CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest Income
Interest and fees on loans	$ 7,902	$ 9,139
Interest on investment securities-
Tax-exempt	323	380
Taxable	1,767	2,134
Interest on balances due from banks	69	43
Total interest income	10,061	11,696
Interest Expense
Interest on deposits	1,213	1,839
Interest on borrowed funds	804	929
Total interest expense	2,017	2,768
Net Interest Income	8,044	8,928
Provision For Loan Losses	1,500	2,250
Net Interest Income After Provision For Loan Losses	6,544	6,678
Other Income
Income from wealth management services	1,097	968
Service charges and other fees	1,042	1,090
Net gain on sales of securities available for sale	10	1,100
Origination fees on mortgage loans sold	289	122
Bank owned life insurance income	390	370
Other	1,160	1,027
Total other income	3,988	4,677
Other Expenses
Salaries and employee benefits	5,323	5,106
Occupancy expense	687	725
Equipment expense	700	803
Marketing expense	163	198
Professional fees	501	588
Collection expenses	46	62
Net (gain) loss on other real estate owned	(40)	269
Other real estate owned expenses	374	469
FDIC Deposit Insurance Assessment	689	679
Other	975	1,113
Total other expenses	9,418	10,012
Income Before Income Taxes	1,114	1,343
Income Tax Expense	0	126
Net Income	1,114	1,217
Other Comprehensive Income (Net of Tax)
Unrealized gains (losses) on securities	(546)	(405)
Reclassification adjustment for gains included in net income	(6)	(726)
Postretirement benefit liability	31	52
Total Other Comprehensive Income (Net of Tax)	(521)	(1,079)
Comprehensive Income	$ 593	$ 138
Basic Earnings Per Common Share	$ 0.06	$ 0.07
Diluted Earnings Per Common Share	$ 0.06	$ 0.07
Common Stock Dividends Declared Per Share	$ 0	$ 0