Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and cash equivalents	$ 119,448	$ 149,211
Certificates of deposit	16,074	19,710
Investment securities - available-for-sale, at estimated fair value, net of allowance for credit losses of $0; amortized cost of $682,346 at December 31, 2024 and $620,314 at December 31, 2023	633,853	572,357
Loans (net of allowance for credit losses of $15,885 at December 31, 2024 and $16,596 at December 31, 2023)	1,046,852	1,052,465
Stock in Federal Home Loan Bank and other equity securities, at cost	10,518	10,518
Premises and equipment, net	9,248	9,962
Core deposit intangible, net	3,321	4,141
Interest receivable and other assets	52,408	53,468
Total Assets	1,891,722	1,871,832
Deposits:
Demand	715,424	744,799
Interest-bearing transaction deposits	376,250	380,477
Savings and MMDAs	458,445	431,472
Time, $250,000 or less	108,598	109,373
Time, over $250,000	41,372	26,323
Total Deposits	1,700,089	1,692,444
Interest payable and other liabilities	15,301	20,143
Total Liabilities	1,715,390	1,712,587
Commitments and contingencies (Note 9 and 10)
Stockholders' Equity:
Common stock, no par value; 32,000,000 shares authorized; 15,943,051 and 15,482,332 shares issued and outstanding at December 31, 2024 and 2023, respectively	127,902	123,235
Additional paid-in capital	977	977
Retained earnings	81,304	68,760
Accumulated other comprehensive loss, net	(33,851)	(33,727)
Total Stockholders' Equity	176,332	159,245
Total Liabilities and Stockholders' Equity	$ 1,891,722	$ 1,871,832