CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and cash equivalents	$ 186,909	$ 149,211
Certificates of deposit	18,185	19,710
Investment securities - available-for-sale, at estimated fair value, net of allowance for credit losses of $0; amortized cost of $608,472 at March 31, 2024 and $620,314 at December 31, 2023	558,441	572,357
Loans, net of allowance for credit losses of $16,246 at March 31, 2024 and $16,596 at December 31, 2023	1,047,296	1,052,465
Stock in Federal Home Loan Bank and other equity securities, at cost	10,518	10,518
Premises and equipment, net	9,694	9,962
Core deposit intangible	3,931	4,141
Interest receivable and other assets	52,150	53,468
Total Assets	1,887,124	1,871,832
Liabilities:
Demand deposits	736,794	744,799
Interest-bearing transaction deposits	372,762	380,477
Savings and MMDA's	443,201	431,472
Time, $250,000 or less	127,009	109,373
Time, over $250,000	29,106	26,323
Total deposits	1,708,872	1,692,444
Interest payable and other liabilities	15,903	20,143
Total Liabilities	1,724,775	1,712,587
Commitments and contingencies (Note 7)
Stockholders' Equity:
Common stock, no par value; 32,000,000 shares authorized; 15,550,731 shares issued and outstanding at March 31, 2024 and 15,482,332 shares issued and outstanding at December 31, 2023	123,856	123,235
Additional paid-in capital	977	977
Retained earnings	72,704	68,760
Accumulated other comprehensive loss, net	(35,188)	(33,727)
Total Stockholders' Equity	162,349	159,245
Total Liabilities and Stockholders' Equity	$ 1,887,124	$ 1,871,832