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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 A+eAyotGqrIQdP86X2dF5UFiT+OQ85VX/IHWu+4Q8P2NsnSZwp5i7nbNoyj69hws
 Dh8cuYbGJtAooTZdU9alYw==

<SEC-DOCUMENT>0001209191-03-018551.txt : 20030822
<SEC-HEADER>0001209191-03-018551.hdr.sgml : 20030822
<ACCEPTANCE-DATETIME>20030822134138
ACCESSION NUMBER:		0001209191-03-018551
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030820
FILED AS OF DATE:		20030822

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			FLOOD ANNETTE E
		CENTRAL INDEX KEY:			0001210367

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-32057
		FILM NUMBER:		03862005

	BUSINESS ADDRESS:	
		STREET 1:		1301 NORTH HAGADORN ROAD
		CITY:			EAST LANSING
		STATE:			MI
		ZIP:			48823

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERICAN PHYSICIANS CAPITAL INC
		CENTRAL INDEX KEY:			0001118148
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				383543910
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1301 NORTH HAGADORN ROAD
		CITY:			EAST LANSING
		STATE:			MI
		ZIP:			48823
		BUSINESS PHONE:		5173511150

	MAIL ADDRESS:	
		STREET 1:		1301 NORTH HAGADORN ROAD
		CITY:			EAST LANSING
		STATE:			MI
		ZIP:			48823
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-08-20</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0001118148</issuerCik><issuerName>AMERICAN PHYSICIANS CAPITAL INC</issuerName>        <issuerTradingSymbol>ACAP</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001210367</rptOwnerCik><rptOwnerName>FLOOD ANNETTE E</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>1301 NORTH HAGADORN RD</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>EAST LANSING</rptOwnerCity><rptOwnerState>MI</rptOwnerState><rptOwnerZipCode>48823</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>COO, APAssurance</officerTitle></reportingOwnerRelationship></reporti
ngOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-08-20</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>3500</value></transactionShares><transactionPricePerShare><value>28.3</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>3500</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><footnotes></footnotes><remarks></remarks><ownerSignature><signatureName>/s/ Annette 
E. Flood</signatureName><signatureDate>2003-08-22</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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