CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Non-interest bearing	$ 11,535	$ 17,116
Interest bearing	106,503	95,391
Total cash and cash equivalents	118,038	112,507
Securities - Held to Maturity	38,513	38,786
Securities - Available for Sale	416,479	393,767
Federal Home Loan Bank stock - at cost	10,605	10,605
Loans held for sale	2,047	1,520
Loans	614,758	627,249
Allowance for Loan Losses	(17,899)	(17,299)
Loans - Net	596,859	609,950
Accrued interest receivable and other assets	11,224	10,037
Other Real Estate Owned	15,118	14,262
Bank Owned Life Insurance	49,501	49,111
Premises and Equipment - Net	27,762	28,050
Total assets	1,286,146	1,268,595
LIABILITIES
Non-interest bearing	186,220	183,016
Interest-bearing	876,245	865,814
Total deposits	1,062,465	1,048,830
Federal Home Loan Bank advances	107,000	107,000
Repurchase agreements	15,000	15,000
Interest payable and other liabilities	15,732	14,191
Total liabilities	1,200,197	1,185,021
STOCKHOLDERS' EQUITY
Common stock (no par value; 50,000,000 shares authorized, 17,903,656 and 17,396,179 shares issued and outstanding)	4,173	2,397
Retained earnings	82,394	81,280
Unearned compensation	(21)	(27)
Accumulated other comprehensive loss	(597)	(76)
Total stockholders' equity	85,949	83,574
Total liabilities and stockholders' equity	$ 1,286,146	$ 1,268,595