The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE COMPUTER COM 037833100 10,990 118,260 SH   SOLE 0 118,260 0 0
ISHARES MSCI ASIA EX-JAPAN INDEX FUND COM 464288182 124 1,975 SH   SOLE 0 1,975 0 0
ABBVIE INC. COM 00287Y109 464 8,229 SH   SOLE 0 8,229 0 0
AMERISOURCEBERGEN CORP. COM 03073E105 2,032 27,960 SH   SOLE 0 27,960 0 0
AMBEV SA - ADR COM 02319V103 4 550 SH   SOLE 0 550 0 0
ABBOTT LABORATORIES COM 002824100 298 7,279 SH   SOLE 0 7,279 0 0
BARRICK GOLD COM 067901108 25 1,346 SH   SOLE 0 1,346 0 0
ACCENTURE PLC COM G1151C101 66 820 SH   SOLE 0 820 0 0
ADVANCED CELL TECHNOLOGY INC. COM 00752K105 1 10,000 SH   SOLE 0 10,000 0 0
ARCHER-DANIELS-MIDLAND COM 039483102 119 2,692 SH   SOLE 0 2,692 0 0
AUTOMATIC DATA PROCESSING COM 053015103 12 150 SH   SOLE 0 150 0 0
THE ADT CORPORATION COM 00101J106 26 739 SH   SOLE 0 739 0 0
AMERICAN ELECTRIC POWER COM 025537101 56 1,000 SH   SOLE 0 1,000 0 0
A E S CORPORATION COM 00130H105 16 1,000 SH   SOLE 0 1,000 0 0
AMERICAN FINANCIAL GROUP COM 025932104 60 1,000 SH   SOLE 0 1,000 0 0
AFLAC INC. COM 001055102 47 760 SH   SOLE 0 760 0 0
AMERICAN INT`L GROUP COM 026874784 1 11 SH   SOLE 0 11 0 0
ASANKO GOLD INC. COM 04341Y105 3 1,000 SH   SOLE 0 1,000 0 0
AIR LEASE CORPORATION CLASS A COM 00912X302 9 230 SH   SOLE 0 230 0 0
ALCATEL-LUCENT - SPONSORED ADR COM 013904305 4 1,043 SH   SOLE 0 1,043 0 0
APPLIED MATERIALS INC. COM 038222105 11 500 SH   SOLE 0 500 0 0
AMERILITHIUM CORP COM 03077G106 0 10,000 SH   SOLE 0 10,000 0 0
AMGEN INC. COM 031162100 530 4,475 SH   SOLE 0 4,475 0 0
AMERICAN SUPERCONDUCTOR CORP. COM 030111108 0 200 SH   SOLE 0 200 0 0
AMAZON.COM, INC. COM 023135106 207 638 SH   SOLE 0 638 0 0
BLACKROCK MSCI ACWI IMI FD M COM AOJFT 1 68 SH   SOLE 0 68 0 0
APACHE CORP. COM 037411105 50 495 SH   SOLE 0 495 0 0
ANADARKO PETROLEUM CORP COM 032511107 2 19 SH   SOLE 0 19 0 0
ARCOS DORADOS HOLDINGS INC. - A COM G0457F107 1 100 SH   SOLE 0 100 0 0
ARM HOLDINGS PLC-SPONS ADR COM 042068106 5 107 SH   SOLE 0 107 0 0
ARENA PHARMACEUTICALS INC. COM 040047102 1 200 SH   SOLE 0 200 0 0
ACTIVISION BLIZZARD INC. COM 00507V109 22 1,000 SH   SOLE 0 1,000 0 0
WISDOMTREE TR AUSTRALIA & NEW ZEALAND COM 97717W216 4 200 SH   SOLE 0 200 0 0
YAMANA GOLD INC. COM 98462Y100 1 81 SH   SOLE 0 81 0 0
AVAGO TECHNOLOGIES COM Y0486S104 6 78 SH   SOLE 0 78 0 0
AMERICAN STATES WATER CO. COM 029899101 19 560 SH   SOLE 0 560 0 0
AMERICAN EXPRESS CO. COM 025816109 195 2,054 SH   SOLE 0 2,054 0 0
BOEING CO. COM 097023105 409 3,212 SH   SOLE 0 3,212 0 0
BANK OF AMERICA CORP. COM 060505104 42 2,706 SH   SOLE 0 2,706 0 0
BASF AG - SPON ADR COM 055262505 5 47 SH   SOLE 0 47 0 0
BAXTER INTERNATIONAL COM 071813109 3,633 50,253 SH   SOLE 0 50,253 0 0
BED, BATH, AND BEYOND COM 075896100 29 500 SH   SOLE 0 500 0 0
BB&T CORPORATION COM 054937107 1 16 SH   SOLE 0 16 0 0
BCE INC. COM 05534B760 27 600 SH   SOLE 0 600 0 0
THE BRINK`S COMPANY COM 109696104 9 321 SH   SOLE 0 321 0 0
BECTON DICKINSON & CO. COM 075887109 7 56 SH   SOLE 0 56 0 0
BAKER HUGHES INC. COM 057224107 9 125 SH   SOLE 0 125 0 0
BHP BILLITON LIMITED ADR COM 088606108 9 125 SH   SOLE 0 125 0 0
BIOGEN IDEC INC. COM 09062X103 9 28 SH   SOLE 0 28 0 0
BANK OF NEW YORK MELLON CORP COM 064058100 29 769 SH   SOLE 0 769 0 0
BLACKROCK INC. COM 09247X101 1,027 3,213 SH   SOLE 0 3,213 0 0
BALL CORP. COM 058498106 4 62 SH   SOLE 0 62 0 0
BRISTOL MYERS SQUIBB COM 110122108 53 1,100 SH   SOLE 0 1,100 0 0
BANK OF NOVA SCOTIA COM 064149107 67 1,000 SH   SOLE 0 1,000 0 0
BP PLC ADR COM 055622104 86 1,624 SH   SOLE 0 1,624 0 0
BUCKEYE PARTNERS L.P. LTD COM 118230101 42 500 SH   SOLE 0 500 0 0
BROADRIDGE FINANCIAL SOLUTIONS LLC COM 11133T103 2 50 SH   SOLE 0 50 0 0
BROADCOM CORP. CLASS A COM 111320107 4 100 SH   SOLE 0 100 0 0
BERKSHIRE HATHAWAY INC. CLASS B COM 084670702 126 996 SH   SOLE 0 996 0 0
BORGWARNER, INC. COM 099724106 129 1,977 SH   SOLE 0 1,977 0 0
BUFFALO WILD WINGS INC. COM 119848109 0 2 SH   SOLE 0 2 0 0
WISDOMTREE BRAZILIAN REAL FUND COM 97717W240 5 275 SH   SOLE 0 275 0 0
CITIGROUP INC. COM 172967424 4 89 SH   SOLE 0 89 0 0
CA INC. COM 12673P105 29 1,000 SH   SOLE 0 1,000 0 0
CABELA`S INC. CLASS `A` COM 126804301 12 200 SH   SOLE 0 200 0 0
CONAGRA INC. COM 205887102 3 106 SH   SOLE 0 106 0 0
CARDINAL HEALTH INC. COM 14149Y108 22 323 SH   SOLE 0 323 0 0
THE CHEESECAKE FACTORY INCORPORATED COM 163072101 7 150 SH   SOLE 0 150 0 0
CATERPILLAR TRACTOR COM 149123101 936 8,609 SH   SOLE 0 8,609 0 0
CHUBB CORP. COM 171232101 3,339 36,225 SH   SOLE 0 36,225 0 0
CINCINNATI BELL INC COM 171871106 2 500 SH   SOLE 0 500 0 0
CBRE GROUP, INC. CLASS A COM 12504L109 3 80 SH   SOLE 0 80 0 0
CHICAGO BRIDGE & IRON COM 167250109 1,616 23,690 SH   SOLE 0 23,690 0 0
CBIZ, INC. COM 124805102 39 4,360 SH   SOLE 0 4,360 0 0
CELGENE CORP. COM 151020104 3 30 SH   SOLE 0 30 0 0
CAREFUSION CORP. COM 14170T101 6 125 SH   SOLE 0 125 0 0
CHEVIOT FINANCIAL CORP COM 16677X105 3 205 SH   SOLE 0 205 0 0
CHESAPEAKE ENERGY CORP COM 165167107 12 400 SH   SOLE 0 400 0 0
CHINA MOBILE LTD COM 16941M109 2 50 SH   SOLE 0 50 0 0
CINCINNATI FINANCIAL COM 172062101 55 1,140 SH   SOLE 0 1,140 0 0
CIT GROUP INC. COM 125581801 7 154 SH   SOLE 0 154 0 0
SEACOR HOLDINGS INC. COM 811904101 16 200 SH   SOLE 0 200 0 0
COLGATE PALMOLIVE COM 194162103 27 400 SH   SOLE 0 400 0 0
CLOROX CO. COM 189054109 20 219 SH   SOLE 0 219 0 0
COMCAST CORP-CL A COM 20030N101 170 3,175 SH   SOLE 0 3,175 0 0
COMCAST CORP. - SPECIAL CLASS A COM 20030N200 293 5,500 SH   SOLE 0 5,500 0 0
CHIPOTLE MEXICAN GRILL - CLASS `A` COM 169656105 9 15 SH   SOLE 0 15 0 0
CUMMINS INC. COM 231021106 12 77 SH   SOLE 0 77 0 0
CMS ENERGY CORP. COM 125896100 93 3,000 SH   SOLE 0 3,000 0 0
CANADIAN NATIONAL RAILWAY COMPANY COM 136375102 52 800 SH   SOLE 0 800 0 0
CONSOLIDATED ENERGY INC. COM 20854P109 18 400 SH   SOLE 0 400 0 0
COACH INC COM 189754104 29 850 SH   SOLE 0 850 0 0
CONOCOPHILLIPS COM 20825C104 4,702 54,851 SH   SOLE 0 54,851 0 0
COSTCO WHOLESALE CORP. COM 22160K105 25 221 SH   SOLE 0 221 0 0
COVIDIEN PLC COM G2554F113 56 618 SH   SOLE 0 618 0 0
COMPOSITE TECHNOLOGY CORPORATION COM 20461S108 0 2,000 SH   SOLE 0 2,000 0 0
CISCO SYSTEMS COM 17275R102 30 1,225 SH   SOLE 0 1,225 0 0
CST BRANDS, INC. COM 12646R105 0 11 SH   SOLE 0 11 0 0
CSX CORP. COM 126408103 224 7,286 SH   SOLE 0 7,286 0 0
CINTAS CORP. COM 172908105 137 2,150 SH   SOLE 0 2,150 0 0
CONVERGYS COM 212485106 33 1,525 SH   SOLE 0 1,525 0 0
CVS/CAREMARK CORPORATION COM 126650100 4 54 SH   SOLE 0 54 0 0
CHEVRON CORPORATION COM 166764100 469 3,590 SH   SOLE 0 3,590 0 0
CALIFORNIA WATER SERVICE GROUP COM 130788102 24 1,000 SH   SOLE 0 1,000 0 0
DARLING INGREDIENTS INC. COM 237266101 7 315 SH   SOLE 0 315 0 0
FAMOUS DAVES OF AMERICA COM 307068106 6 200 SH   SOLE 0 200 0 0
POWERSHARES DB COMMODITY COM 73935S105 53 2,000 SH   SOLE 0 2,000 0 0
DIEBOLD INC. COM 253651103 1 21 SH   SOLE 0 21 0 0
E. I. DUPONT DE NEMOURS COM 263534109 3,798 58,036 SH   SOLE 0 58,036 0 0
PROSHARES ULTRA DOW 30 COM 74347R305 2 13 SH   SOLE 0 13 0 0
DEERE & CO. COM 244199105 3,387 37,406 SH   SOLE 0 37,406 0 0
DEJOUR ENTERPRISES LTD COM 24486R103 1 3,000 SH   SOLE 0 3,000 0 0
DEAN FOODS COMPANY COM 242370203 160 9,075 SH   SOLE 0 9,075 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 9 150 SH   SOLE 0 150 0 0
DISNEY WALT HOLDING CO. COM 254687106 5,634 65,709 SH   SOLE 0 65,709 0 0
DISH NETWORK CORP. - A COM 25470M109 2 29 SH   SOLE 0 29 0 0
DIAMOND OFFSHORE DRILLING COM 25271C102 27 550 SH   SOLE 0 550 0 0
DOVER CORPORATION COM 260003108 18 200 SH   SOLE 0 200 0 0
DOW CHEMICAL COM 260543103 20 381 SH   SOLE 0 381 0 0
DARDEN RESTAURANTS INC. COM 237194105 79 1,700 SH   SOLE 0 1,700 0 0
DTE ENERGY CO. COM 233331107 5 60 SH   SOLE 0 60 0 0
DUKE ENERGY CORP. COM 26441C204 648 8,740 SH   SOLE 0 8,740 0 0
DEVON ENERGY CORP. COM 25179M103 206 2,600 SH   SOLE 0 2,600 0 0
ELECTRONIC ARTS INC. COM 285512109 14 400 SH   SOLE 0 400 0 0
EBAY, INC. COM 278642103 16 310 SH   SOLE 0 310 0 0
EMERGENT BIOSOLUTIONS INC. COM 29089Q105 0 5 SH   SOLE 0 5 0 0
ENCANA CORP. COM 292505104 5 200 SH   SOLE 0 200 0 0
NEW ORIENTAL EDUCATION & TECHNOLOGY GROUP INC. COM 647581107 0 3 SH   SOLE 0 3 0 0
ISHARES MSCI EMERGING MARKETS COM 464287234 4,965 114,856 SH   SOLE 0 114,856 0 0
ISHARES MSCI EAFE INDEX FUND COM 464287465 633 9,256 SH   SOLE 0 9,256 0 0
ISHARES MSCI EAFE GROWTH INDEX COM 464288885 11,194 154,511 SH   SOLE 0 154,511 0 0
EMC CORP. COM 268648102 2,375 90,155 SH   SOLE 0 90,155 0 0
EMERSON ELECTRIC COM 291011104 1,181 17,800 SH   SOLE 0 17,800 0 0
EOG RESOURCES INC COM 26875P101 2 16 SH   SOLE 0 16 0 0
ISHARES MSCI PACIFIC EX JAPAN COM 464286665 5 100 SH   SOLE 0 100 0 0
EXPRESS SCRIPTS HOLDING COMPANY COM 30219G108 208 3,003 SH   SOLE 0 3,003 0 0
ISHARES MSCI CANADA INDEX FUND COM 464286509 2,114 65,620 SH   SOLE 0 65,620 0 0
ISHARES MSCI UNITED KINGDOM COM 464286699 152 7,260 SH   SOLE 0 7,260 0 0
ISHARES MSCI MEXICO COM 464286822 209 3,075 SH   SOLE 0 3,075 0 0
ISHARES MSCI BRAZIL INDEX COM 464286400 22 450 SH   SOLE 0 450 0 0
EXELIXIS INC. COM 30161Q104 25 7,300 SH   SOLE 0 7,300 0 0
EXTERRAN HOLDINGS INC. COM 30225X103 90 2,000 SH   SOLE 0 2,000 0 0
FORD MOTOR COMPANY COM 345370860 4,007 232,403 SH   SOLE 0 232,403 0 0
FASTENAL COMPANY COM 311900104 3 55 SH   SOLE 0 55 0 0
FACEBOOK INC. COM 30303M102 225 3,343 SH   SOLE 0 3,343 0 0
FEDEX CORPORATION COM 31428X106 4,626 30,561 SH   SOLE 0 30,561 0 0
FIRSTENERGY CORP. COM 337932107 34 992 SH   SOLE 0 992 0 0
FIFTH THIRD BANCORP COM 316773100 58 2,700 SH   SOLE 0 2,700 0 0
FLEXTRONICS INTERNATIONAL LTD COM Y2573F102 18 1,650 SH   SOLE 0 1,650 0 0
FLUOR CORP COM 343412102 1,173 15,248 SH   SOLE 0 15,248 0 0
FORTRESS MINERALS CORP. COM 34957A208 3 815 SH   SOLE 0 815 0 0
FRONTIER COMMUNICATIONS CORP. COM 35906A108 51 8,710 SH   SOLE 0 8,710 0 0
CURRENCYSHARES AUSTRALIAN DOLLAR TRUST COM 23129U101 106 1,125 SH   SOLE 0 1,125 0 0
CURRENCYSHARES CANADIAN DOLLAR TRUST COM 23129X105 5 50 SH   SOLE 0 50 0 0
FOX PETROLEUM INC. COM 351465208 0 1,600 SH   SOLE 0 1,600 0 0
GENERAL DYNAMICS CORP. COM 369550108 52 450 SH   SOLE 0 450 0 0
GENERAL ELECTRIC COM 369604103 4,760 181,145 SH   SOLE 0 181,145 0 0
GOLDCORP INC. COM 380956409 1,256 45,015 SH   SOLE 0 45,015 0 0
GILEAD SCIENCES INC. COM 375558103 194 2,337 SH   SOLE 0 2,337 0 0
GENERAL MILLS COM 370334104 1,287 24,505 SH   SOLE 0 24,505 0 0
GENERAL MOTORS COM 37045V100 3 72 SH   SOLE 0 72 0 0
GOOGLE INC-CL C COM 38259P706 260 452 SH   SOLE 0 452 0 0
GOOGLE INC. COM 38259P508 853 1,459 SH   SOLE 0 1,459 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 172 1,030 SH   SOLE 0 1,030 0 0
GOLDSANDS DEVELOPMENT COMPANY COM 381454107 0 25,000 SH   SOLE 0 25,000 0 0
GLAXOSMITHKLINE PLC ADR COM 37733W105 276 5,158 SH   SOLE 0 5,158 0 0
GOODYEAR TIRE & RUBBER COM 382550101 4 150 SH   SOLE 0 150 0 0
GUNPOWDER GOLD CORP. COM 403073109 0 4,550 SH   SOLE 0 4,550 0 0
W. W. GRAINGER COM 384802104 25 100 SH   SOLE 0 100 0 0
HAIN CELESTIAL GROUP, INC. COM 405217100 15 166 SH   SOLE 0 166 0 0
HALLIBURTON COMPANY COM 406216101 1,246 17,552 SH   SOLE 0 17,552 0 0
HOME DEPOT INC. COM 437076102 211 2,611 SH   SOLE 0 2,611 0 0
HAWAIIAN ELECTRIC INDUSTRIES COM 419870100 6 242 SH   SOLE 0 242 0 0
HELEN OF TROY LTD COM G4388N106 146 2,400 SH   SOLE 0 2,400 0 0
HANGER, INC. COM 41043F208 45 1,430 SH   SOLE 0 1,430 0 0
HILLENBRAND, INC. COM 431571108 3 100 SH   SOLE 0 100 0 0
HARTFORD FINANCIAL SVCS GROUP COM 416515104 18 500 SH   SOLE 0 500 0 0
HARLEY-DAVIDSON INC. COM 412822108 3 50 SH   SOLE 0 50 0 0
HONEYWELL INTERNATIONAL INC. COM 438516106 507 5,450 SH   SOLE 0 5,450 0 0
HEWLETT-PACKARD COMPANY COM 428236103 50 1,498 SH   SOLE 0 1,498 0 0
HILL-ROM HOLDINGS, INC. COM 431475102 4 100 SH   SOLE 0 100 0 0
HSBC HOLDINGS PLC-SPONS ADR COM 404280406 39 760 SH   SOLE 0 760 0 0
HENRY SCHEIN, INC. COM 806407102 2 18 SH   SOLE 0 18 0 0
HERSHEY FOODS CORP. COM 427866108 29 300 SH   SOLE 0 300 0 0
HUMANA INC COM 444859102 2,331 18,254 SH   SOLE 0 18,254 0 0
HEADWATERS, INC. COM 42210P102 33 2,400 SH   SOLE 0 2,400 0 0
ISHARES NASDAQ BIOTECHNOLOGY FD COM 464287556 90 350 SH   SOLE 0 350 0 0
INT`L BUSINESS MACHINES COM 459200101 2,140 11,807 SH   SOLE 0 11,807 0 0
ISHARES COHEN & STEERS REALTY MAJORS INDEX FUND COM 464287564 5 58 SH   SOLE 0 58 0 0
INNOVATIVE CLINICAL SOLUTION, LTD. COM 45767E305 0 16 SH   SOLE 0 16 0 0
ISHARES D.J. US OIL EQUIPMENT & SVCS COM 464288844 85 1,100 SH   SOLE 0 1,100 0 0
INTERNATIONAL GAME TECHNOLOGY COM 459902102 1,114 70,015 SH   SOLE 0 70,015 0 0
MS INDIA FUND COM 61745C105 7 300 SH   SOLE 0 300 0 0
ISHARES CORE S&P MID-CAP ETF COM 464287507 14,725 102,916 SH   SOLE 0 102,916 0 0
ISHARES S&P MIDCAP 400 VALUE COM 464287705 10 79 SH   SOLE 0 79 0 0
ISHARES S&P MIDCAP 400 GROWTH COM 464287606 13 82 SH   SOLE 0 82 0 0
ISHARES CORE S&P SMALL-CAP ETF COM 464287804 12,506 111,572 SH   SOLE 0 111,572 0 0
INTEL CORPORATION COM 458140100 541 17,492 SH   SOLE 0 17,492 0 0
INVENSENSE INC. COM 46123D205 9 400 SH   SOLE 0 400 0 0
ION GEOPHYSICAL CORPORATION COM 462044108 1 300 SH   SOLE 0 300 0 0
IMPERIAL RESOURCES INC. COM 45308Q106 0 5,200 SH   SOLE 0 5,200 0 0
IRIDIUM COMMUNICATIONS INC. COM 46269C102 42 4,925 SH   SOLE 0 4,925 0 0
INTUITIVE SURGICAL INC. COM 46120E602 113 275 SH   SOLE 0 275 0 0
ILLINOIS TOOL WORKS INC. COM 452308109 6 69 SH   SOLE 0 69 0 0
ISHARES S&P 500 VALUE INDEX FUND COM 464287408 5 50 SH   SOLE 0 50 0 0
ISHARES S&P 500 INDEX FUND COM 464287200 237 1,205 SH   SOLE 0 1,205 0 0
ISHARES S&P 500 GROWTH INDEX FD COM 464287309 815 7,751 SH   SOLE 0 7,751 0 0
ISHARES RUSSELL 1000 INDEX FUND COM 464287622 176 1,602 SH   SOLE 0 1,602 0 0
ISHARES RUSSELL 1000 VALUE COM 464287598 10 103 SH   SOLE 0 103 0 0
ISHARES RUSSELL 1000 GROWTH COM 464287614 20 225 SH   SOLE 0 225 0 0
ISHARES RUSSELL 2000 INDEX FUND COM 464287655 20 168 SH   SOLE 0 168 0 0
ISHARES RUSSELL 2000 VALUE INDEX COM 464287630 26 253 SH   SOLE 0 253 0 0
ISHARES RUSSELL 2000 GROWTH COM 464287648 14 98 SH   SOLE 0 98 0 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND COM 464287481 125 1,401 SH   SOLE 0 1,401 0 0
ISHARES RUSSELL MIDCAP VALUE COM 464287473 34 466 SH   SOLE 0 466 0 0
ISHARES RUSSELL 3000 VALUE INDEX COM 464287663 4 32 SH   SOLE 0 32 0 0
ISHARES DJ U.S. FINANCIAL INDEX COM 464287788 17 200 SH   SOLE 0 200 0 0
ISHARES DOW JONES REAL ESTATE COM 464287739 129 1,800 SH   SOLE 0 1,800 0 0
ISHARES DOW JONES US INDEX FUND COM 464287846 5 55 SH   SOLE 0 55 0 0
JACK IN THE BOX INC COM 466367109 12 200 SH   SOLE 0 200 0 0
JOHNSON CONTROLS, INC. COM 478366107 2 33 SH   SOLE 0 33 0 0
JONES LANG LASALLE INCORPORATED COM 48020Q107 8 61 SH   SOLE 0 61 0 0
JOHNSON & JOHNSON COM 478160104 656 6,274 SH   SOLE 0 6,274 0 0
J.P. MORGAN CHASE & CO. COM 46625H100 3,131 54,345 SH   SOLE 0 54,345 0 0
KINROSS GOLD COM 496902404 1 222 SH   SOLE 0 222 0 0
KINDER MORGAN ENERGY PARTNERS LP COM 494550106 82 1,000 SH   SOLE 0 1,000 0 0
COCA COLA COM 191216100 3,772 89,043 SH   SOLE 0 89,043 0 0
KROGER CO. COM 501044101 294 5,950 SH   SOLE 0 5,950 0 0
SPDR S & P REGIONAL BANKING COM 78464A698 47 1,175 SH   SOLE 0 1,175 0 0
KRAFT FOODS GROUP, INC. COM 50076Q106 107 1,792 SH   SOLE 0 1,792 0 0
L BRANDS INC. COM 501797104 42 708 SH   SOLE 0 708 0 0
LIBERTY STAR URANIUM & METAL COM 53123T206 0 1,750 SH   SOLE 0 1,750 0 0
LARGO RESOURCES LTD. COM 517103107 1 4,000 SH   SOLE 0 4,000 0 0
LKQ CORPORATION COM 501889208 7 258 SH   SOLE 0 258 0 0
ELI LILLY COM 532457108 89 1,428 SH   SOLE 0 1,428 0 0
LOCKHEED MARTIN CORP. COM 539830109 40 250 SH   SOLE 0 250 0 0
LINCOLN NATIONAL CORP. IND. COM 534187109 5 100 SH   SOLE 0 100 0 0
LIFELOCK, INC. COM 53224V100 8 578 SH   SOLE 0 578 0 0
LOWES COMPANIES INC. COM 548661107 60 1,259 SH   SOLE 0 1,259 0 0
L`OREAL COMPANY - ADR COM 502117203 7 195 SH   SOLE 0 195 0 0
SOUTHWEST AIRLINES CO. COM 844741108 27 1,000 SH   SOLE 0 1,000 0 0
LVMH MOET HENNESSY LOUIS ADR COM 502441306 12 309 SH   SOLE 0 309 0 0
MACY`S INC. COM 55616P104 52 896 SH   SOLE 0 896 0 0
MASTERCARD INC. COM 57636Q104 3 40 SH   SOLE 0 40 0 0
MARRIOTT INTERNATIONAL CLASS A COM 571903202 6 100 SH   SOLE 0 100 0 0
MASCO CORPORATION COM 574599106 2 76 SH   SOLE 0 76 0 0
MCDONALD`S CORP. COM 580135101 1,257 12,475 SH   SOLE 0 12,475 0 0
MONDELEZ INTERNATIONAL, INC. COM 609207105 3,568 94,861 SH   SOLE 0 94,861 0 0
MEDTRONIC, INC. COM 585055106 171 2,675 SH   SOLE 0 2,675 0 0
S&P MIDCAP 400 SPDR TRUST COM 78467Y107 41 158 SH   SOLE 0 158 0 0
METLIFE, INC. COM 59156R108 4 66 SH   SOLE 0 66 0 0
MANULIFE FINANCIAL CORPORATION COM 56501R106 15 760 SH   SOLE 0 760 0 0
MIDDLEBY CORPORATION COM 596278101 3 39 SH   SOLE 0 39 0 0
MCCORMICK & COMPANY COM 579780206 5 68 SH   SOLE 0 68 0 0
MARKEL CORPORATION COM 570535104 66 100 SH   SOLE 0 100 0 0
3M COMPANY COM 88579Y101 243 1,693 SH   SOLE 0 1,693 0 0
MALLINCKRODT PLC COM G5785G107 6 76 SH   SOLE 0 76 0 0
ALTRIA GROUP INC. COM 02209S103 69 1,635 SH   SOLE 0 1,635 0 0
THE MOSAIC COMPANY COM 61945C103 5 100 SH   SOLE 0 100 0 0
MERCK & CO. INC. COM 58933Y105 5,638 97,457 SH   SOLE 0 97,457 0 0
MORGAN STANLEY DEAN WITTER & CO. COM 617446448 12 372 SH   SOLE 0 372 0 0
MICROSOFT CORP. COM 594918104 482 11,569 SH   SOLE 0 11,569 0 0
MAXIM INTEGRATED PRODUCTS COM 57772K101 0 10 SH   SOLE 0 10 0 0
MYLAN LABORATORIES, INC. COM 628530107 117 2,273 SH   SOLE 0 2,273 0 0
MYR GROUP INC / DELAWARE COM 55405W104 40 1,565 SH   SOLE 0 1,565 0 0
NETSUITE INC. COM 64118Q107 17 200 SH   SOLE 0 200 0 0
NORTHERN DYNASTY MINERALS COM 66510M204 4 5,000 SH   SOLE 0 5,000 0 0
NCR CORP. COM 62886E108 79 2,250 SH   SOLE 0 2,250 0 0
NEXTERA ENERGY INC. COM 65339F101 2,446 23,872 SH   SOLE 0 23,872 0 0
NEWMONT MINING CORP. COM 651639106 7 278 SH   SOLE 0 278 0 0
NGP CAPITAL RESOURCES COMPANY COM 62912R107 1 100 SH   SOLE 0 100 0 0
NIKE, INC. CLASS B COM 654106103 23 302 SH   SOLE 0 302 0 0
ANNALY MORTGAGE MANAGEMENT COM 035710409 5 400 SH   SOLE 0 400 0 0
NRG ENERGY INC. COM 629377508 0 3 SH   SOLE 0 3 0 0
NORTEL NETWORKS CORP COM 656568508 0 67 SH   SOLE 0 67 0 0
NUSTAR ENERGY L.P. COM 67058H102 6 100 SH   SOLE 0 100 0 0
NORFOLK SOUTHERN COM 655844108 46 450 SH   SOLE 0 450 0 0
NESTLE S A SPON. REG. ADRF COM 641069406 11 142 SH   SOLE 0 142 0 0
NORTHERN TR CL AGG BD IDX FUND COM NTCAT 67 546 SH   SOLE 0 546 0 0
NORTHEAST UTILITIES COM 664397106 16 345 SH   SOLE 0 345 0 0
NUCOR CORP. COM 670346105 2,949 59,884 SH   SOLE 0 59,884 0 0
NOVO-NORDISK A/S ADR COM 670100205 10 225 SH   SOLE 0 225 0 0
NOVARTIS AG-ADR COM 66987V109 8 90 SH   SOLE 0 90 0 0
ISHARES NYSE COMPOSITE INDEX COM 464287143 1 10 SH   SOLE 0 10 0 0
IPATH S&P GSCI CRUDE OIL TOTAL RETURN INDEX COM 06738C786 13 500 SH   SOLE 0 500 0 0
OCEAN POWER TECHNOLOGIES INC. COM 674870308 1 600 SH   SOLE 0 600 0 0
ORACLE CORP. COM 68389X105 3,407 84,054 SH   SOLE 0 84,054 0 0
ORAMED PHARMACEUTICALS INC. COM 68403P203 3 334 SH   SOLE 0 334 0 0
OCCIDENTAL PETROLEUM COM 674599105 5,953 58,004 SH   SOLE 0 58,004 0 0
PANACOS PHARMACEUTICALS INC COM 69811Q106 0 100 SH   SOLE 0 100 0 0
PETROLEO BRASILEIRO S.A.-ADR COM 71654V408 8 550 SH   SOLE 0 550 0 0
PACCAR INC. COM 693718108 3 43 SH   SOLE 0 43 0 0
PLUM CREEK TIMBER CO. INC. COM 729251108 95 2,100 SH   SOLE 0 2,100 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC. COM 744573106 9 227 SH   SOLE 0 227 0 0
PEPSICO, INC. COM 713448108 519 5,810 SH   SOLE 0 5,810 0 0
PIONEER ENERGY SERVICES CORP. COM 723664108 44 2,500 SH   SOLE 0 2,500 0 0
PETSMART INC. COM 716768106 5 90 SH   SOLE 0 90 0 0
PFIZER, INC. COM 717081103 1,089 36,682 SH   SOLE 0 36,682 0 0
PROCTER & GAMBLE COM 742718109 7,428 94,513 SH   SOLE 0 94,513 0 0
PROGRESSIVE CORP. COM 743315103 10 400 SH   SOLE 0 400 0 0
PIPER JAFFRAY COS COM 724078100 0 5 SH   SOLE 0 5 0 0
PROTECTIVE LIFE CORP COM 743674103 47 675 SH   SOLE 0 675 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 1,206 14,303 SH   SOLE 0 14,303 0 0
PNC FINANCIAL SERVICES GP INC. COM 693475105 13 145 SH   SOLE 0 145 0 0
PENTAIR, LTD COM G7S00T104 25 352 SH   SOLE 0 352 0 0
PANERA BREAD COMPANY CLASS `A` COM 69840W108 15 100 SH   SOLE 0 100 0 0
PIEDMONT NATURAL GAS CO. COM 720186105 11 300 SH   SOLE 0 300 0 0
PORTLAND GENERAL ELECTRIC CO COM 736508847 69 2,000 SH   SOLE 0 2,000 0 0
POWER RESOURCE EXPLORATION COM 73933D100 0 20 SH   SOLE 0 20 0 0
PRUDENTIAL FINANCIAL INC. COM 744320102 20 223 SH   SOLE 0 223 0 0
PHILLIPS 66 COM 718546104 159 1,975 SH   SOLE 0 1,975 0 0
E-TRACS UBS LONG PLATINUM ETN COM 902641786 8 500 SH   SOLE 0 500 0 0
PRUDENTIAL PLC-ADR COM 74435K204 2 38 SH   SOLE 0 38 0 0
QUANTA SERVICES, INC. COM 74762E102 6 177 SH   SOLE 0 177 0 0
POWERSHARES DYNAMIC LARGE CAP VALUE COM 73935X708 30 1,000 SH   SOLE 0 1,000 0 0
PRAXAIR INC. COM 74005P104 121 910 SH   SOLE 0 910 0 0
POWERSHARES CLEANTECH PORTFOLIO COM 73935X278 212 6,440 SH   SOLE 0 6,440 0 0
QUALCOMM, INC. COM 747525103 5,461 68,957 SH   SOLE 0 68,957 0 0
QEP RESOURCES, INC. COM 74733V100 4 114 SH   SOLE 0 114 0 0
NASDAQ 100 UNIT TRUST COM 73935A104 13 139 SH   SOLE 0 139 0 0
QUANTUM FUEL SYSTEMS TECHNOLOGIES WORLDWIDE COM 74765E307 0 4 SH   SOLE 0 4 0 0
RYDER SYSTEM INC. COM 783549108 26 300 SH   SOLE 0 300 0 0
REYNOLDS AMERICAN INC. COM 761713106 4 66 SH   SOLE 0 66 0 0
ROYAL BANK OF SCOTLAND GROUP - SPON ADR COM 780097689 11 1,000 SH   SOLE 0 1,000 0 0
RENT-A-CENTER INC. COM 76009N100 36 1,245 SH   SOLE 0 1,245 0 0
ROYAL DUTCH SHELL PLC-ADR A COM 780259206 8 94 SH   SOLE 0 94 0 0
ROYAL DUTCH SHELL PLC-ADR B COM 780259107 46 530 SH   SOLE 0 530 0 0
EVEREST RE GROUP LTD. COM G3223R108 96 600 SH   SOLE 0 600 0 0
RED HOT CONCEPTS, INC. COM 756601308 0 5,153 SH   SOLE 0 5,153 0 0
TRANSOCEAN LTD. COM H8817H100 17 384 SH   SOLE 0 384 0 0
ROCK-TENN COMPANY-CL A COM 772739207 37 355 SH   SOLE 0 355 0 0
ROSS STORES INC. COM 778296103 66 1,000 SH   SOLE 0 1,000 0 0
RADIOSHACK CORP. COM 750438103 1 1,000 SH   SOLE 0 1,000 0 0
RAYTHEON COMPANY COM 755111507 10 109 SH   SOLE 0 109 0 0
ROYAL BANK OF CANADA COM 780087102 9 121 SH   SOLE 0 121 0 0
RYLAND GROUP INC. COM 783764103 4 100 SH   SOLE 0 100 0 0
SAP AG - SPONS ADR COM 803054204 11 141 SH   SOLE 0 141 0 0
STARBUCKS CORP. COM 855244109 10 127 SH   SOLE 0 127 0 0
CHARLES SCHWAB CORP. COM 808513105 12 450 SH   SOLE 0 450 0 0
SPECTRA ENERGY CORP. COM 847560109 111 2,623 SH   SOLE 0 2,623 0 0
SEALED AIR CORPORATION COM 81211K100 1,990 58,250 SH   SOLE 0 58,250 0 0
SOFTBANK CORP. - UNSPON ADR COM 83404D109 19 500 SH   SOLE 0 500 0 0
SWIFT ENERGY CO COM 870738101 23 1,800 SH   SOLE 0 1,800 0 0
SIGNATURE GROUP HOLDINGS INC. COM 82670K102 0 20 SH   SOLE 0 20 0 0
SHILOH INDUSTRIES, INC. COM 824543102 47 2,530 SH   SOLE 0 2,530 0 0
SIGMA-ALDRICH CORPORATION COM 826552101 4 38 SH   SOLE 0 38 0 0
SILEX SYSTEMS LTD COM Q85045104 0 300 SH   SOLE 0 300 0 0
THE JM SMUCKER CO. COM 832696405 37 350 SH   SOLE 0 350 0 0
SCHLUMBERGER LTD. COM 806857108 3,849 32,628 SH   SOLE 0 32,628 0 0
SM ENERGY CO. COM 78454L100 8 100 SH   SOLE 0 100 0 0
SCRIPPS NETWORKS INTER - CLASS `A` COM 811065101 325 4,000 SH   SOLE 0 4,000 0 0
SANOFI-AVENTIS - ADR COM 80105N105 11 200 SH   SOLE 0 200 0 0
SOUTHERN COMPANY COM 842587107 52 1,152 SH   SOLE 0 1,152 0 0
STRATA OIL & GAS INC. COM 86270C105 2 12,000 SH   SOLE 0 12,000 0 0
SONUS NETWORKS INC. COM 835916107 1 300 SH   SOLE 0 300 0 0
SIMON PROPERTY GROUP INC. COM 828806109 17 100 SH   SOLE 0 100 0 0
SUPERIOR ENERGY SERVICES, INC. COM 868157108 54 1,500 SH   SOLE 0 1,500 0 0
SPIRIT AEROSYSTEMS HOLDINGS INC. COM 848574109 50 1,475 SH   SOLE 0 1,475 0 0
SPDR S & P 500 ETF TRUST COM 78462F103 3,184 16,270 SH   SOLE 0 16,270 0 0
SEMPRA ENERGY COM 816851109 41 390 SH   SOLE 0 390 0 0
SCRIPPS E.W. CO. CLASS A COM 811054402 16 773 SH   SOLE 0 773 0 0
STEINER LEISURE LIMITED COM P8744Y102 39 905 SH   SOLE 0 905 0 0
QUESTAR CORP. COM 748356102 11 456 SH   SOLE 0 456 0 0
SUNCOR ENERGY INC. COM 867224107 94 2,200 SH   SOLE 0 2,200 0 0
SUNCOKE ENERGY INC. COM 86722A103 1 53 SH   SOLE 0 53 0 0
SYSCO CORP. COM 871829107 7 200 SH   SOLE 0 200 0 0
AT&T INC COM 00206R102 403 11,384 SH   SOLE 0 11,384 0 0
TERADATA CORP. COM 88076W103 42 1,050 SH   SOLE 0 1,050 0 0
TE CONNECTIVITY LTD. COM H84989104 26 418 SH   SOLE 0 418 0 0
TEVA PHARMACEUTICALS - SP ADR COM 881624209 47 895 SH   SOLE 0 895 0 0
TFS FINANCIAL CORP COM 87240R107 1 100 SH   SOLE 0 100 0 0
TARGET CORP. COM 87612E106 93 1,599 SH   SOLE 0 1,599 0 0
TIBCO SOFTWARE INC COM 88632Q103 4 200 SH   SOLE 0 200 0 0
TIME INC. COM 887228104 0 10 SH   SOLE 0 10 0 0
TJX COMPANIES COM 872540109 53 1,000 SH   SOLE 0 1,000 0 0
TOYOTA MOTOR CORP-SPONS ADR COM 892331307 10 80 SH   SOLE 0 80 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 32 275 SH   SOLE 0 275 0 0
TENNANT COMPANY COM 880345103 8 106 SH   SOLE 0 106 0 0
TRIQUINT SEMICONDUCTOR INC. COM 89674K103 2 100 SH   SOLE 0 100 0 0
T ROWE PRICE GROUP INC. COM 74144T108 7 84 SH   SOLE 0 84 0 0
TRAVELERS COMPANIES INC. COM 89417E109 2,609 27,739 SH   SOLE 0 27,739 0 0
TENARIS SA-ADR COM 88031M109 12 250 SH   SOLE 0 250 0 0
TETRA TECH, INC. COM 88162G103 4 155 SH   SOLE 0 155 0 0
TUFFNELL LTD. COM 89904P104 0 30,000 SH   SOLE 0 30,000 0 0
TWITTER, INC. COM 90184L102 13 315 SH   SOLE 0 315 0 0
TIME WARNER INC. COM 887317303 6 81 SH   SOLE 0 81 0 0
TEXAS INSTRUMENTS COM 882508104 23 490 SH   SOLE 0 490 0 0
TEXTRON INC. COM 883203101 31 800 SH   SOLE 0 800 0 0
TYCO INTERNATIONAL LTD COM H89128104 67 1,479 SH   SOLE 0 1,479 0 0
UNITED BANKSHARES INC. COM 909907107 248 7,677 SH   SOLE 0 7,677 0 0
UIL HOLDINGS CORP COM 902748102 3 83 SH   SOLE 0 83 0 0
UNILEVER PLC - SPON ADR COM 904767704 5 107 SH   SOLE 0 107 0 0
UNILEVER PLC - SPONS ADR COM 904767704 45 1,000 SH   SOLE 0 1,000 0 0
UNITEDHEALTH GROUP INC COM 91324P102 481 5,888 SH   SOLE 0 5,888 0 0
UNION PACIFIC COM 907818108 170 1,700 SH   SOLE 0 1,700 0 0
ULTRA PETROLEUM CORP. COM 903914109 52 1,750 SH   SOLE 0 1,750 0 0
UNITED PARCEL SERVICE COM 911312106 0 3 SH   SOLE 0 3 0 0
U.S. BANCORP COM 902973304 2,724 62,890 SH   SOLE 0 62,890 0 0
COHEN & STEERS INFRASTRUCTURE FUND COM 19248A109 3,361 137,257 SH   SOLE 0 137,257 0 0
UNITED TECHNOLOGIES COM 913017109 906 7,847 SH   SOLE 0 7,847 0 0
VISA INC. - CLASS `A` COM 92826C839 3,898 18,501 SH   SOLE 0 18,501 0 0
MARRIOTT VACATIONS WORLDWIDE CORPORATION COM 57164Y107 1 10 SH   SOLE 0 10 0 0
VARIAN MEDICAL SYSTEMS INC. COM 92220P105 3 38 SH   SOLE 0 38 0 0
VASOMEDICAL INC. COM 922321104 0 1,000 SH   SOLE 0 1,000 0 0
VANGUARD SMALL CAP GROWTH FUND COM 922908595 4 30 SH   SOLE 0 30 0 0
VANGUARD MSCI EAFE COM 921943858 21 500 SH   SOLE 0 500 0 0
VEECO INSTRUMENTS INC. COM 922417100 7 192 SH   SOLE 0 192 0 0
VF CORP. COM 918204108 29 468 SH   SOLE 0 468 0 0
VIACOM INC-B COM 92553P201 47 542 SH   SOLE 0 542 0 0
VALERO ENERGY CORP COM 91913Y100 5 100 SH   SOLE 0 100 0 0
VANGUARD REIT ETF COM 922908553 3,692 49,334 SH   SOLE 0 49,334 0 0
VODAFONE GROUP PLC-SP ADR COM 92857W308 3 81 SH   SOLE 0 81 0 0
VIRTUAL SCOPICS INC. COM 928269208 1 150 SH   SOLE 0 150 0 0
VITESSE SEMICONDUCTOR CORP. COM 928497304 0 5 SH   SOLE 0 5 0 0
VANGUARD VALUE ETF COM 922908744 8 100 SH   SOLE 0 100 0 0
VANGUARD GROWTH ETF COM 922908736 545 5,515 SH   SOLE 0 5,515 0 0
VANGUARD EMERGING MARKETS COM 922042858 194 4,500 SH   SOLE 0 4,500 0 0
BARCLAYS BANK PLC IPATH S&P 500 VIX S-T FUTURES ET COM 06742E711 2 68 SH   SOLE 0 68 0 0
VERIZON COMMUNICATIONS COM 92343V104 3,566 72,884 SH   SOLE 0 72,884 0 0
WALGREEN CO. COM 931422109 32 425 SH   SOLE 0 425 0 0
WELLS FARGO & CO. COM 949746101 1,018 19,359 SH   SOLE 0 19,359 0 0
WHOLE FOODS MARKET, INC. COM 966837106 11 294 SH   SOLE 0 294 0 0
W HOLDING COMPANY INC. COM 929251874 0 238 SH   SOLE 0 238 0 0
WILLIAMS COMPANIES INC. COM 969457100 58 1,000 SH   SOLE 0 1,000 0 0
WMI HOLDINGS CORP COM 92936P100 0 14 SH   SOLE 0 14 0 0
WAL-MART STORES, INC. COM 931142103 458 6,100 SH   SOLE 0 6,100 0 0
WPCS INTERNATIONAL INC COM 92931L302 0 1 SH   SOLE 0 1 0 0
WASHINGTON PRIME GROUP COM 939647103 1 50 SH   SOLE 0 50 0 0
WPX ENERGY INC. COM 98212B103 8 333 SH   SOLE 0 333 0 0
WESBANCO INC. COM 950810101 20 657 SH   SOLE 0 657 0 0
AQUA AMERICA IN. COM 03836W103 6 235 SH   SOLE 0 235 0 0
WHITEWAVE FOODS COMPANY COM 966244105 16 500 SH   SOLE 0 500 0 0
WEYERHAEUSER CO. COM 962166104 10 300 SH   SOLE 0 300 0 0
SPDR BASIC INDUSTRIES INDEX COM 81369Y100 12 250 SH   SOLE 0 250 0 0
SPDR ENERGY INDEX COM 81369Y506 1,000 9,989 SH   SOLE 0 9,989 0 0
SPDR FINANCIAL INDEX COM 81369Y605 767 33,750 SH   SOLE 0 33,750 0 0
SPDR INDUSTRIAL INDEX COM 81369Y704 566 10,476 SH   SOLE 0 10,476 0 0
SPDR TECHNOLOGY INDEX COM 81369Y803 2,919 76,108 SH   SOLE 0 76,108 0 0
SPDR CONSUMER STAPLES SELECT COM 81369Y308 73 1,645 SH   SOLE 0 1,645 0 0
SPDR UTILITIES SELECT SECTOR COM 81369Y886 1,141 25,775 SH   SOLE 0 25,775 0 0
SPDR HEALTH CARE SELECT SECTOR COM 81369Y209 189 3,108 SH   SOLE 0 3,108 0 0
SPDR CONSUMER DISCRETIONARY COM 81369Y407 53 794 SH   SOLE 0 794 0 0
EXXON MOBIL CORPORATION COM 30231G102 2,587 25,699 SH   SOLE 0 25,699 0 0
EXETER RESOURCE COM 301835104 1 1,000 SH   SOLE 0 1,000 0 0
YANDEX NV - A COM N97284108 4 100 SH   SOLE 0 100 0 0
YUM! BRANDS INC COM 988498101 4 48 SH   SOLE 0 48 0 0
ZAZA ENERGY CORP. COM 98919T100 1 1,000 SH   SOLE 0 1,000 0 0
ZWEIG FUND INC. COM 989834205 22 1,382 SH   SOLE 0 1,382 0 0
ZYNEX INC. COM 98986M103 1 4,000 SH   SOLE 0 4,000 0 0