CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest and dividend income:
Loans	$ 9,237	$ 9,235
Due from banks interest bearing accounts	148	533
Investment securities
Taxable	1,486	1,757
Non-taxable	143	100
Other earning assets	82	124
Total interest and dividend income	11,096	11,749
Interest expense:
Deposits	224	518
Total interest expense	224	518
Net interest income	10,872	11,231
Provision for loan losses	300	650
Net interest income after provision for loan losses	10,572	10,581
Non-interest income:
Service charges on deposit accounts	360	436
Gains on sales of loans held-for-sale	639	164
Investment and brokerage services income	144	158
Mortgage brokerage income	0	35
Loan servicing income	355	123
Debit card income	599	500
(Losses) gains on sales/calls of available-for-sale securities	(10)	38
Other income	203	195
Total non-interest income	2,290	1,649
Non-interest expenses:
Salaries and employee benefits	5,639	5,752
Occupancy and equipment	827	895
Data processing	791	615
Stationery and supplies	57	79
Advertising	66	70
Directors' fees	38	44
Other expense	1,083	1,115
Total non-interest expenses	8,501	8,570
Income before provision for income taxes	4,361	3,660
Provision for income taxes	1,183	981
Net income	$ 3,178	$ 2,679
Basic earnings per common share (in dollars per share)	$ 0.24	$ 0.20
Diluted earnings per common share (in dollars per share)	$ 0.23	$ 0.20