CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 294,429	$ 267,177
Certificates of deposit	14,718	16,923
Investment securities - available-for-sale	466,046	435,080
Loans, net of allowance for loan losses of $15,713 at March 31, 2021 and $15,416 at December 31, 2020	942,404	875,830
Loans held-for-sale	8,406	9,190
Stock in Federal Home Loan Bank and other equity securities, at cost	6,480	6,480
Premises and equipment, net	6,465	6,513
Interest receivable and other assets	41,033	38,183
Total Assets	1,779,981	1,655,376
Liabilities:
Demand deposits	707,605	645,538
Interest-bearing transaction deposits	409,194	390,126
Savings and MMDA's	431,725	385,908
Time, $250,000 or less	43,594	41,947
Time, over $250,000	14,919	14,643
Total deposits	1,607,037	1,478,162
Federal Home Loan Bank advances	5,000	5,000
Interest payable and other liabilities	18,145	21,557
Total Liabilities	1,630,182	1,504,719
Commitments and contingencies (Note 11)
Stockholders' Equity:
Common stock, no par value; 16,000,000 shares authorized; 13,680,085 shares issued and outstanding at March 31, 2021 and 13,634,463 shares issued and outstanding at December 31, 2020	108,000	107,527
Additional paid-in capital	977	977
Retained earnings	39,956	37,115
Accumulated other comprehensive income, net	866	5,038
Total Stockholders' Equity	149,799	150,657
Total Liabilities and Stockholders' Equity	$ 1,779,981	$ 1,655,376