CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash Flows From Operating Activities
Net income	$ 3,041	$ 3,178
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	192	188
Accretion and amortization of investment securities premiums and discounts, net	1,292	845
Valuation adjustment on mortgage servicing rights	(276)	(123)
(Decrease) increase in deferred loan origination fees and costs, net	(801)	2,357
Provision for loan losses	300	300
Stock-based compensation	164	144
Losses on sales/calls of available-for-sale securities	0	10
Amortization of operating lease right-of-use asset	279	251
Gain on sales of loans held-for-sale	(68)	(639)
Proceeds from sales of loans held-for-sale	6,499	22,165
Originations of loans held-for-sale	(5,718)	(22,507)
Changes in assets and liabilities:
Decrease (increase) in interest receivable and other assets	129	(1,294)
Net decrease in interest payable and other liabilities	(3,038)	(3,412)
Net cash provided by operating activities	1,995	1,463
Cash Flows From Investing Activities
Proceeds from calls or maturities of available-for-sale securities	5,590	5,750
Proceeds from sales of available-for-sale securities	0	3,643
Principal repayments on available-for-sale securities	27,822	19,984
Purchase of available-for-sale securities	(75,663)	(67,054)
Proceeds from maturities of certificates of deposit	2,453	2,205
Purchase of certificates of deposit	(248)	0
Net increase in loans	(20,787)	(67,466)
Purchases of premises and equipment	(12)	(140)
Net cash used in investing activities	(60,845)	(103,078)
Cash Flows From Financing Activities
Net (decrease) increase in deposits	(12,306)	128,875
Cash dividends paid in lieu of fractional shares	(8)	(8)
Repurchases and retirements of common stock	(15)	0
Net cash (used in) provided by financing activities	(12,329)	128,867
Net (decrease) increase in Cash and Cash Equivalents	(71,179)	27,252
Cash and Cash Equivalents, beginning of period	345,929	267,177
Cash and Cash Equivalents, end of period	274,750	294,429
Cash paid during the period for:
Interest	192	219
Supplemental disclosures of non-cash investing and financing activities:
Stock dividend distributed	6,992	6,636
Unrealized holding losses on available for sale securities, net of taxes	(19,963)	(4,172)
Transfer of loans held-for-sale to loans held-for-investment	0	1,765
Market value of shares tendered in-lieu of cash to pay for exercise of options	$ 65	$ 32