CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash and cash equivalents	$ 204,806	$ 187,417
Certificates of deposit	21,192	20,948
Investment securities - available-for-sale, at estimated fair value, net of allowance for credit losses of $0	587,660	618,092
Loans, net of allowance for credit losses of $15,579 at June 30, 2023 and $14,792 at December 31, 2022	1,017,721	970,138
Loans held-for-sale	1,011	0
Stock in Federal Home Loan Bank and other equity securities, at cost	10,518	9,440
Premises and equipment, net	9,769	6,122
Core deposit intangible	4,593	0
Interest receivable and other assets	56,213	59,204
Total Assets	1,913,483	1,871,361
Liabilities:
Demand deposits	781,041	775,173
Interest-bearing transaction deposits	423,312	448,039
Savings and MMDA's	444,126	459,307
Time, $250,000 or less	96,233	35,115
Time, over $250,000	13,964	9,240
Total deposits	1,758,676	1,726,874
Interest payable and other liabilities	18,077	19,447
Total Liabilities	1,776,753	1,746,321
Commitments and contingencies (Note 7)
Stockholders' Equity:
Common stock, no par value; 32,000,000 shares authorized at June 30, 2023, 16,000,000 shares authorized at December 31, 2022; 14,720,633 shares issued and outstanding at June 30, 2023 and 14,652,584 shares issued and outstanding at December 31, 2022	116,632	116,099
Additional paid-in capital	977	977
Retained earnings	63,326	54,492
Accumulated other comprehensive loss, net	(44,205)	(46,528)
Total Stockholders' Equity	136,730	125,040
Total Liabilities and Stockholders' Equity	$ 1,913,483	$ 1,871,361