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MORTGAGE OPERATIONS (Details) - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Dec. 31, 2020
MORTGAGE OPERATIONS [Abstract]          
Real estate mortgage loans serviced $ 212,405,000   $ 212,405,000   $ 206,208,000
Key assumptions used in measuring the fair value of mortgage servicing rights [Abstract]          
Constant prepayment rate     17.46%   20.22%
Discount rate     9.50%   10.00%
Weighted average life     4 years 7 months 24 days   3 years 11 months 15 days
Mortgage servicing rights [Roll Forward]          
Beginning balance     $ 1,628,000    
Additions     391,000    
Reductions     (229,000)    
Ending balance 1,790,000   1,790,000   $ 1,628,000
Valuation allowance [Roll Forward]          
Beginning balance     (386,000)    
Additions     0    
Reductions     34,000    
Ending balance (352,000)   (352,000)   (386,000)
Mortgage servicing rights, net of valuation allowance [Roll Forward]          
Beginning balance     1,242,000    
Additions     391,000    
Reductions     (195,000)    
Ending balance 1,438,000   1,438,000    
Fair value of mortgage servicing rights assets 1,438,000   1,438,000   $ 1,242,000
Contractually specified servicing fees $ 129,000 $ 131,000 $ 263,000 $ 262,000