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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
 9 Months Ended
Sep. 30, 2023
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]  
Financial Instruments Whose Contract Amount Represent Credit Risk
Financial instruments, whose contract amounts represent credit risk at the indicated periods, were as follows:
(in thousands)
  
September 30,
2023
    
December 31,
2022
  
 
            
Undisbursed loan commitments
  
$
197,710
    
$
205,610
  
Standby letters of credit
    
1,251
      
1,930
  
Commitments to sell loans
    
765
      
—
  
 
  
$
199,726
    
$
207,540