Capital Adequacy and Restriction on Dividends (Tables)

12 Months Ended

Dec. 31, 2019

Capital Adequacy and Restriction on Dividends [Abstract]

Tier I Leverage, Tier I Risk-Based and Total Risk-Based Capital

The Bank had Tier I Leverage, Common Equity Tier 1, Tier I Risk-Based and Total Risk-Based capital above the “well capitalized” levels at December 31, 2019 and 2018, respectively, as set forth in the following table (calculated in accordance with the Basel III capital rules):

	The Bank
	2019						2018						Adequately Capitalized			Well Capitalized
	Capital			Ratio			Capital			Ratio			Ratio			Ratio
Tier 1 Leverage Capital (to Average Assets)		$	129,237		9.9	%		$	114,342		9.0	%		4.0	%		5.0	%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)			129,237		14.6	%			114,342		13.1	%		4.5	%		6.5	%
Tier 1 Capital (to Risk-Weighted Assets)			129,237		14.6	%			114,342		13.1	%		6.0	%		8.0	%
Total Risk-Based Capital (to Risk-Weighted Assets)			140,342		15.8	%			125,287		14.4	%		8.0	%		10.0	%