however, may not be more or less than our limits for this benefit. Evidence of insurability, satisfactory to us is required to increase the rider benefit amount. Changes in the rider benefit amount may result in premium changes and the cost of this rider will change accordingly.

Cost of Rider. The monthly cost of this rider is based on a rate per thousand of the rider benefit amount and is determined by the additional insured’s attained age, gender and underwriting class. The guaranteed monthly cost of insurance rates are shown on the Table of Guaranteed Cost of Insurance Rates on the schedule and are based on preferred underwriting classes.

If the additional insured is in an underwriting class other than that shown on the Table of Guaranteed Cost of Insurance Rates, the Table of Guaranteed Cost of Insurance Rates may differ from the Table shown on the schedule.

 

1

Premium. Premium and monthly deductions will increase if this rider is added to the policy. Changes in insurance coverage also may change the cost of this rider.

Conversion. Subject to our rules then in effect, the owner may convert this rider to any plan of permanent life insurance we have available at the time of application for conversion if:

 

  1. this rider is in force;

 

  2. the amount of insurance in force and available for conversion is not less than the minimum issue amount at the time of conversion;

 

  3. the initial premium is paid; and

 

  4. the conversion is applied for on or before:

 

  a. the rider anniversary date nearest the additional insured’s age 60; or

 

  b. the tenth anniversary of this rider, whichever is earlier.

The amount of insurance under the conversion coverage may not exceed the amount of insurance under this rider on the date of the conversion. The conversion coverage will be issued:

 

  1. without evidence of insurability;

 

  2. at the premium rate for the additional insured’s attained age at the time of conversion.

If we do not offer the same underwriting class for the conversion coverage, we will use the most closely related underwriting class we offer at the time of conversion.

We may include the same provisions in the conversion coverage:

 

  1. to limit death or disability benefits that are in this rider; and

 

  2. that we include in policies then being issued to persons of the same underwriting class, gender and attained age.

We may require evidence of insurability for any supplemental benefits provided by rider under the conversion coverage.

Our liability under the conversion coverage will begin on the date of the conversion. Our liability under this rider will end on the date immediately preceding the date of conversion.

In no event will payment be made under both the conversion coverage and this rider or any portion of this rider that is converted.

Continuation Upon death of the Primary Insured. If the primary insured dies while this rider is in force, coverage under this rider will continue for 90 days from the date of the primary insured’s death. During the continuation period, any remaining conversion rights under this rider may be exercised by:

 

  1. the additional insured if the primary insured was the owner of the policy; or

 

  2. the owner if the owner is someone other than the primary insured.

The application for conversion coverage must be in writing and must be received at our home office during the continuation period.

Incontestability, Misstatement of Age or Gender and Suicide. The Incontestability, Reinstatement and Suicide provisions of the policy are, for the purpose of this rider measured from the rider date.

We may contest the validity of this rider at any time on the grounds of fraudulent misrepresentation.

Reinstatement. If the owner applies to reinstate the policy, we must receive evidence of insurability satisfactory to us for each additional insured. If the evidence of insurability is not satisfactory to us, then the policy and this rider will not be reinstated.

 

2

Rider Termination. This rider terminates at 12:00 AM on the earliest of:

 

  1. the rider termination date;

 

  2. the date the policy terminates, subject to its conditions and provisions;

 

  3. the date the policy is surrendered by the owner;

 

  4. the date of any full conversion of coverage under this rider;

 

  5. the end of the continuation period following the date of the primary insured’s death.

The owner may cancel this rider by sending a written request to us, at our home office. Cancellation takes effect on the monthly deduction day on or following the business day we receive the request, unless a later monthly deduction day is requested.

 

JACK SALZWEDEL

    JAMES ELDRIDGE
PRESIDENT    SECRETARY

TABLE OF GUARANTEED COST OF INSURANCE RATES (non preferred underwriting classes)

Male Non Nicotine

Monthly Rates per Thousand

 

Attained

Age

  

Substd B

  

Substd C

  

Substd D

  

Substd E

  

Substd F

  

Substd H

  

Substd J

  

Substd L

  

Substd P

18

   0.11497   0.13412   0.15326   0.17240   0.19153   0.22979   0.26802   0.30624   0.38263

19

   0.11747   0.13704   0.15659   0.17615   0.19570   0.23478   0.27384   0.31289   0.39093

20

   0.11872   0.13849   0.15826   0.17802   0.19778   0.23727   0.27675   0.31622   0.39508

21

   0.11872   0.13849   0.15826   0.17802   0.19778   0.23727   0.27675   0.31622   0.39508

22

   0.11872   0.13849   0.15826   0.17802   0.19778   0.23727   0.27675   0.31622   0.39508

23

   0.11997   0.13995   0.15992   0.17989   0.19986   0.23977   0.27966   0.31954   0.39923

24

   0.12122   0.14141   0.16159   0.18176   0.20194   0.24226   0.28257   0.32286   0.40338

25

   0.12247   0.14286   0.16325   0.18364   0.20402   0.24476   0.28548   0.32619   0.40753

26

   0.12747   0.14869   0.16991   0.19113   0.21234   0.25474   0.29712   0.33948   0.42413

27

   0.13371   0.15598   0.17824   0.20049   0.22274   0.26721   0.31167   0.35609   0.44488

28

   0.13122   0.15306   0.17491   0.19675   0.21858   0.26222   0.30585   0.34945   0.43658

29

   0.12872   0.15015   0.17158   0.19300   0.21442   0.25723   0.30003   0.34280   0.42828

30

   0.12747   0.14869   0.16991   0.19113   0.21234   0.25474   0.29712   0.33948   0.42413

31

   0.12622   0.14724   0.16825   0.18926   0.21026   0.25225   0.29421   0.33616   0.41998

32

   0.12622   0.14724   0.16825   0.18926   0.21026   0.25225   0.29421   0.33616   0.41998

33

   0.12997   0.15161   0.17324   0.19487   0.21650   0.25973   0.30294   0.34613   0.43243

34

   0.13246   0.15452   0.17657   0.19862   0.22066   0.26472   0.30876   0.35277   0.44073

35

   0.13621   0.15889   0.18157   0.20424   0.22690   0.27220   0.31748   0.36274   0.45318

36

   0.14371   0.16764   0.19156   0.21547   0.23938   0.28717   0.33493   0.38267   0.47807

37

   0.14995   0.17492   0.19988   0.22483   0.24978   0.29964   0.34948   0.39928   0.49880

38

   0.16120   0.18803   0.21486   0.24168   0.26849   0.32208   0.37564   0.42917   0.53612

39

   0.17119   0.19969   0.22818   0.25666   0.28512   0.34203   0.39890   0.45573   0.56927

40

   0.18243   0.21280   0.24316   0.27350   0.30383   0.36447   0.42506   0.48560   0.60656

41

   0.19742   0.23028   0.26313   0.29596   0.32878   0.39438   0.45992   0.52542   0.65626

42

   0.21616   0.25213   0.28808   0.32402   0.35995   0.43175   0.50349   0.57517   0.71834

43

   0.23739   0.27689   0.31637   0.35583   0.39527   0.47410   0.55285   0.63153   0.78866

44

   0.26236   0.30601   0.34963   0.39323   0.43681   0.52390   0.61089   0.69780   0.87133

45

   0.29108   0.33949   0.38788   0.43624   0.48457   0.58114   0.67761   0.77396   0.96632

46

   0.31855   0.37152   0.42446   0.47736   0.53023   0.63588   0.74138   0.84675   1.05710

47

   0.34851   0.40645   0.46435   0.52221   0.58003   0.69556   0.81092   0.92612   1.15603

48

   0.36598   0.42682   0.48762   0.54837   0.60908   0.73036   0.85146   0.97238   1.21370

49

   0.38595   0.45010   0.51420   0.57826   0.64226   0.77012   0.89777   1.02524   1.27957

50

   0.41466   0.48356   0.55241   0.62121   0.68995   0.82725   0.96432   1.10117   1.37418

51

   0.44835   0.52284   0.59726   0.67162   0.74590   0.89428   1.04239   1.19024   1.48513

52

   0.49451   0.57664   0.65869   0.74066   0.82255   0.98608   1.14929   1.31218   1.63698

53

   0.54441   0.63479   0.72508   0.81527   0.90537   1.08525   1.26475   1.44386   1.80089

54

   0.60801   0.70891   0.80969   0.91035   1.01088   1.21158   1.41179   1.61151   2.00950

55

   0.68655   0.80043   0.91415   1.02771   1.14111   1.36745   1.59317   1.81826   2.26660

56

   0.76632   0.89335   1.02019   1.14683   1.27328   1.52559   1.77713   2.02789   2.52711

57

   0.85229   0.99349   1.13445   1.27516   1.41564   1.69586   1.97513   2.25345   2.80722

58

   0.92578   1.07907   1.23208   1.38480   1.53724   1.84127   2.14417   2.44594   3.04613

59

   1.01045   1.17766   1.34453   1.51107   1.67726   2.00864   2.33868   2.66737   3.32077

60

   1.11251   1.29648   1.48004   1.66318   1.84592   2.21017   2.57279   2.93379   3.65095

61

   1.23692   1.44128   1.64513   1.84848   2.05132   2.45548   2.85763   3.25779   4.05214

62

   1.38861   1.61779   1.84633   2.07422   2.30148   2.75409   3.20417   3.65174   4.53940

63

   1.55885   1.81581   2.07196   2.32730   2.58185   3.08854   3.59205   4.09240   5.08370

64

   1.73765   2.02372   2.30878   2.59285   2.87591   3.43908   3.99830   4.55360   5.65258

TABLE OF GUARANTEED COST OF INSURANCE RATES (non preferred underwriting classes)

Male Nicotine

Monthly Rates per Thousand

 

Attained

Age

  

Substd B

  

Substd C

  

Substd D

  

Substd E

  

Substd F

  

Substd H

  

Substd J

  

Substd L

  

Substd P

18

   0.13871   0.16181   0.18490   0.20798   0.23106   0.27719   0.32330   0.36938   0.46147

19

   0.15120   0.17638   0.20154   0.22670   0.25185   0.30213   0.35238   0.40260   0.50295

20

   0.15870   0.18512   0.21153   0.23794   0.26433   0.31710   0.36983   0.42253   0.52782

21

   0.16619   0.19386   0.22152   0.24917   0.27681   0.33206   0.38727   0.44245   0.55269

22

   0.17494   0.20406   0.23317   0.26227   0.29136   0.34951   0.40762   0.46569   0.58170

23

   0.18243   0.21280   0.24316   0.27350   0.30383   0.36447   0.42506   0.48560   0.60656

24

   0.19243   0.22445   0.25647   0.28847   0.32046   0.38441   0.44830   0.51215   0.63969

25

   0.20367   0.23756   0.27145   0.30531   0.33917   0.40684   0.47445   0.54201   0.67696

26

   0.21366   0.24922   0.28476   0.32028   0.35579   0.42677   0.49768   0.56854   0.71007

27

   0.22615   0.26378   0.30139   0.33899   0.37657   0.45168   0.52672   0.60170   0.75144

28

   0.22740   0.26524   0.30306   0.34086   0.37865   0.45417   0.52963   0.60501   0.75558

29

   0.22615   0.26378   0.30139   0.33899   0.37657   0.45168   0.52672   0.60170   0.75144

30

   0.22490   0.26232   0.29973   0.33712   0.37449   0.44919   0.52382   0.59838   0.74730

31

   0.22490   0.26232   0.29973   0.33712   0.37449   0.44919   0.52382   0.59838   0.74730

32

   0.22740   0.26524   0.30306   0.34086   0.37865   0.45417   0.52963   0.60501   0.75558

33

   0.23364   0.27252   0.31138   0.35022   0.38904   0.46663   0.54414   0.62159   0.77626

34

   0.24238   0.28271   0.32302   0.36331   0.40358   0.48406   0.56446   0.64479   0.80520

35

   0.24987   0.29145   0.33300   0.37453   0.41604   0.49900   0.58188   0.66467   0.83001

36

   0.26361   0.30746   0.35130   0.39510   0.43889   0.52639   0.61380   0.70111   0.87546

37

   0.27859   0.32494   0.37125   0.41754   0.46381   0.55626   0.64861   0.74085   0.92503

38

   0.29982   0.34968   0.39952   0.44933   0.49910   0.59856   0.69790   0.79712   0.99521

39

   0.32104   0.37443   0.42778   0.48110   0.53439   0.64085   0.74718   0.85337   1.06534

40

   0.34601   0.40354   0.46103   0.51848   0.57588   0.69058   0.80512   0.91950   1.14779

41

   0.37846   0.44137   0.50423   0.56705   0.62982   0.75521   0.88041   1.00542   1.25487

42

   0.41590   0.48502   0.55408   0.62308   0.69202   0.82973   0.96721   1.10447   1.37829

43

   0.46082   0.53738   0.61387   0.69028   0.76662   0.91910   1.07129   1.22321   1.52620

44

   0.51447   0.59990   0.68525   0.77051   0.85568   1.02576   1.19549   1.36487   1.70258

45

   0.57060   0.66532   0.75993   0.85443   0.94882   1.13729   1.32532   1.51292   1.88684

46

   0.62297   0.72635   0.82959   0.93271   1.03570   1.24129   1.44636   1.65092   2.05852

47

   0.68157   0.79462   0.90752   1.02026   1.13285   1.35756   1.58166   1.80515   2.25029

48

   0.71398   0.83238   0.95061   1.06867   1.18656   1.42184   1.65644   1.89037   2.35622

49

   0.75137   0.87593   1.00031   1.12451   1.24851   1.49596   1.74266   1.98862   2.47831

50

   0.80495   0.93835   1.07153   1.20450   1.33726   1.60212   1.86613   2.12929   2.65305

51

   0.86848   1.01235   1.15596   1.29933   1.44244   1.72792   2.01240   2.29589   2.85991

52

   0.95566   1.11387   1.27178   1.42938   1.58668   1.90037   2.21286   2.52415   3.14314

53

   1.05402   1.22838   1.40238   1.57601   1.74928   2.09470   2.43866   2.78117   3.46183

54

   1.17721   1.37179   1.56591   1.75957   1.95276   2.33779   2.72100   3.10239   3.85977

55

   1.31651   1.53390   1.75071   1.96694   2.18261   2.61222   3.03956   3.46463   4.30805

56

   1.45821   1.69876   1.93859   2.17772   2.41615   2.89091   3.36288   3.83209   4.76225

57

   1.60853   1.87358   2.13778   2.40111   2.66360   3.18601   3.70504   4.22071   5.24206

58

   1.72648   2.01073   2.29399   2.57626   2.85755   3.41720   3.97295   4.52483   5.61712

59

   1.86299   2.16941   2.47468   2.77881   3.08179   3.68433   4.28235   4.87588   6.04960

60

   2.02793   2.36109   2.69289   3.02332   3.35240   4.00652   4.65529   5.29875   6.56994

61

   2.23241   2.59862   2.96318   3.32609   3.68736   4.40502   5.11621   5.82099   7.21157

62

   2.47880   2.88470   3.28857   3.69041   4.09023   4.88386   5.66954   6.44736   7.97969

63

   2.75212   3.20189   3.64915   4.09391   4.53619   5.41336   6.28076   7.13851   8.82546

64

   3.03132   3.52571   4.01705   4.50537   4.99069   5.95237   6.90225   7.84047   9.68249

TABLE OF GUARANTEED COST OF INSURANCE RATES (non preferred underwriting classes)

Female Non Nicotine

Monthly Rates per Thousand

 

Attained

Age

  

Substd B

  

Substd C

  

Substd D

  

Substd E

  

Substd F

  

Substd H

  

Substd J

  

Substd L

  

Substd P

18

   0.05249   0.06124   0.06999   0.07873   0.08747   0.10496   0.12244   0.13991   0.17485

19

   0.05624   0.06561   0.07498   0.08435   0.09372   0.11245   0.13118   0.14990   0.18733

20

   0.05624   0.06561   0.07498   0.08435   0.09372   0.11245   0.13118   0.14990   0.18733

21

   0.05749   0.06707   0.07665   0.08623   0.09580   0.11495   0.13409   0.15323   0.19149

22

   0.05999   0.06999   0.07998   0.08997   0.09996   0.11994   0.13992   0.15988   0.19981

23

   0.05999   0.06999   0.07998   0.08997   0.09996   0.11994   0.13992   0.15988   0.19981

24

   0.06249   0.07290   0.08331   0.09372   0.10413   0.12494   0.14574   0.16654   0.20813

25

   0.06249   0.07290   0.08331   0.09372   0.10413   0.12494   0.14574   0.16654   0.20813

26

   0.06624   0.07728   0.08831   0.09934   0.11037   0.13243   0.15448   0.17653   0.22060

27

   0.07124   0.08311   0.09497   0.10684   0.11870   0.14242   0.16613   0.18984   0.23723

28

   0.07249   0.08456   0.09664   0.10871   0.12078   0.14492   0.16904   0.19317   0.24139

29

   0.07749   0.09040   0.10330   0.11620   0.12911   0.15490   0.18069   0.20647   0.25801

30

   0.07999   0.09331   0.10663   0.11995   0.13327   0.15990   0.18652   0.21313   0.26633

31

   0.08499   0.09914   0.11329   0.12745   0.14159   0.16988   0.19816   0.22644   0.28295

32

   0.08998   0.10497   0.11996   0.13494   0.14992   0.17987   0.20981   0.23974   0.29957

33

   0.09498   0.11080   0.12662   0.14243   0.15824   0.18986   0.22146   0.25304   0.31619

34

   0.10248   0.11955   0.13661   0.15367   0.17073   0.20483   0.23892   0.27300   0.34111

35

   0.11123   0.12975   0.14827   0.16678   0.18529   0.22230   0.25929   0.29627   0.37017

36

   0.11872   0.13849   0.15826   0.17802   0.19778   0.23727   0.27675   0.31622   0.39508

37

   0.12872   0.15015   0.17158   0.19300   0.21442   0.25723   0.30003   0.34280   0.42828

38

   0.13371   0.15598   0.17824   0.20049   0.22274   0.26721   0.31167   0.35609   0.44488

39

   0.14121   0.16472   0.18823   0.21173   0.23522   0.28218   0.32912   0.37603   0.46977

40

   0.14995   0.17492   0.19988   0.22483   0.24978   0.29964   0.34948   0.39928   0.49880

41

   0.15870   0.18512   0.21153   0.23794   0.26433   0.31710   0.36983   0.42253   0.52782

42

   0.16869   0.19678   0.22485   0.25291   0.28097   0.33704   0.39309   0.44909   0.56098

43

   0.18118   0.21134   0.24149   0.27163   0.30175   0.36197   0.42215   0.48228   0.60242

44

   0.19617   0.22882   0.26146   0.29409   0.32670   0.39188   0.45702   0.52210   0.65212

45

   0.21366   0.24922   0.28476   0.32028   0.35579   0.42677   0.49768   0.56854   0.71007

46

   0.23364   0.27252   0.31138   0.35022   0.38904   0.46663   0.54414   0.62159   0.77626

47

   0.25862   0.30164   0.34464   0.38762   0.43058   0.51643   0.60219   0.68786   0.85894

48

   0.28609   0.33367   0.38123   0.42876   0.47626   0.57119   0.66601   0.76072   0.94981

49

   0.31605   0.36861   0.42113   0.47363   0.52608   0.63090   0.73559   0.84014   1.04885

50

   0.35100   0.40936   0.46768   0.52595   0.58418   0.70053   0.81671   0.93273   1.16427

51

   0.38970   0.45447   0.51919   0.58386   0.64848   0.77757   0.90646   1.03514   1.29191

52

   0.43337   0.50538   0.57733   0.64921   0.72104   0.86449   1.00770   1.15066   1.43583

53

   0.48079   0.56065   0.64043   0.72014   0.79977   0.95880   1.11752   1.27594   1.59186

54

   0.53069   0.61880   0.70683   0.79476   0.88260   1.05799   1.23301   1.40766   1.75585

55

   0.58432   0.68130   0.77817   0.87493   0.97158   1.16453   1.35703   1.54908   1.93183

56

   0.64666   0.75395   0.86110   0.96811   1.07498   1.28830   1.50108   1.71330   2.13609

57

   0.71148   0.82947   0.94729   1.06494   1.18243   1.41689   1.65069   1.88382   2.34808

58

   0.78127   0.91077   1.04007   1.16916   1.29805   1.55522   1.81159   2.06715   2.57588

59

   0.85104   0.99204   1.13279   1.27330   1.41357   1.69340   1.97227   2.25018   2.80317

60

   0.92329   1.07617   1.22877   1.38109   1.53312   1.83634   2.13844   2.43942   3.03804

61

   1.00173   1.16751   1.33296   1.49807   1.66286   1.99142   2.31867   2.64460   3.29253

62

   1.08762   1.26751   1.44700   1.62610   1.80480   2.16105   2.51573   2.86887   3.57052

63

   1.17597   1.37034   1.56426   1.75771   1.95071   2.33534   2.71815   3.09915   3.85576

64

   1.27174   1.48181   1.69133   1.90032   2.10877   2.52408   2.93726   3.34833   4.16418

TABLE OF GUARANTEED COST OF INSURANCE RATES (non preferred underwriting classes)

Female Nicotine

Monthly Rates per Thousand

 

Attained

Age

  

Substd B

  

Substd C

  

Substd D

  

Substd E

  

Substd F

  

Substd H

  

Substd J

  

Substd L

  

Substd P

18

   0.06249   0.07290   0.08331   0.09372   0.10413   0.12494   0.14574   0.16654   0.20813

19

   0.06749   0.07873   0.08998   0.10122   0.11245   0.13493   0.15739   0.17985   0.22476

20

   0.07249   0.08456   0.09664   0.10871   0.12078   0.14492   0.16904   0.19317   0.24139

21

   0.07624   0.08894   0.10164   0.11433   0.12703   0.15241   0.17778   0.20315   0.25386

22

   0.08124   0.09477   0.10830   0.12183   0.13535   0.16239   0.18943   0.21646   0.27048

23

   0.08374   0.09768   0.11163   0.12557   0.13951   0.16739   0.19525   0.22311   0.27879

24

   0.08998   0.10497   0.11996   0.13494   0.14992   0.17987   0.20981   0.23974   0.29957

25

   0.09623   0.11226   0.12828   0.14431   0.16032   0.19235   0.22437   0.25637   0.32034

26

   0.10123   0.11809   0.13495   0.15180   0.16865   0.20234   0.23601   0.26967   0.33695

27

   0.10873   0.12683   0.14494   0.16304   0.18113   0.21731   0.25347   0.28962   0.36187

28

   0.11497   0.13412   0.15326   0.17240   0.19153   0.22979   0.26802   0.30624   0.38263

29

   0.12372   0.14432   0.16492   0.18551   0.20610   0.24726   0.28839   0.32951   0.41168

30

   0.12872   0.15015   0.17158   0.19300   0.21442   0.25723   0.30003   0.34280   0.42828

31

   0.13996   0.16326   0.18656   0.20985   0.23314   0.27969   0.32621   0.37271   0.46562

32

   0.14871   0.17346   0.19822   0.22296   0.24770   0.29715   0.34657   0.39596   0.49465

33

   0.15995   0.18658   0.21320   0.23981   0.26641   0.31959   0.37274   0.42585   0.53197

34

   0.17369   0.20260   0.23151   0.26040   0.28928   0.34702   0.40471   0.46237   0.57756

35

   0.19118   0.22300   0.25480   0.28660   0.31838   0.38192   0.44540   0.50883   0.63555

36

   0.20616   0.24048   0.27477   0.30906   0.34332   0.41182   0.48026   0.54864   0.68523

37

   0.22365   0.26087   0.29807   0.33525   0.37242   0.44670   0.52092   0.59507   0.74317

38

   0.23489   0.27397   0.31304   0.35209   0.39111   0.46912   0.54705   0.62490   0.78039

39

   0.24987   0.29145   0.33300   0.37453   0.41604   0.49900   0.58188   0.66467   0.83001

40

   0.26486   0.30892   0.35296   0.39697   0.44096   0.52888   0.61670   0.70442   0.87960

41

   0.28234   0.32930   0.37624   0.42315   0.47004   0.56372   0.65731   0.75078   0.93742

42

   0.30357   0.35405   0.40451   0.45493   0.50533   0.60602   0.70660   0.80705   1.00759

43

   0.32853   0.38316   0.43776   0.49231   0.54684   0.65577   0.76456   0.87321   1.09008

44

   0.35724   0.41664   0.47599   0.53529   0.59456   0.71296   0.83119   0.94925   1.18487

45

   0.39094   0.45592   0.52085   0.58573   0.65055   0.78005   0.90935   1.03845   1.29603

46

   0.42838   0.49956   0.57069   0.64175   0.71275   0.85456   0.99613   1.13746   1.41940

47

   0.47580   0.55483   0.63379   0.71267   0.79148   0.94888   1.10597   1.26276   1.57545

48

   0.53443   0.62316   0.71181   0.80035   0.88881   1.06543   1.24167   1.41753   1.76813

49

   0.60053   0.70019   0.79974   0.89916   0.99847   1.19673   1.39450   1.59180   1.98498

50

   0.67284   0.78445   0.89591   1.00722   1.11838   1.34025   1.56152   1.78219   2.22175

51

   0.75137   0.87593   1.00031   1.12451   1.24851   1.49596   1.74266   1.98862   2.47831

52

   0.83734   0.97608   1.11458   1.25285   1.39089   1.66627   1.94072   2.21426   2.75856

53

   0.92827   1.08197   1.23539   1.38852   1.54136   1.84620   2.14989   2.45246   3.05421

54

   1.02788   1.19795   1.36768   1.53705   1.70607   2.04307   2.37868   2.71290   3.37722

55

   1.13242   1.31965   1.50646   1.69285   1.87880   2.24945   2.61841   2.98569   3.71525

56

   1.24438   1.44997   1.65503   1.85959   2.06363   2.47018   2.87470   3.27720   4.07616

57

   1.36375   1.58887   1.81336   2.03724   2.26050   2.70519   3.14744   3.58726   4.45968

58

   1.47934   1.72333   1.96659   2.20913   2.45095   2.93242   3.41102   3.88677   4.82980

59

   1.60729   1.87214   2.13613   2.39927   2.66155   3.18358   3.70222   4.21751   5.23810

60

   1.74014   2.02661   2.31207   2.59653   2.87999   3.44394   4.00393   4.55999   5.66046

61

   1.87788   2.18671   2.49438   2.80088   3.10622   3.71343   4.31605   4.91410   6.09666

62

   2.03289   2.36685   2.69944   3.03067   3.36053   4.01620   4.66649   5.31144   6.58554

63

   2.18781   2.54682   2.90425   3.26009   3.61435   4.31819   5.01581   5.70727   7.07194

64

   2.35130   2.73668   3.12023   3.50196   3.88186   4.63626   5.38349   6.12363   7.58290

 

3