The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,173 7,523 SH   SOLE NONE 7,523 0 0
AES Corporation COM 00130H105 520 35,899 SH   SOLE NONE 35,899 0 0
AT&T Inc. COM 00206R102 2,023 66,933 SH   SOLE NONE 66,933 0 0
Accelerate Diagnostics, Inc. COM 00430H102 329 21,690 SH   SOLE NONE 21,690 0 0
Adobe Systems Inc. COM 00724F101 3,088 6,295 SH   SOLE NONE 6,295 0 0
Agilent Technologies Inc. COM 00846U101 202 2,288 SH   SOLE NONE 2,288 0 0
Alibaba Group Hldg Ltd Spon AD COM 01609W102 1,172 5,434 SH   SOLE NONE 5,434 0 0
Allstate Corporation COM 020002101 252 2,596 SH   SOLE NONE 2,596 0 0
Alphabet Inc. Class A COM 02079K305 2,975 2,098 SH   SOLE NONE 2,098 0 0
Alphabet Inc. Class C COM 02079K107 9,101 6,438 SH   SOLE NONE 6,438 0 0
Altria Group Inc COM 02209S103 226 5,768 SH   SOLE NONE 5,768 0 0
Amazon.com Inc. COM 023135106 25,859 9,373 SH   SOLE NONE 9,373 0 0
American Express Co. COM 025816109 1,107 11,625 SH   SOLE NONE 11,625 0 0
American Tower Corporation COM 03027X100 301 1,164 SH   SOLE NONE 1,164 0 0
Amgen Inc. COM 031162100 5,726 24,275 SH   SOLE NONE 24,275 0 0
Apple Inc. COM 037833100 16,085 44,094 SH   SOLE NONE 44,094 0 0
Archer Daniels Midland COM 039483102 10,539 264,140 SH   SOLE NONE 264,140 0 0
Autodesk Inc. COM 052769106 1,435 6,000 SH   SOLE NONE 6,000 0 0
Avery Dennison Corp. COM 053611109 342 3,000 SH   SOLE NONE 3,000 0 0
BHP Billiton Limited COM 088606108 376 7,557 SH   SOLE NONE 7,557 0 0
Bank of America Corp COM 060505104 635 26,749 SH   SOLE NONE 26,749 0 0
Bank of New York Mellon Corp. COM 064058100 235 6,093 SH   SOLE NONE 6,093 0 0
Berkshire Hathaway CL B COM 084670702 296 1,657 SH   SOLE NONE 1,657 0 0
BioMarin Pharmaceutical COM 09061G101 247 2,000 SH   SOLE NONE 2,000 0 0
Biogen Inc. COM 09062X103 1,873 7,000 SH   SOLE NONE 7,000 0 0
Blackrock Inc. COM 09247X101 637 1,171 SH   SOLE NONE 1,171 0 0
Blackstone Group LP COM 09253U108 640 11,302 SH   SOLE NONE 11,302 0 0
Boeing Company COM 097023105 295 1,612 SH   SOLE NONE 1,612 0 0
Bristol-Myers Squibb Co. COM 110122108 1,492 25,373 SH   SOLE NONE 25,373 0 0
Broadcom Limited COM 11135F101 1,778 5,636 SH   SOLE NONE 5,636 0 0
CSX Corporation COM 126408103 976 14,000 SH   SOLE NONE 14,000 0 0
Callon Petroleum Co. COM 13123X102 19 16,930 SH   SOLE NONE 16,930 0 0
Caterpillar Inc COM 149123101 759 6,000 SH   SOLE NONE 6,000 0 0
Chevron Corp COM 166764100 2,403 26,926 SH   SOLE NONE 26,926 0 0
Church & Dwight Co., Inc, COM 171340102 3,480 45,014 SH   SOLE NONE 45,014 0 0
Cisco Systems Inc. COM 17275R102 1,524 32,673 SH   SOLE NONE 32,673 0 0
Clorox Company COM 189054109 207 944 SH   SOLE NONE 944 0 0
Cloudera Inc. COM 18914U100 800 62,862 SH   SOLE NONE 62,862 0 0
Coca-Cola Company COM 191216100 755 16,903 SH   SOLE NONE 16,903 0 0
Colgate-Palmolive Co COM 194162103 733 10,000 SH   SOLE NONE 10,000 0 0
Comcast cl A COM 20030N101 265 6,789 SH   SOLE NONE 6,789 0 0
Copart Inc. COM 217204106 258 3,099 SH   SOLE NONE 3,099 0 0
Cree Inc. COM 225447101 272 4,588 SH   SOLE NONE 4,588 0 0
Crispr Therapeutics AG COM 417182108 367 5,000 SH   SOLE NONE 5,000 0 0
Cummins Inc. COM 231021106 866 5,000 SH   SOLE NONE 5,000 0 0
CytoDyn COM 23283M101 198 34,800 SH   SOLE NONE 34,800 0 0
Danaher Corporation COM 235851102 519 2,937 SH   SOLE NONE 2,937 0 0
Duke Energy Corp COM 26441C204 459 5,750 SH   SOLE NONE 5,750 0 0
Eaton Corporation, plc COM G29183103 700 8,000 SH   SOLE NONE 8,000 0 0
Eli Lilly & Co. COM 532457108 3,998 24,350 SH   SOLE NONE 24,350 0 0
Emerson Electric Co. COM 291011104 716 11,545 SH   SOLE NONE 11,545 0 0
Energy Transfer LP COM 29273V100 97 13,691 SH   SOLE NONE 13,691 0 0
Exxon Mobil Corporation COM 30231G102 637 14,255 SH   SOLE NONE 14,255 0 0
Fidelity National Info Srv COM 31620M106 1,113 8,298 SH   SOLE NONE 8,298 0 0
Fifth Third Bancorp COM 316773100 418 21,703 SH   SOLE NONE 21,703 0 0
Fortis Inc. COM 349553107 344 9,024 SH   SOLE NONE 9,024 0 0
Garrett Motion Inc. COM 366505105 128 23,059 SH   SOLE NONE 23,059 0 0
Generac Holdings Inc. COM 368736104 1,251 10,263 SH   SOLE NONE 10,263 0 0
General Electric Company COM 369604103 170 24,925 SH   SOLE NONE 24,925 0 0
Gentex Corporation COM 371901109 672 26,069 SH   SOLE NONE 26,069 0 0
Gilead Sciences Inc. COM 375558103 1,227 15,949 SH   SOLE NONE 15,949 0 0
Hershey Co. COM 427866108 2,592 20,000 SH   SOLE NONE 20,000 0 0
Honeywell Intl Inc COM 438516106 2,667 18,449 SH   SOLE NONE 18,449 0 0
IBM Corp COM 459200101 947 7,840 SH   SOLE NONE 7,840 0 0
INVESCO QQQ Trust Ser 1 COM 46090e103 255 1,029 SH   SOLE NONE 1,029 0 0
Illumina Inc COM 452327109 5,632 15,208 SH   SOLE NONE 15,208 0 0
Intel Corporation COM 458140100 286 4,781 SH   SOLE NONE 4,781 0 0
International Flavors&Frag. COM 459506101 1,943 15,870 SH   SOLE NONE 15,870 0 0
Intuit Inc. COM 461202103 1,141 3,852 SH   SOLE NONE 3,852 0 0
JM Smucker Co. COM 832696405 3,429 32,403 SH   SOLE NONE 32,403 0 0
JPMorgan Chase & Co COM 46625H100 6,659 70,794 SH   SOLE NONE 70,794 0 0
Johnson & Johnson COM 478160104 6,271 44,595 SH   SOLE NONE 44,595 0 0
Johnson Controls, Inc. COM G51502105 214 6,267 SH   SOLE NONE 6,267 0 0
Kimberly-Clark Corp. COM 494368103 422 2,982 SH   SOLE NONE 2,982 0 0
L3Harris Technologies COM 502431109 652 3,845 SH   SOLE NONE 3,845 0 0
Laboratory Corp of America COM 50540R409 4,925 29,647 SH   SOLE NONE 29,647 0 0
Lockheed Martin Corp. COM 539830109 1,129 3,095 SH   SOLE NONE 3,095 0 0
Lowes Companies Inc. COM 548661107 8,594 63,604 SH   SOLE NONE 63,604 0 0
Mastercard Inc. COM 57636Q104 452 1,530 SH   SOLE NONE 1,530 0 0
McDonald's Corp. COM 580135101 3,898 21,131 SH   SOLE NONE 21,131 0 0
Merck & Co. Inc. COM 58933Y105 3,272 42,313 SH   SOLE NONE 42,313 0 0
MetLife, Inc. COM 59156R108 219 6,000 SH   SOLE NONE 6,000 0 0
Microsoft Corporation COM 594918104 18,695 91,859 SH   SOLE NONE 91,859 0 0
Moderna Inc. COM 60770K107 257 4,000 SH   SOLE NONE 4,000 0 0
Netflix COM 64110l106 1,047 2,300 SH   SOLE NONE 2,300 0 0
NVIDIA Corp COM 67066G104 3,609 9,500 SH   SOLE NONE 9,500 0 0
Neogen Corporation COM 640491106 3,531 45,507 SH   SOLE NONE 45,507 0 0
Nokia Corp COM 654902204 79 17,973 SH   SOLE NONE 17,973 0 0
Norfolk Southern Corp COM 655844108 648 3,690 SH   SOLE NONE 3,690 0 0
NortonLifeLock Inc. COM 668771108 198 10,000 SH   SOLE NONE 10,000 0 0
Novartis AG COM 66987V109 5,734 65,653 SH   SOLE NONE 65,653 0 0
Novo-Nordisk A/S COM 670100205 2,242 34,235 SH   SOLE NONE 34,235 0 0
Oracle Corporation COM 68389X105 7,184 129,989 SH   SOLE NONE 129,989 0 0
Palo Alto Networks, Inc. COM 697435105 462 2,013 SH   SOLE NONE 2,013 0 0
PayPal Holdings, Inc. COM 70450Y103 348 2,000 SH   SOLE NONE 2,000 0 0
Paychex, Inc. COM 704326107 723 9,550 SH   SOLE NONE 9,550 0 0
Penn National Gaming Inc. COM 707569109 273 8,930 SH   SOLE NONE 8,930 0 0
PepsiCo, Inc. COM 713448108 3,950 29,860 SH   SOLE NONE 29,860 0 0
Pfizer Inc. COM 717081103 979 29,931 SH   SOLE NONE 29,931 0 0
Philip Morris Intl COM 718172109 2,698 38,510 SH   SOLE NONE 38,510 0 0
Procter & Gamble Co. COM 742718109 864 7,224 SH   SOLE NONE 7,224 0 0
Qualcomm Inc. COM 747525103 2,248 24,649 SH   SOLE NONE 24,649 0 0
Raytheon Technologies COM 755111507 284 4,602 SH   SOLE NONE 4,602 0 0
Regeneron Pharmaceuticals COM 75886F107 362 580 SH   SOLE NONE 580 0 0
Roche Holdings Ltd COM 771195104 1,528 35,272 SH   SOLE NONE 35,272 0 0
Royal Bank of Canada COM 780087102 3,782 55,786 SH   SOLE NONE 55,786 0 0
Royal Dutch Shell PLC ADR Cl A COM 780259206 343 10,500 SH   SOLE NONE 10,500 0 0
SPDR Gold Shares ETF COM 78463V107 976 5,830 SH   SOLE NONE 5,830 0 0
Sabine Royalty Trust COM 785688102 246 8,888 SH   SOLE NONE 8,888 0 0
Sage Therapeutics Inc. COM 78667J108 208 5,000 SH   SOLE NONE 5,000 0 0
Seattle Genetics, Inc. COM 812578102 1,888 11,113 SH   SOLE NONE 11,113 0 0
ServiceNow COM 81762P102 539 1,330 SH   SOLE NONE 1,330 0 0
Splunk Inc. COM 848637104 1,689 8,500 SH   SOLE NONE 8,500 0 0
Square, Inc. CL A COM 852234103 3,054 29,100 SH   SOLE NONE 29,100 0 0
State Street Corp COM 857477103 328 5,163 SH   SOLE NONE 5,163 0 0
Super Micro Computer, Inc. COM 86800U104 1,717 60,481 SH   SOLE NONE 60,481 0 0
T Rowe Price Group Inc COM 74144T108 250 2,026 SH   SOLE NONE 2,026 0 0
Taiwan Semiconductor COM 874039100 6,102 107,480 SH   SOLE NONE 107,480 0 0
Tencent Hldgs Ltd ADR COM 88032Q109 3,492 54,570 SH   SOLE NONE 54,570 0 0
Tesla, Inc. COM 88160R101 362 335 SH   SOLE NONE 335 0 0
Thermo Fisher Scientific, Inc. COM 883556102 1,074 2,965 SH   SOLE NONE 2,965 0 0
Twilio Inc. COM 90138F102 1,646 7,500 SH   SOLE NONE 7,500 0 0
U.S. Bancorp COM 902973304 528 14,346 SH   SOLE NONE 14,346 0 0
Union Pacific Corp. COM 907818108 2,254 13,334 SH   SOLE NONE 13,334 0 0
United Parcel Service Inc. COM 911312106 278 2,500 SH   SOLE NONE 2,500 0 0
Urstadt Biddle Prop cl A COM 917286205 855 72,010 SH   SOLE NONE 72,010 0 0
VISA Inc. COM 92826C839 594 3,076 SH   SOLE NONE 3,076 0 0
Valaris plc COM G9402V109 7 11,451 SH   SOLE NONE 11,451 0 0
Vanguard Financials ETF COM 92204A405 332 5,812 SH   SOLE NONE 5,812 0 0
Vanguard Mid-Cap ETF COM 922908629 206 1,258 SH   SOLE NONE 1,258 0 0
Vanguard Short Term Bond ETF COM 921937827 1,093 13,152 SH   SOLE NONE 13,152 0 0
Vanguard Total Market ETF COM 922908769 777 4,963 SH   SOLE NONE 4,963 0 0
Verizon Communications, Inc. COM 92343V104 921 16,700 SH   SOLE NONE 16,700 0 0
W.P. Carey Inc. REIT COM 92936U109 372 5,500 SH   SOLE NONE 5,500 0 0
W.R. Berkley Corp COM 084423102 911 15,903 SH   SOLE NONE 15,903 0 0
Wal-Mart Stores, Inc. COM 931142103 3,617 30,203 SH   SOLE NONE 30,203 0 0
Walt Disney Company COM 254687106 1,614 14,477 SH   SOLE NONE 14,477 0 0
XPO Logistics, Inc. COM 983793100 764 9,895 SH   SOLE NONE 9,895 0 0
Xilinx Inc. COM 983919101 1,894 19,252 SH   SOLE NONE 19,252 0 0
Zimmer Biomet Holdings, Inc. COM 98956P102 603 5,051 SH   SOLE NONE 5,051 0 0
iShares Core S&P Mid-Cap ETF COM 464287507 248 1,393 SH   SOLE NONE 1,393 0 0
iShares Tr 1-3 Yr Treasury Bon COM 464287457 3,483 40,212 SH   SOLE NONE 40,212 0 0
iShares TIPS Bond ETF COM 464287176 386 3,139 SH   SOLE NONE 3,139 0 0