XML 51 R41.htm IDEA: XBRL DOCUMENT v3.22.2.2
MORTGAGE OPERATIONS (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Dec. 31, 2021
MORTGAGE OPERATIONS [Abstract]          
Real estate mortgage loans serviced $ 200,435   $ 200,435   $ 208,169
Key assumptions used in measuring the fair value of mortgage servicing rights [Abstract]          
Constant prepayment rate     8.18%   15.73%
Discount rate     9.00%   9.50%
Weighted average life     6 years 11 months 26 days   4 years 11 months 12 days
Mortgage servicing rights [Roll Forward]          
Beginning balance     $ 1,807    
Additions     129    
Reductions     (221)    
Ending balance 1,715   1,715   $ 1,807
Valuation allowance [Roll Forward]          
Beginning balance     (276)    
Additions     0    
Reductions     276    
Ending balance 0   0   (276)
Mortgage servicing rights, net of valuation allowance [Roll Forward]          
Beginning balance     1,531    
Additions     129    
Reductions     55    
Ending balance 1,715   1,715    
Fair value of mortgage servicing rights assets 2,137   2,137   $ 1,531
Contractually specified servicing fees $ 126 $ 136 $ 385 $ 399