Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and cash equivalents	$ 187,417	$ 345,929
Certificates of deposit	20,948	13,272
Investment securities - available-for-sale, at fair value (includes securities pledged to creditors with the right to sell or repledge of $44,319 at December 31, 2022 and $39,695 at December 31, 2021)	618,092	632,213
Loans (net of allowance for loan losses of $14,792 at December 31, 2022 and $13,952 at December 31, 2021)	970,138	852,717
Loans held-for-sale	0	1,063
Stock in Federal Home Loan Bank and other equity securities, at cost	9,440	7,097
Premises and equipment, net	6,122	6,552
Interest receivable and other assets	59,204	40,244
Total Assets	1,871,361	1,899,087
Deposits:
Demand	775,173	820,412
Interest-bearing transaction deposits	448,039	432,479
Savings and MMDAs	459,307	426,026
Time, $250,000 or less	35,115	38,388
Time, over $250,000	9,240	10,997
Total Deposits	1,726,874	1,728,302
Interest payable and other liabilities	19,447	19,874
Total Liabilities	1,746,321	1,748,176
Commitments and contingencies (Note 10 and 11)
Stockholders' Equity:
Common stock, no par value; 16,000,000 shares authorized; 14,652,584 and 13,848,904 shares issued and outstanding at December 31, 2022 and 2021, respectively	116,099	109,793
Additional paid-in capital	977	977
Retained earnings	54,492	44,338
Accumulated other comprehensive loss, net	(46,528)	(4,197)
Total Stockholders' Equity	125,040	150,911
Total Liabilities and Stockholders' Equity	$ 1,871,361	$ 1,899,087