Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 267,177	$ 111,493
Certificates of deposit	16,923	14,700
Investment securities - available-for-sale, at fair value (includes securities pledged to creditors with the right to sell or repledge of $41,916 at December 31, 2020 and $37,943 at December 31, 2019)	435,080	342,897
Loans (net of allowance for loan losses of $15,416 at December 31, 2020 and $12,356 at December 31, 2019)	875,830	768,873
Loans held-for-sale	9,190	4,130
Stock in Federal Home Loan Bank and other equity securities, at cost	6,480	6,574
Premises and equipment, net	6,513	6,594
Interest receivable and other assets	38,183	37,330
Total Assets	1,655,376	1,292,591
Deposits:
Demand	645,538	423,095
Interest-bearing transaction deposits	390,126	317,681
Savings and MMDAs	385,908	344,415
Time, $250,000 or less	41,947	37,564
Time, over $250,000	14,643	15,877
Total deposits	1,478,162	1,138,632
Federal Home Loan Bank advances	5,000	0
Interest payable and other liabilities	21,557	21,044
Total Liabilities	1,504,719	1,159,676
Commitments and contingencies (Note 11)
Stockholders' Equity:
Common stock, no par value; 16,000,000 shares authorized; 13,634,463 and 12,919,132 shares issued and outstanding at December 31, 2020 and 2019, respectively	107,527	100,187
Additional paid-in capital	977	977
Retained earnings	37,115	31,617
Accumulated other comprehensive income, net	5,038	134
Total Stockholders' Equity	150,657	132,915
Total Liabilities and Stockholders' Equity	$ 1,655,376	$ 1,292,591