The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 874 6,401 SH   SOLE   6,401 0 0
Abbott Laboratories COM 002824100 2,201 27,896 SH   SOLE   27,896 0 0
Abbvie Inc COM 00287Y109 2,743 36,008 SH   SOLE   36,008 0 0
Alibaba Holding Group ADR COM 01609W102 961 4,941 SH   SOLE   4,941 0 0
Alphabet Inc-CL A COM 02079K305 2,835 2,440 SH   SOLE   2,440 0 0
Alphabet Inc-CL C COM 02079K107 727 625 SH   SOLE   625 0 0
Amazon.com Inc COM 023135106 1,105 567 SH   SOLE   567 0 0
American Express Co COM 025816109 1,921 22,443 SH   SOLE   22,443 0 0
Amgen Inc COM 031162100 699 3,448 SH   SOLE   3,448 0 0
Apple Inc COM 037833100 3,291 12,942 SH   SOLE   12,942 0 0
AT & T Inc COM 00206R102 401 13,763 SH   SOLE   13,763 0 0
Avalonbay Communities Inc COM 053484101 217 1,472 SH   SOLE   1,472 0 0
Bank of America Corp COM 060505104 211 9,923 SH   SOLE   9,923 0 0
Becton Dickinson & Co COM 075887109 253 1,099 SH   SOLE   1,099 0 0
Berkshire Hathaway Cl B COM 084670702 511 2,794 SH   SOLE   2,794 0 0
BlackRock Inc COM 09247X101 241 547 SH   SOLE   547 0 0
Blubuzzard Inc. COM 095228102 1 10,000 SH   SOLE   10,000 0 0
Boeing Co COM 097023105 1,546 10,364 SH   SOLE   10,364 0 0
Broadcom Inc COM 11135F101 1,236 5,211 SH   SOLE   5,211 0 0
Carvana Co COM 146869102 732 13,286 SH   SOLE   13,286 0 0
Caterpillar Inc COM 149123101 609 5,252 SH   SOLE   5,252 0 0
Chevron Corp COM 166764100 646 8,912 SH   SOLE   8,912 0 0
Chipotle Mexican Grill Inc COM 169656105 885 1,352 SH   SOLE   1,352 0 0
Cisco Systems Inc COM 17275R102 796 20,249 SH   SOLE   20,249 0 0
Coca-Cola Co COM 191216100 1,148 25,940 SH   SOLE   25,940 0 0
Comcast Corp-Class A COM 20030N101 310 9,010 SH   SOLE   9,010 0 0
CrowdStrike Holdings Inc COM 22788C105 724 13,006 SH   SOLE   13,006 0 0
Disney (Walt) Co/The COM 254687106 208 2,156 SH   SOLE   2,156 0 0
Eaton Corp PLC COM G29183103 2,026 26,080 SH   SOLE   26,080 0 0
Emerson Electric Co COM 291011104 215 4,518 SH   SOLE   4,518 0 0
Expedia Group Inc COM 30212P303 573 10,189 SH   SOLE   10,189 0 0
Exxon Mobil Corp COM 30231G102 680 17,901 SH   SOLE   17,901 0 0
Facebook Inc-A COM 30303M102 885 5,306 SH   SOLE   5,306 0 0
Fastenal Co COM 311900104 295 9,451 SH   SOLE   9,451 0 0
General Electric Corp COM 369604103 187 23,612 SH   SOLE   23,612 0 0
General Motors Co COM 37045V100 561 27,000 SH   SOLE   27,000 0 0
Home Depot Inc COM 437076102 1,016 5,441 SH   SOLE   5,441 0 0
Honeywell International COM 438516106 1,900 14,202 SH   SOLE   14,202 0 0
IBM Corp COM 459200101 772 6,960 SH   SOLE   6,960 0 0
Illinois Tool Works COM 452308109 258 1,814 SH   SOLE   1,814 0 0
Intel Corp COM 458140100 2,864 52,914 SH   SOLE   52,914 0 0
iShares 0-5 Year HY Corp Bond ETF COM 46434V407 741 18,120 SH   SOLE   18,120 0 0
iShares 20 Year Treasury Bond ETF COM 464287432 1,602 9,708 SH   SOLE   9,708 0 0
iShares 3-7 Year Treasury COM 464288661 1,672 12,543 SH   SOLE   12,543 0 0
iShares 7-10 Year Treasury Bond ETF COM 464287440 1,089 8,961 SH   SOLE   8,961 0 0
iShares Barclays Agg Bond COM 464287226 801 6,941 SH   SOLE   6,941 0 0
iShares Core S&P 500 ETF COM 464287200 679 2,626 SH   SOLE   2,626 0 0
iShares iBoxx USD High Yield Corp Bd ETF COM 464288513 273 3,547 SH   SOLE   3,547 0 0
iShares Intermed Credit Bond ETF COM 464288638 1,214 22,111 SH   SOLE   22,111 0 0
iShares MBS Bond ETF COM 464288588 4,746 42,973 SH   SOLE   42,973 0 0
iShares MSCI EAFE Index Fd COM 464287465 1,777 33,242 SH   SOLE   33,242 0 0
iShares MSCI Emrg Mkt Indx COM 464287234 1,601 46,896 SH   SOLE   46,896 0 0
iShares S&P Global 100 Fd COM 464287572 2,158 48,322 SH   SOLE   48,322 0 0
iShares S&P Midcap 400 COM 464287507 455 3,166 SH   SOLE   3,166 0 0
iShares S&P SmallCap 600 COM 464287804 1,619 28,852 SH   SOLE   28,852 0 0
iShares Short Term Corp Bond ETF COM 464288646 1,336 25,519 SH   SOLE   25,519 0 0
J P Morgan Chase COM 46625H100 3,020 33,543 SH   SOLE   33,543 0 0
Johnson & Johnson COM 478160104 2,138 16,306 SH   SOLE   16,306 0 0
Keysight Technologies Inc W/I COM 49338L103 574 6,857 SH   SOLE   6,857 0 0
Kinder Morgan Inc COM 49456B101 154 11,038 SH   SOLE   11,038 0 0
Lilly (Eli) & Co COM 532457108 1,343 9,679 SH   SOLE   9,679 0 0
Mastercard Inc COM 57636Q104 1,074 4,448 SH   SOLE   4,448 0 0
Medtronic PLC COM G5960L103 611 6,776 SH   SOLE   6,776 0 0
Merck & Company COM 58933Y105 2,395 31,130 SH   SOLE   31,130 0 0
Microsoft Corp COM 594918104 8,190 51,929 SH   SOLE   51,929 0 0
Mondelez International Inc COM 609207105 765 15,267 SH   SOLE   15,267 0 0
Nextera Energy Inc COM 65339F101 225 937 SH   SOLE   937 0 0
Novartis AG ADR COM 66987V109 372 4,507 SH   SOLE   4,507 0 0
O'Reilly Automotive Inc COM 67103H107 530 1,761 SH   SOLE   1,761 0 0
PayPal Holdings Inc COM 70450Y103 713 7,452 SH   SOLE   7,452 0 0
PepsiCo Inc COM 713448108 1,978 16,472 SH   SOLE   16,472 0 0
Pfizer Inc COM 717081103 2,036 62,392 SH   SOLE   62,392 0 0
Phillips 66 COM 718546104 583 10,875 SH   SOLE   10,875 0 0
Procter & Gamble Co COM 742718109 1,623 14,759 SH   SOLE   14,759 0 0
Qualcomm Inc COM 747525103 298 4,402 SH   SOLE   4,402 0 0
Roper Industries COM 776696106 255 819 SH   SOLE   819 0 0
Salesforce.Com Inc COM 79466L302 869 6,037 SH   SOLE   6,037 0 0
Schwab US Dividend Equity ETF COM 808524797 684 15,196 SH   SOLE   15,196 0 0
SPDR S & P 500 ETF Trust COM 78462F103 11,934 46,301 SH   SOLE   46,301 0 0
SPDR S & P Midcap 400 ETF COM 78467Y107 3,759 14,300 SH   SOLE   14,300 0 0
SPDR Short Term Corp ETF COM 78464A474 345 11,406 SH   SOLE   11,406 0 0
Splunk Inc COM 848637104 227 1,797 SH   SOLE   1,797 0 0
Synchrony Financial COM 87165B103 170 10,568 SH   SOLE   10,568 0 0
Target Corp COM 87612E106 1,428 15,359 SH   SOLE   15,359 0 0
Thermo Fisher Corp COM 883556102 475 1,676 SH   SOLE   1,676 0 0
Trane Technologies PLC COM G8994E103 564 6,823 SH   SOLE   6,823 0 0
United Parcel Services B COM 911312106 492 5,270 SH   SOLE   5,270 0 0
United Technologies Corp COM 913017109 668 7,077 SH   SOLE   7,077 0 0
US Bancorp COM 902973304 517 15,000 SH   SOLE   15,000 0 0
Vanguard Growth ETF COM 922908736 329 2,099 SH   SOLE   2,099 0 0
Vanguard Long-Term Corp Bond ETF COM 92206C813 1,310 13,492 SH   SOLE   13,492 0 0
Vanguard S&P 500 ETF COM 922908363 1,993 8,414 SH   SOLE   8,414 0 0
Verizon Communications Inc COM 92343V104 769 14,308 SH   SOLE   14,308 0 0
Visa Inc Cl-A Shares COM 92826C839 1,617 10,038 SH   SOLE   10,038 0 0
Wal Mart Inc. COM 931142103 223 1,967 SH   SOLE   1,967 0 0
Walgreens Boots Alliance COM 931427108 1,173 25,636 SH   SOLE   25,636 0 0
Wells Fargo & Co COM 949746101 521 18,166 SH   SOLE   18,166 0 0
Zebra Technologies Corp Cl COM 989207105 817 4,449 SH   SOLE   4,449 0 0
Zoetis Inc COM 98978V103 451 3,830 SH   SOLE   3,830 0 0