The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101   123,784 1,167 SH   SOLE   1,167 0 0
ABB Ltd-Spon ADR COM 000375204   35,997 774 SH   SOLE   774 0 0
Abbott Laboratories COM 002824100   2,913,447 25,633 SH   SOLE   25,633 0 0
Abbvie Inc COM 00287Y109   5,609,287 30,803 SH   SOLE   30,803 0 0
Accelleron Industries AG COM 00449R109   1,350 36 SH   SOLE   36 0 0
Accenture PLC Cl-A COM G1151C101   6,586 19 SH   SOLE   19 0 0
Adams Express Co COM 006212104   5,856 300 SH   SOLE   300 0 0
Adient PLC COM G0084W101   593 18 SH   SOLE   18 0 0
Advanced Micro Devices COM 007903107   693,082 3,840 SH   SOLE   3,840 0 0
Advansix Inc COM 00773T101   1,401 49 SH   SOLE   49 0 0
Aflac Inc COM 001055102   2,318 27 SH   SOLE   27 0 0
Air Products & Chemicals COM 009158106   656,398 2,709 SH   SOLE   2,709 0 0
Akamai Technologies Inc COM 00971T101   2,393 22 SH   SOLE   22 0 0
Alcoa Inc COM 013872106   18,179 538 SH   SOLE   538 0 0
Alcon Inc. COM H01301128   3,831 46 SH   SOLE   46 0 0
Allianz SE Unsp ADR COM 018820100   38,613 1,287 SH   SOLE   1,287 0 0
Alphabet Inc-CL A COM 02079K305   9,646,842 63,916 SH   SOLE   63,916 0 0
Alphabet Inc-CL C COM 02079K107   2,759,256 18,122 SH   SOLE   18,122 0 0
Altria Group Inc COM 02209S103   65,081 1,492 SH   SOLE   1,492 0 0
Amazon.com Inc COM 023135106   4,581,832 25,401 SH   SOLE   25,401 0 0
American Electric Power COM 025537101   39,606 460 SH   SOLE   460 0 0
American Express Co COM 025816109   6,492,397 28,514 SH   SOLE   28,514 0 0
American Financial Group 5.875 Pfd PFD 025932807   21,874 876 SH   SOLE   876 0 0
American Intl Group COM 026874784   313 4 SH   SOLE   4 0 0
American Tower Corp COM 03027X100   2,569 13 SH   SOLE   13 0 0
Ameriprise Financial Inc COM 03076C106   200,440 457 SH   SOLE   457 0 0
Amgen Inc COM 031162100   281,375 990 SH   SOLE   990 0 0
Anthem Inc COM 036752103   29,038 56 SH   SOLE   56 0 0
Aon Plc - Class A COM G0403H108   46,053 138 SH   SOLE   138 0 0
Apple Inc COM 037833100   7,511,501 43,804 SH   SOLE   43,804 0 0
Arbor Realty Trust Inc COM 038923108   3,670 277 SH   SOLE   277 0 0
Ares Capital Corp COM 04010L103   3,539 170 SH   SOLE   170 0 0
AT & T Inc COM 00206R102   73,445 4,173 SH   SOLE   4,173 0 0
AT&T Inc. 4.75 Pfd PFD 00206R706   3,419 165 SH   SOLE   165 0 0
Automatic Data Processing COM 053015103   3,746 15 SH   SOLE   15 0 0
Avalonbay Communities COM 053484101   220,270 1,187 SH   SOLE   1,187 0 0
Avanos Medical Inc. COM 05350V106   219 11 SH   SOLE   11 0 0
Avery Dennison Corp COM 053611109   6,921 31 SH   SOLE   31 0 0
AXA Spons ADR COM 054536107   34,329 913 SH   SOLE   913 0 0
BAE Systems PLC ADR COM 05523R107   46,710 685 SH   SOLE   685 0 0
Bank of America Corp COM 060505104   419,968 11,075 SH   SOLE   11,075 0 0
Bank of America Corp 5 Pfd PFD 06055H202   2,846 125 SH   SOLE   125 0 0
Bank of New York Mellon COM 064058100   11,524 200 SH   SOLE   200 0 0
Barnes Group Inc COM 067806109   9,288 250 SH   SOLE   250 0 0
BASF SE ADR COM 055262505   14,234 996 SH   SOLE   996 0 0
Bath & Body Works Inc. COM 070830104   32,513 650 SH   SOLE   650 0 0
Becton Dickinson & Co COM 075887109   63,347 256 SH   SOLE   256 0 0
Berkshire Hathaway Cl B COM 084670702   52,565 125 SH   SOLE   125 0 0
BHP Limited Spons ADR COM 088606108   21,230 368 SH   SOLE   368 0 0
BlackRock Inc COM 09247X101   377,064 452 SH   SOLE   452 0 0
Blackstone Mtg Tr Inc COM 09257W100   5,973 300 SH   SOLE   300 0 0
Bloom Energy Corp COM 093712107   16,860 1,500 SH   SOLE   1,500 0 0
BNP Paribas ADR COM 05565A202   14,190 399 SH   SOLE   399 0 0
Boeing Co COM 097023105   927,124 4,804 SH   SOLE   4,804 0 0
Booking Holdings Inc. COM 09857L108   2,049,752 565 SH   SOLE   565 0 0
Boston Properties Inc COM 101121101   2,678 41 SH   SOLE   41 0 0
Bristol-Myers Squibb Co COM 110122108   2,316,977 42,725 SH   SOLE   42,725 0 0
British American TOB-SP ADR COM 110448107   18,300 600 SH   SOLE   600 0 0
Broadcom Inc COM 11135F101   10,251,943 7,735 SH   SOLE   7,735 0 0
Brookfield Asset Managmt Ltd COM 113004105   378 9 SH   SOLE   9 0 0
Brookfield Corp COM 11271J107   1,507 36 SH   SOLE   36 0 0
Brookfield Oaktree Hldgs PFD 674001300   2,973 125 SH   SOLE   125 0 0
Brookfield Property 6.5 Pfd PFD G1624R107   390 26 SH   SOLE   26 0 0
Brunswick Corp 6.5 Pfd PFD 117043406   238,773 9,338 SH   SOLE   9,338 0 0
Brunswick Corp 6.625 Pfd PFD 117043505   21,731 871 SH   SOLE   871 0 0
Calamos Strategic Total Re COM 128125101   8,185 500 SH   SOLE   500 0 0
Canon Inc SP ADR COM 138006309   11,688 393 SH   SOLE   393 0 0
Capital One Financial Corp COM 14040H105   25,162 169 SH   SOLE   169 0 0
Cardinal Health Inc COM 14149Y108   57,964 518 SH   SOLE   518 0 0
Carnival Corp COM 143658300   2,533 155 SH   SOLE   155 0 0
Carnival PLC ADR COM 14365C103   2,917 198 SH   SOLE   198 0 0
Carrier Global COM 14448C104   558,194 9,603 SH   SOLE   9,603 0 0
Caterpillar Inc COM 149123101   3,934,469 10,737 SH   SOLE   10,737 0 0
Cedar Fair Ltd Partnership COM 150185106   4,190 100 SH   SOLE   100 0 0
Cencora Inc. COM 03073E105   43,009 177 SH   SOLE   177 0 0
Centerpoint Energy COM 15189T107   32,251 1,132 SH   SOLE   1,132 0 0
CH Robinson Worldwide Inc COM 12541W209   685 9 SH   SOLE   9 0 0
Charles Schwab 4.45 Pfd PFD 808513865   875,310 40,750 SH   SOLE   40,750 0 0
Charles Schwab Corp COM 808513105   652,093 9,014 SH   SOLE   9,014 0 0
Charter Communications Inc COM 16119P108   3,778 13 SH   SOLE   13 0 0
Chemours Co COM 163851108   762 29 SH   SOLE   29 0 0
Chevron Corp COM 166764100   2,948,304 18,691 SH   SOLE   18,691 0 0
Chipotle Mexican Grill Inc COM 169656105   398,227 137 SH   SOLE   137 0 0
Chubb Ltd COM H1467J104   58,563 226 SH   SOLE   226 0 0
Cigna Corp COM 125523100   1,617,285 4,453 SH   SOLE   4,453 0 0
Cincinnati Financial Corp COM 172062101   41,969 338 SH   SOLE   338 0 0
Cisco Systems Inc COM 17275R102   610,466 12,231 SH   SOLE   12,231 0 0
Citigroup Inc COM 172967424   565,682 8,945 SH   SOLE   8,945 0 0
Cleveland - Cliffs Inc COM 185899101   5,776 254 SH   SOLE   254 0 0
CMS Energy Corp COM 125896100   2,353 39 SH   SOLE   39 0 0
Coca-Cola Co COM 191216100   1,502,764 24,563 SH   SOLE   24,563 0 0
Cognizant Technology Cl A COM 192446102   1,539 21 SH   SOLE   21 0 0
Colgate-Palmolive Co COM 194162103   121,568 1,350 SH   SOLE   1,350 0 0
Conagra Inc COM 205887102   12,775 431 SH   SOLE   431 0 0
ConocoPhillips COM 20825C104   525,140 4,126 SH   SOLE   4,126 0 0
Consolidated Edison Inc COM 209115104   30,785 339 SH   SOLE   339 0 0
Constellation Energy COM 21037T109   30,870 167 SH   SOLE   167 0 0
Corning Inc COM 219350105   4,120 125 SH   SOLE   125 0 0
Corporate Office Property COM 22002T108   2,296 95 SH   SOLE   95 0 0
Corteva Inc. COM 22052L104   12,284 213 SH   SOLE   213 0 0
CrowdStrike Holdings Inc COM 22788C105   3,500,202 10,918 SH   SOLE   10,918 0 0
CSX Corp COM 126408103   914,919 24,681 SH   SOLE   24,681 0 0
Cummins Inc COM 231021106   742,482 2,520 SH   SOLE   2,520 0 0
CVS Health Corp COM 126650100   34,696 435 SH   SOLE   435 0 0
Danaher Corp COM 235851102   939,977 3,764 SH   SOLE   3,764 0 0
Darden Restaurants Inc COM 237194105   65,021 389 SH   SOLE   389 0 0
Davita Inc COM 23918K108   2,485 18 SH   SOLE   18 0 0
DBS Group Hldgs Ltd ADR COM 23304Y100   30,434 285 SH   SOLE   285 0 0
Deere & Company COM 244199105   12,322 30 SH   SOLE   30 0 0
Diageo PLC-Sponsored ADR COM 25243Q205   21,419 144 SH   SOLE   144 0 0
Discover Financial Services COM 254709108   22,679 173 SH   SOLE   173 0 0
Disney (Walt) Co/The COM 254687106   39,155 320 SH   SOLE   320 0 0
Diversified Healthcare Trust COM 25525P107   1,230 500 SH   SOLE   500 0 0
Dominion Resources Inc COM 25746U109   27,399 557 SH   SOLE   557 0 0
Donnelley Financial Solutions COM 25787G100   4,713 76 SH   SOLE   76 0 0
Dover Corp COM 260003108   2,126 12 SH   SOLE   12 0 0
Dow Inc COM 260557103   12,918 223 SH   SOLE   223 0 0
Duke Energy Corp COM 26441C204   67,407 697 SH   SOLE   697 0 0
Duke Energy Corp 5.75 Pfd PFD 26441C501   3,159 125 SH   SOLE   125 0 0
DuPont De Nemours Inc COM 26614N102   16,331 213 SH   SOLE   213 0 0
Eaton Corp PLC COM G29183103   7,611,882 24,344 SH   SOLE   24,344 0 0
Ebay Inc COM 278642103   90,887 1,722 SH   SOLE   1,722 0 0
Edison International COM 281020107   13,792 195 SH   SOLE   195 0 0
Embecta Corp COM 29082K105   40 3 SH   SOLE   3 0 0
Emerson Electric Co COM 291011104   1,707,277 15,053 SH   SOLE   15,053 0 0
Enbridge Inc COM 29250N105   20,406 564 SH   SOLE   564 0 0
Energy Transfer Equity LP COM 29273V100   17,759 1,129 SH   SOLE   1,129 0 0
Eni Spa-Sponsored ADR COM 26874R108   8,406 265 SH   SOLE   265 0 0
Enterprise Products Part COM 293792107   43,186 1,480 SH   SOLE   1,480 0 0
EOG Resources Inc COM 26875P101   514,300 4,023 SH   SOLE   4,023 0 0
Epsilon Energy LTD COM 294375209   5,495 1,000 SH   SOLE   1,000 0 0
Equity Residential COM 29476L107   37,866 600 SH   SOLE   600 0 0
Ericsson LM TEL-SP ADR COM 294821608   9,951 1,806 SH   SOLE   1,806 0 0
Etsy Inc, COM 29786A106   3,436 50 SH   SOLE   50 0 0
Exelon Corporation COM 30161N101   183,614 4,887 SH   SOLE   4,887 0 0
Expedia Group Inc COM 30212P303   325,366 2,362 SH   SOLE   2,362 0 0
Exxon Mobil Corp COM 30231G102   5,225,202 44,952 SH   SOLE   44,952 0 0
Fastenal Co COM 311900104   316,583 4,104 SH   SOLE   4,104 0 0
FedEx Corp COM 31428X106   19,123 66 SH   SOLE   66 0 0
Fidelity National Info Serv COM 31620M106   37,090 500 SH   SOLE   500 0 0
Fifth Third Bancorp COM 316773100   40,968 1,101 SH   SOLE   1,101 0 0
Fifth Third Bancorp 4.95 Pfd PFD 316773860   3,528 150 SH   SOLE   150 0 0
Financial Sel Sec SPDR Fd COM 81369Y605   21,060 500 SH   SOLE   500 0 0
FirstEnergy COM 337932107   13,787 357 SH   SOLE   357 0 0
Fiserv Inc COM 337738108   23,813 149 SH   SOLE   149 0 0
Fluor Corp (New) COM 343412102   4,904 116 SH   SOLE   116 0 0
Ford Motor Co 6.5 Pfd PFD 345370811   3,209 125 SH   SOLE   125 0 0
Ford Motor Company COM 345370860   35,285 2,657 SH   SOLE   2,657 0 0
Fortive Corp COM 34959J108   6,882 80 SH   SOLE   80 0 0
Fortune Brands Innovations Inc. COM 34964C106   10,414 123 SH   SOLE   123 0 0
Four Corners Property Trust COM 35086T109   294 12 SH   SOLE   12 0 0
Freeport-McMoran Copper-B COM 35671D857   6,771 144 SH   SOLE   144 0 0
Frontline PLC COM M46528101   1,286 55 SH   SOLE   55 0 0
Gabelli Utility Trust COM 36240A101   3,996 720 SH   SOLE   720 0 0
Garrett Motion Inc COM 366505105   1,153 116 SH   SOLE   116 0 0
GE Healthcare Technology COM 36266G107   13,636 150 SH   SOLE   150 0 0
General Electric Co. COM 369604301   617,249 3,516 SH   SOLE   3,516 0 0
General Mills Inc COM 370334104   47,650 681 SH   SOLE   681 0 0
Genuine Parts Co COM 372460105   40,592 262 SH   SOLE   262 0 0
Georgia Power Co 5 Pfd PFD 373334440   3,080 125 SH   SOLE   125 0 0
GlaxoSmithKline PLC COM 37733W204   10,760 251 SH   SOLE   251 0 0
Global X Funds ETF COM 37954Y483   6,985 390 SH   SOLE   390 0 0
Goldman Sachs Gp 4 Pfd PFD 38144G804   11,513 500 SH   SOLE   500 0 0
Goldman Sachs Group Inc COM 38141G104   1,430,171 3,424 SH   SOLE   3,424 0 0
Grayscale Bitcoin Trust COM 389637109   11,497 182 SH   SOLE   182 0 0
Haleon PLC ADR COM 405552100   2,683 316 SH   SOLE   316 0 0
Harley-Davidson Inc COM 412822108   6,736 154 SH   SOLE   154 0 0
HCA Holdings Inc COM 40412C101   97,391 292 SH   SOLE   292 0 0
Healthcare Realty Trust COM 42226K105   3,538 250 SH   SOLE   250 0 0
Healthpeak Properties Inc COM 42250P103   1,462 78 SH   SOLE   78 0 0
Hewlett Packard Enterprise COM 42824C109   9,929 560 SH   SOLE   560 0 0
Home Depot Inc COM 437076102   1,934,148 5,042 SH   SOLE   5,042 0 0
Honda Motor Co Ltd ADR COM 438128308   9,308 250 SH   SOLE   250 0 0
Honeywell International COM 438516106   5,556,075 27,070 SH   SOLE   27,070 0 0
HP Inc COM 40434L105   422,289 13,974 SH   SOLE   13,974 0 0
HSBC Holdings Plc Spon ADR COM 404280406   20,585 523 SH   SOLE   523 0 0
Huntington Bank 4.50 Pfd PFD 446150823   491,073 25,300 SH   SOLE   25,300 0 0
Huntington Bank VRN Pfd PFD 446150773   3,722 150 SH   SOLE   150 0 0
Iberdrola SA-Sponsored ADR COM 450737101   21,850 440 SH   SOLE   440 0 0
IBM Corp COM 459200101   487,257 2,552 SH   SOLE   2,552 0 0
Idex Corp COM 45167R104   12,201 50 SH   SOLE   50 0 0
Idexx Labs Inc COM 45168D104   16,198 30 SH   SOLE   30 0 0
Illinois Tool Works COM 452308109   338,096 1,260 SH   SOLE   1,260 0 0
Illumina Inc COM 452327109   27,464 200 SH   SOLE   200 0 0
Infosys Ltd-SP ADR COM 456788108   16,998 948 SH   SOLE   948 0 0
Ingersol-Rand Inc COM 45687V106   124,764 1,314 SH   SOLE   1,314 0 0
Ingevity Corp COM 45688C107   334 7 SH   SOLE   7 0 0
Intel Corp COM 458140100   2,093,692 47,401 SH   SOLE   47,401 0 0
Intercontinental Hotels ADR COM 45857P806   32,121 304 SH   SOLE   304 0 0
International Paper Co COM 460146103   20,525 526 SH   SOLE   526 0 0
Interpublic Group of COS COM 460690100   34,620 1,061 SH   SOLE   1,061 0 0
Intl Flavors & Fragrances COM 459506101   1,290 15 SH   SOLE   15 0 0
Invesco Emerging Markets Sovereign Debt COM 46138E784   34,066 1,665 SH   SOLE   1,665 0 0
Invesco Ltd COM G491BT108   4,430 267 SH   SOLE   267 0 0
Invesco Senior Loan ETF COM 46138G508   223,619 10,573 SH   SOLE   10,573 0 0
Invesco Variable Rate Preferred ETF COM 46138G870   22,986 967 SH   SOLE   967 0 0
iShares 0-5yr TIPS Bond ETF COM 46429B747   32,712 329 SH   SOLE   329 0 0
iShares 1-3 Year Treasury Bond ETF COM 464287457   408,900 5,000 SH   SOLE   5,000 0 0
IShares 1-5 Year Investment Grade Corp COM 464288646   357,575 6,973 SH   SOLE   6,973 0 0
IShares 5-10 Year Investment Grade Corp COM 464288638   706,559 13,693 SH   SOLE   13,693 0 0
iShares 7-10 Year Treasury Bond ETF COM 464287440   448,120 4,734 SH   SOLE   4,734 0 0
iShares Barclays Agg Bond COM 464287226   2,938 30 SH   SOLE   30 0 0
IShares Broad USD HY Corp Bond ETF COM 46435U853   205,855 5,626 SH   SOLE   5,626 0 0
iShares Core Russell U.S. Value ETF COM 464287663   81,396 900 SH   SOLE   900 0 0
iShares DJ US Telecommunic COM 464287713   3,341 152 SH   SOLE   152 0 0
iShares DJ US Util Sector COM 464287697   6,762 80 SH   SOLE   80 0 0
iShares Floating Rate Bond ETF COM 46429B655   30,023 588 SH   SOLE   588 0 0
iShares iBoxx Inv Grade Corp Bd ETF COM 464287242   105,108 965 SH   SOLE   965 0 0
iShares iBoxx USD High Yield Corp Bd ETF COM 464288513   185,464 2,386 SH   SOLE   2,386 0 0
iShares JP Morgan EMB COM 464288281   7,174 80 SH   SOLE   80 0 0
iShares MBS Bond ETF COM 464288588   4,831,256 52,275 SH   SOLE   52,275 0 0
iShares Morningstar Mid Co COM 464288208   13,401 184 SH   SOLE   184 0 0
iShares MSCI EAFE Index Fd COM 464287465   2,023,014 25,332 SH   SOLE   25,332 0 0
iShares MSCI Emrg Mkt Indx COM 464287234   1,451,151 35,325 SH   SOLE   35,325 0 0
iShares Natl Muni Bd ETF COM 464288414   40,350 375 SH   SOLE   375 0 0
iShares Preferred & Income Sec ETF COM 464288687   298,643 9,266 SH   SOLE   9,266 0 0
iShares S&P Global 100 Fd COM 464287572   3,574,612 39,980 SH   SOLE   39,980 0 0
iShares S&P Midcap 400 COM 464287507   809,968 13,335 SH   SOLE   13,335 0 0
iShares S&P SmallCap 600 COM 464287804   2,691,162 24,350 SH   SOLE   24,350 0 0
iShares Short-term Ntl Muni Bond ETF COM 464288158   34,456 329 SH   SOLE   329 0 0
J P Morgan Alerian MLP ETN COM 46625H365   26,866 943 SH   SOLE   943 0 0
J P Morgan Chase COM 46625H100   8,852,157 44,194 SH   SOLE   44,194 0 0
Janus AAA CLO COM 47103U845   862,580 17,000 SH   SOLE   17,000 0 0
JBG Smith Properties COM 46590V100   321 20 SH   SOLE   20 0 0
JM Smucker Co COM 832696405   1,510 12 SH   SOLE   12 0 0
Johnson & Johnson COM 478160104   3,660,386 23,139 SH   SOLE   23,139 0 0
Johnson Controls International COM G51502105   23,842 365 SH   SOLE   365 0 0
JPMorgan Chase & Co 4.75 Pfd PFD 48128B622   2,865 125 SH   SOLE   125 0 0
JPMorgan Chase & Co. 6 Pfd PFD 48128B648   3,156 125 SH   SOLE   125 0 0
Juniper Networks Inc COM 48203R104   3,335 90 SH   SOLE   90 0 0
Kenvue Inc. COM 49177J102   609,450 28,399 SH   SOLE   28,399 0 0
Keysight Technologies Inc W/I COM 49338L103   51,918 332 SH   SOLE   332 0 0
Kimberly Clark Corp COM 494368103   78,904 610 SH   SOLE   610 0 0
Kimco Realty Corp 5.25 Pfd PFD 49446R711   15,242 655 SH   SOLE   655 0 0
Kinder Morgan Inc COM 49456B101   121,264 6,612 SH   SOLE   6,612 0 0
KLA-Tencor Corporation COM 482480100   215,858 309 SH   SOLE   309 0 0
Komatsu Ltd Spons ADR COM 500458401   22,942 778 SH   SOLE   778 0 0
Kyndryl Holdings COM 50155Q100   3,133 144 SH   SOLE   144 0 0
L3Harris Technologies Inc. COM 502431109   18,327 86 SH   SOLE   86 0 0
Lamb Weston Holding Inc. COM 513272104   15,234 143 SH   SOLE   143 0 0
Lazard Inc. COM 52110M109   13,273 317 SH   SOLE   317 0 0
Leggett & Platt Inc COM 524660107   28,036 1,464 SH   SOLE   1,464 0 0
Liberty All Star Equity Fd COM 530158104   3,575 500 SH   SOLE   500 0 0
Lilly (Eli) & Co COM 532457108   11,272,014 14,489 SH   SOLE   14,489 0 0
Lincoln National Corp COM 534187109   27,140 850 SH   SOLE   850 0 0
Linde PLC COM G54950103   3,582,413 7,715 SH   SOLE   7,715 0 0
Lockheed Martin Corp COM 539830109   45,032 99 SH   SOLE   99 0 0
Lowe's Companies Inc COM 548661107   542,575 2,130 SH   SOLE   2,130 0 0
LVMH Moet Hennessy-Unsp ADR COM 502441306   66,449 369 SH   SOLE   369 0 0
Lyondellbasell Indu Cl A COM N53745100   15,137 148 SH   SOLE   148 0 0
Marathon Petroleum Corp COM 56585A102   87,854 436 SH   SOLE   436 0 0
Marsh & McLennan Cos Inc COM 571748102   1,375,152 6,676 SH   SOLE   6,676 0 0
Masterbrand Inc. COM 57638P104   2,305 123 SH   SOLE   123 0 0
Mastercard Inc COM 57636Q104   543,693 1,129 SH   SOLE   1,129 0 0
Mattel Inc COM 577081102   11,569 584 SH   SOLE   584 0 0
McDonald's Corp COM 580135101   124,904 443 SH   SOLE   443 0 0
McKesson Corp W/RTS COM 58155Q103   336,626 627 SH   SOLE   627 0 0
Medtronic PLC COM G5960L103   400,977 4,601 SH   SOLE   4,601 0 0
Merck & Company COM 58933Y105   3,548,748 26,895 SH   SOLE   26,895 0 0
Mercury General Corp COM 589400100   5,160 100 SH   SOLE   100 0 0
Meta Platforms Inc. COM 30303M102   870,645 1,793 SH   SOLE   1,793 0 0
Metlife Inc COM 59156R108   7,411 100 SH   SOLE   100 0 0
Micron Technology Inc COM 595112103   11,435 97 SH   SOLE   97 0 0
Microsoft Corp COM 594918104   21,347,487 50,740 SH   SOLE   50,740 0 0
Mimedx Group Inc COM 602496101   28,259 3,670 SH   SOLE   3,670 0 0
Mitsubishi Financial Group ADR COM 606822104   29,033 2,838 SH   SOLE   2,838 0 0
Mitsui & Co Ltd ADR COM 606827202   54,913 59 SH   SOLE   59 0 0
Molson Coors Brewing Co-B COM 60871R209   117,688 1,750 SH   SOLE   1,750 0 0
Mondelez International Inc COM 609207105   417,777 5,968 SH   SOLE   5,968 0 0
Morgan Stanley COM 617446448   198,274 2,106 SH   SOLE   2,106 0 0
Motorola Solutions Inc COM 620076307   40,468 114 SH   SOLE   114 0 0
MPLX LP COM 55336V100   75,431 1,815 SH   SOLE   1,815 0 0
National Rural Util Corp 5.5 Pfd PFD 637432105   240,781 9,612 SH   SOLE   9,612 0 0
Nestle Spon ADR COM 641069406   25,407 239 SH   SOLE   239 0 0
Net Lease Office Property COM 64110Y108   95 4 SH   SOLE   4 0 0
NetApp Inc COM 64110D104   1,575 15 SH   SOLE   15 0 0
Netflix Inc COM 64110L106   151,832 250 SH   SOLE   250 0 0
Newell Rubbermaid Inc COM 651229106   2,240 279 SH   SOLE   279 0 0
Newmont Mining Corp COM 651639106   7,168 200 SH   SOLE   200 0 0
Nextera Energy Capital 5.65 Pfd PFD 65339K860   224,595 8,948 SH   SOLE   8,948 0 0
Nextera Energy Inc COM 65339F101   1,092,733 17,098 SH   SOLE   17,098 0 0
Nippon Teleg & Tel Sp ADR COM 654624105   34,669 1,166 SH   SOLE   1,166 0 0
NiSource Inc COM 65473P105   29,762 1,076 SH   SOLE   1,076 0 0
Norfolk Southern Corp COM 655844108   26,506 104 SH   SOLE   104 0 0
Northern Trust Corp COM 665859104   8,447 95 SH   SOLE   95 0 0
Novartis AG ADR COM 66987V109   23,409 242 SH   SOLE   242 0 0
Nucor Corp COM 670346105   116,167 587 SH   SOLE   587 0 0
NuStar Energy LP COM 67058H102   8,540 367 SH   SOLE   367 0 0
Nutrien LTD COM 67077M108   1,575 29 SH   SOLE   29 0 0
Nuveen Preferred & Income Opportunities PFD 67073B106   2,840 395 SH   SOLE   395 0 0
Nvent Electric PLC COM G6700G107   1,583 21 SH   SOLE   21 0 0
NVIDIA Corp COM 67066G104   2,710,680 3,000 SH   SOLE   3,000 0 0
O'Reilly Automotive Inc COM 67103H107   2,210,347 1,958 SH   SOLE   1,958 0 0
Occidental Petroleum Corp COM 674599105   1,755 27 SH   SOLE   27 0 0
Occidental Petroleum Corp Warrants COM 674599162   129 3 SH   SOLE   3 0 0
Office Properties Income Trust COM 67623C109   51 25 SH   SOLE   25 0 0
Old Republic Intl Corp COM 680223104   6,144 200 SH   SOLE   200 0 0
Omega Health Care Investor COM 681936100   9,501 300 SH   SOLE   300 0 0
Omnicom Group Inc COM 681919106   23,416 242 SH   SOLE   242 0 0
Oneok Inc New COM 682680103   133,002 1,659 SH   SOLE   1,659 0 0
Oracle Corp COM 68389X105   90,314 719 SH   SOLE   719 0 0
Organon & Company COM 68622V106   124,738 6,635 SH   SOLE   6,635 0 0
Orion Office Reit Inc. COM 68629Y103   140 40 SH   SOLE   40 0 0
Orix Corp Spon ADR COM 686330101   26,448 240 SH   SOLE   240 0 0
Otis Worldwide Corp COM 68902V107   340,226 3,427 SH   SOLE   3,427 0 0
Parker Hannifin Corp COM 701094104   2,739,326 4,929 SH   SOLE   4,929 0 0
Paychex Inc COM 704326107   115,555 941 SH   SOLE   941 0 0
Paycom Software Inc COM 70432V102   281,798 1,416 SH   SOLE   1,416 0 0
PayPal Holdings Inc COM 70450Y103   368,043 5,494 SH   SOLE   5,494 0 0
Pentair PLC COM G7S00T104   4,785 56 SH   SOLE   56 0 0
PepsiCo Inc COM 713448108   2,570,598 14,688 SH   SOLE   14,688 0 0
PetIQ Inc COM 71639T106   8,226 450 SH   SOLE   450 0 0
Pfizer Inc COM 717081103   807,416 29,096 SH   SOLE   29,096 0 0
Philip Morris Intl Inc COM 718172109   29,502 322 SH   SOLE   322 0 0
Phillips 66 COM 718546104   1,814,544 11,109 SH   SOLE   11,109 0 0
Pinterest Inc. COM 72352L106   116,075 3,348 SH   SOLE   3,348 0 0
Plains All American Pipe COM 726503105   24,988 1,423 SH   SOLE   1,423 0 0
Plains GP Holdings LP-CL A COM 72651A207   12,775 700 SH   SOLE   700 0 0
Plug Power Inc COM 72919P202   2,408 700 SH   SOLE   700 0 0
PPG Industries Inc COM 693506107   139,828 965 SH   SOLE   965 0 0
Principal Financial Group COM 74251V102   35,819 415 SH   SOLE   415 0 0
Procter & Gamble Co COM 742718109   3,020,122 18,614 SH   SOLE   18,614 0 0
Progressive Corp COM 743315103   69,078 334 SH   SOLE   334 0 0
Prudential Financial Inc COM 744320102   1,878 16 SH   SOLE   16 0 0
Public Serv Enterprise Grp COM 744573106   29,917 448 SH   SOLE   448 0 0
Public Storage COM 74460D109   69,614 240 SH   SOLE   240 0 0
Qualcomm Inc COM 747525103   2,633,446 15,555 SH   SOLE   15,555 0 0
Quest Diagnostics Inc COM 74834L100   1,730 13 SH   SOLE   13 0 0
Ready Capital Corp PFD 75574U705   3,238 170 SH   SOLE   170 0 0
Realty Income Corp COM 756109104   21,802 403 SH   SOLE   403 0 0
Regeneron Pharmaceuticals COM 75886F107   1,150,176 1,195 SH   SOLE   1,195 0 0
Reinsurance GRP of Amer VRN Pfd PFD 759351802   59,349 2,366 SH   SOLE   2,366 0 0
Resideo Technologies Inc. COM 76118Y104   6,188 276 SH   SOLE   276 0 0
Rio Tinto PLC-SPON ADR COM 767204100   21,162 332 SH   SOLE   332 0 0
Rithm Capital Corp COM 64828T201   2,790 250 SH   SOLE   250 0 0
RMR Group Inc COM 74967R106   168 7 SH   SOLE   7 0 0
Robert Half Inc. COM 770323103   49,154 620 SH   SOLE   620 0 0
Rockwell Automation Inc COM 773903109   5,827 20 SH   SOLE   20 0 0
Roper Industries COM 776696106   609,739 1,087 SH   SOLE   1,087 0 0
RTX Corp COM 75513E101   680,714 6,980 SH   SOLE   6,980 0 0
S & P Global Inc COM 78409V104   127,210 299 SH   SOLE   299 0 0
Salesforce Inc. COM 79466L302   2,231,141 7,408 SH   SOLE   7,408 0 0
Sandoz Group AG ADR COM 799926100   1,390 46 SH   SOLE   46 0 0
Sanofi ADR COM 80105N105   19,343 398 SH   SOLE   398 0 0
Schlumberger Ltd COM 806857108   58,099 1,060 SH   SOLE   1,060 0 0
Schwab US Dividend Equity ETF COM 808524797   2,049,292 25,416 SH   SOLE   25,416 0 0
Science Applications Int COM 808625107   522 4 SH   SOLE   4 0 0
Scotts Miracle-Gro Co Cl-A COM 810186106   10,443 140 SH   SOLE   140 0 0
Shell PLC - ADR COM 780259305   577,416 8,613 SH   SOLE   8,613 0 0
Shopify Inc - Class A COM 82509L107   2,174,805 28,182 SH   SOLE   28,182 0 0
Siemens AG-Spons ADR COM 826197501   27,903 292 SH   SOLE   292 0 0
Simon Property Group LP COM 828806109   23,943 153 SH   SOLE   153 0 0
Smallcap World Fd Inc COM 831681101   1,839 27 SH   SOLE   27 0 0
Sony Corp Spons ADR COM 835699307   857 10 SH   SOLE   10 0 0
Southern Co 4.20 Pfd PFD 842587883   206,773 10,100 SH   SOLE   10,100 0 0
Southern Company COM 842587107   76,762 1,070 SH   SOLE   1,070 0 0
Southern Copper Corp COM 84265V105   43,460 408 SH   SOLE   408 0 0
SPDR Barclays ST HY Bond COM 78468R408   352,651 13,983 SH   SOLE   13,983 0 0
SPDR BBG Barclays High Yld Bond COM 78468R622   3,903 41 SH   SOLE   41 0 0
SPDR Bloomberg Barclays Inv Grade FR ETF COM 78468R200   52,288 1,696 SH   SOLE   1,696 0 0
SPDR Dow Jones Indu Avg Tr COM 78467X109   212,006 533 SH   SOLE   533 0 0
SPDR Interm TSY ETF COM 78464A672   851,740 30,225 SH   SOLE   30,225 0 0
SPDR Port Long Term Treasury ETF COM 78464A664   300,104 10,741 SH   SOLE   10,741 0 0
SPDR S & P 500 ETF Trust COM 78462F103   23,744,904 45,395 SH   SOLE   45,395 0 0
SPDR S & P Midcap 400 ETF COM 78467Y107   7,750,685 13,930 SH   SOLE   13,930 0 0
Stanley Black & Decker Inc COM 854502101   1,175 12 SH   SOLE   12 0 0
Sylvamo Corp COM 871332102   2,717 44 SH   SOLE   44 0 0
Synchrony Financial COM 87165B103   455,692 10,568 SH   SOLE   10,568 0 0
Sysco Corp COM 871829107   123,800 1,525 SH   SOLE   1,525 0 0
Taiwan Semiconductor ADR COM 874039100   49,250 362 SH   SOLE   362 0 0
Target Corp COM 87612E106   1,579,931 8,916 SH   SOLE   8,916 0 0
TE Connectivity LTD COM H84989104   64,632 445 SH   SOLE   445 0 0
TESLA Inc COM 88160R101   8,438 48 SH   SOLE   48 0 0
Texas Instruments Inc COM 882508104   682,555 3,918 SH   SOLE   3,918 0 0
Thermo Fisher Corp COM 883556102   2,480,639 4,268 SH   SOLE   4,268 0 0
TJX Companies Inc COM 872540109   23,631 233 SH   SOLE   233 0 0
Toronto-Dominion Bank COM 891160509   20,046 332 SH   SOLE   332 0 0
Total SA-Spon ADR COM 89151E109   23,058 335 SH   SOLE   335 0 0
Toyota Motor Corp ADR COM 892331307   43,792 174 SH   SOLE   174 0 0
Trane Technologies PLC COM G8994E103   1,629,486 5,428 SH   SOLE   5,428 0 0
Travelers Companies Inc COM 89417E109   814,235 3,538 SH   SOLE   3,538 0 0
Tripadvisor Inc COM 896945201   667 24 SH   SOLE   24 0 0
Truist Financial Corp COM 89832Q109   117,417 3,012 SH   SOLE   3,012 0 0
Truist Financial Corp 4.75 Pfd PFD 89832Q695   2,723 125 SH   SOLE   125 0 0
Unilever PLC-Sponsored ADR COM 904767704   52,800 1,052 SH   SOLE   1,052 0 0
Union Pacific Corp COM 907818108   63,204 257 SH   SOLE   257 0 0
United Parcel Services B COM 911312106   776,740 5,226 SH   SOLE   5,226 0 0
UnitedHealth Care Group COM 91324P102   163,746 331 SH   SOLE   331 0 0
Unum Group 6.25 Pfd PFD 91529Y601   3,141 125 SH   SOLE   125 0 0
Urban Edge Properties COM 91704F104   345 20 SH   SOLE   20 0 0
US Bancorp COM 902973304   525,225 11,750 SH   SOLE   11,750 0 0
US Bank 4.00 Pfd PFD 902973718   1,594,085 84,165 SH   SOLE   84,165 0 0
Valero Energy Corp COM 91913Y100   65,204 382 SH   SOLE   382 0 0
Vanguard Cons Discretionary COM 92204A108   25,418 80 SH   SOLE   80 0 0
Vanguard Consumer Staples COM 92204A207   11,840 58 SH   SOLE   58 0 0
Vanguard Energy ETF COM 92204A306   4,214 32 SH   SOLE   32 0 0
Vanguard Financials ETF COM 92204A405   9,010 88 SH   SOLE   88 0 0
Vanguard FTSE All-World Fd COM 922042775   35,601 607 SH   SOLE   607 0 0
Vanguard Growth ETF COM 922908736   719,034 2,089 SH   SOLE   2,089 0 0
Vanguard Health Care ETF COM 92204A504   20,018 74 SH   SOLE   74 0 0
Vanguard Industrials ETF COM 92204A603   13,672 56 SH   SOLE   56 0 0
Vanguard Info Tech ETF COM 92204A702   37,752 72 SH   SOLE   72 0 0
Vanguard Long-Term Corp Bond ETF COM 92206C813   341,005 4,359 SH   SOLE   4,359 0 0
Vanguard Materials ETF COM 92204A801   8,790 43 SH   SOLE   43 0 0
Vanguard MBS ETF COM 92206C771   341,938 7,497 SH   SOLE   7,497 0 0
Vanguard MSCI Emerging Mkt COM 922042858   29,239 700 SH   SOLE   700 0 0
Vanguard REIT Index ETF COM 922908553   54,828 634 SH   SOLE   634 0 0
Vanguard S&P 500 ETF COM 922908363   3,892,228 8,097 SH   SOLE   8,097 0 0
Vanguard Short-Term Treasury COM 92206C102   129,090 2,223 SH   SOLE   2,223 0 0
Veralto Corp COM 92338C103   6,650 75 SH   SOLE   75 0 0
Verizon Communications Inc COM 92343V104   340,529 8,116 SH   SOLE   8,116 0 0
Viatris Inc. COM 92556V106   90,863 7,610 SH   SOLE   7,610 0 0
Victoria's Secret COM 926400102   3,954 204 SH   SOLE   204 0 0
Visa Inc Cl-A Shares COM 92826C839   3,512,942 12,588 SH   SOLE   12,588 0 0
Vodafone Group PLC COM 92857W308   4,379 492 SH   SOLE   492 0 0
Vontier Corp COM 928881101   1,179 26 SH   SOLE   26 0 0
Vornado Realty Trust COM 929042109   1,151 40 SH   SOLE   40 0 0
W.W. Grainger Inc COM 384802104   56,969 56 SH   SOLE   56 0 0
Wabtec Corp COM 929740108   1,602 11 SH   SOLE   11 0 0
Wal Mart Inc. COM 931142103   308,131 5,121 SH   SOLE   5,121 0 0
Warner Bros Discovery Inc. COM 934423104   5,736 657 SH   SOLE   657 0 0
Waste Management Inc COM 94106L109   110,838 520 SH   SOLE   520 0 0
Waters Corp COM 941848103   55,077 160 SH   SOLE   160 0 0
WEC Energy Group Inc COM 92939U106   18,723 228 SH   SOLE   228 0 0
Wells Fargo & Co COM 949746101   201,817 3,482 SH   SOLE   3,482 0 0
Wells Fargo & Co 5.625 Pfd PFD 94988U656   2,474 100 SH   SOLE   100 0 0
Welltower Inc COM 95040Q104   21,304 228 SH   SOLE   228 0 0
Western Union Co COM 959802109   18,971 1,357 SH   SOLE   1,357 0 0
Westrock Co COM 96145D105   1,137 23 SH   SOLE   23 0 0
WEX INC COM 96208T104   19,715 83 SH   SOLE   83 0 0
Woodside Energy Group LTD COM 980228308   2,596 130 SH   SOLE   130 0 0
WP Carey Inc COM 92936U109   3,951 70 SH   SOLE   70 0 0
WPP PLC-Spon ADR COM 92937A102   8,959 189 SH   SOLE   189 0 0
Yum Brands Inc COM 988498101   84,576 610 SH   SOLE   610 0 0
Zebra Technologies Corp Cl COM 989207105   1,227,464 4,072 SH   SOLE   4,072 0 0
Zimmer Holdings Inc COM 98956P102   98,985 750 SH   SOLE   750 0 0
Zimvie Inc. COM 98888T107   115 7 SH   SOLE   7 0 0
Zions Bancorp 6.30 Pfd PFD 989701859   12,675 500 SH   SOLE   500 0 0
Zoetis Inc COM 98978V103   16,921 100 SH   SOLE   100 0 0