CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash Flows from Operating Activities
Net Income	$ 1,114	$ 1,217
Adjustments to reconcile net income to net cash from operating activities
Provision for loan losses	1,500	2,250
Depreciation	488	500
Net amortization of investment premium and discount	493	435
Writedowns of Other Real Estate Owned	164	515
Net increase (decrease) in interest payable and other liabilities	1,552	(445)
Net increase in interest receivable and other assets	(1,106)	(707)
Equity based compensation expense	69	40
Net gain on sale/settlement of securities	(10)	(1,100)
Increase in cash surrender value of life insurance	(390)	(370)
Net cash provided by operating activities	3,874	2,335
Cash Flows from Investing Activities
Proceeds from maturities and redemptions of investment securities held to maturity	273	3,436
Proceeds from maturities and redemptions of investment securities available for sale	24,611	74,009
Proceeds from sales of investment securities available for sale	5,180	15,198
Net decrease in loans	8,260	8,466
Proceeds from sales of other real estate owned	1,945	4,226
Proceeds from sales of other assets	18	56
Purchase of investment securities held to maturity	0	(3,860)
Purchase of investment securities available for sale	(53,823)	(88,494)
Purchase of bank premises and equipment	(206)	(53)
Net cash provided by (used for) investing activities	(13,742)	12,984
Cash Flows from Financing Activities
Net increase in deposits	13,635	13,240
Proceeds from issuance of common stock	1,764	25
Net cash provided by financing activities	15,399	13,265
Net Increase in Cash and Cash Equivalents	5,531	28,584
Cash and Cash Equivalents at Beginning of Period	112,507	75,995
Cash and Cash Equivalents at End of Period	118,038	104,579
Supplemental Cash Flow Information
Cash paid for interest	2,021	2,764
Cash paid for federal income taxes	0	0
Supplemental Schedule of Non Cash Investing Activities
Transfer of loans to other real estate owned	2,761	2,104
Transfer of loans to other assets	$ 43	$ 12