CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 225,104	$ 111,493
Certificates of deposit	20,338	14,700
Investment securities - available-for-sale	335,998	342,897
Loans, net of allowance for loan losses of $13,631 at June 30, 2020 and $12,356 at December 31, 2019	980,094	768,873
Loans held-for-sale	1,848	4,130
Stock in Federal Home Loan Bank and other equity securities, at cost	6,480	6,574
Premises and equipment, net	6,893	6,594
Interest receivable and other assets	35,302	37,330
Total Assets	1,612,057	1,292,591
Liabilities:
Demand deposits	622,327	423,095
Interest-bearing transaction deposits	357,513	317,681
Savings and MMDA's	405,987	344,415
Time, $250,000 or less	38,802	37,564
Time, over $250,000	13,574	15,877
Total deposits	1,438,203	1,138,632
Federal Home Loan Bank advances	10,000	0
Interest payable and other liabilities	18,968	21,044
Total Liabilities	1,467,171	1,159,676
Commitments and contingencies (Note 7)
Stockholders' Equity:
Common stock, no par value; 16,000,000 shares authorized; 12,968,567 shares issued and outstanding at June 30, 2020 and 12,919,132 shares issued and outstanding at December 31, 2019	100,822	100,187
Additional paid-in capital	977	977
Retained earnings	36,645	31,617
Accumulated other comprehensive income, net	6,442	134
Total Stockholders' Equity	144,886	132,915
Total Liabilities and Stockholders' Equity	$ 1,612,057	$ 1,292,591