Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 345,929	$ 267,177
Certificates of deposit	13,272	16,923
Investment securities - available-for-sale, at fair value (includes securities pledged to creditors with the right to sell or repledge of $39,695 at December 31, 2021 and $41,916 at December 31, 2020)	632,213	435,080
Loans (net of allowance for loan losses of $13,952 at December 31, 2021 and $15,416 at December 31, 2020)	852,717	875,830
Loans held-for-sale	1,063	9,190
Stock in Federal Home Loan Bank and other equity securities, at cost	7,097	6,480
Premises and equipment, net	6,552	6,513
Interest receivable and other assets	40,244	38,183
Total Assets	1,899,087	1,655,376
Deposits:
Demand	820,412	645,538
Interest-bearing transaction deposits	432,479	390,126
Savings and MMDAs	426,026	385,908
Time, $250,000 or less	38,388	41,947
Time, over $250,000	10,997	14,643
Total deposits	1,728,302	1,478,162
Federal Home Loan Bank advances	0	5,000
Interest payable and other liabilities	19,874	21,557
Total Liabilities	1,748,176	1,504,719
Commitments and contingencies (Note 10 and 11)
Stockholders' Equity:
Common stock, no par value; 16,000,000 shares authorized; 13,848,904 and 13,634,463 shares issued and outstanding at December 31, 2021 and 2020, respectively	109,793	107,527
Additional paid-in capital	977	977
Retained earnings	44,338	37,115
Accumulated other comprehensive (loss) income, net	(4,197)	5,038
Total Stockholders' Equity	150,911	150,657
Total Liabilities and Stockholders' Equity	$ 1,899,087	$ 1,655,376