Capital Adequacy and Restriction on Dividends (Tables)

12 Months Ended

Dec. 31, 2021

Capital Adequacy and Restriction on Dividends [Abstract]

Tier I Leverage, Tier I Risk-Based and Total Risk-Based Capital

The Bank had Tier I Leverage, Common Equity Tier 1, Tier I Risk-Based and Total Risk-Based capital above the “well capitalized” levels at December 31, 2021 and 2020, respectively, as set forth in the following table (calculated in accordance with the Basel III capital rules):

	The Bank
	2021					2020					Adequately Capitalized			Well Capitalized
	Capital		Ratio			Capital		Ratio			Ratio*			Ratio
Tier 1 Leverage Capital (to Average Assets)	$	154,436		7.9	%	$	141,569		8.4	%		4.0	%		5.0	%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)		154,436		15.3	%		141,569		16.2	%		4.5	%		6.5	%
Tier 1 Capital (to Risk-Weighted Assets)		154,436		15.3	%		141,569		16.2	%		6.0	%		8.0	%
Total Risk-Based Capital (to Risk-Weighted Assets)		166,889		16.8	%		152,535		17.5	%		8.0	%		10.0	%

* Ratio for regulatory requirement excludes the capital conservation buffer of 2.50%.