Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 111,493	$ 116,032
Certificates of deposit	14,700	7,595
Investment securities - available-for-sale, at fair value (includes securities pledged to creditors with the right to sell or repledge of $37,943 at December 31, 2019 and $36,781 at December 31, 2018)	342,897	314,637
Loans (net of allowance for loan losses of $12,356 at December 31, 2019 and $12,822 at December 31, 2018)	768,873	763,393
Loans held-for-sale	4,130	2,295
Stock in Federal Home Loan Bank and other equity securities, at cost	6,574	6,019
Premises and equipment, net	6,594	6,646
Other real estate owned	0	1,092
Interest receivable and other assets	37,330	32,136
Total Assets	1,292,591	1,249,845
Deposits:
Demand	423,095	416,493
Interest-bearing transaction deposits	317,681	312,697
Savings and MMDAs	344,415	332,514
Time, $250,000 or less	37,564	46,905
Time, over $250,000	15,877	16,003
Total deposits	1,138,632	1,124,612
Interest payable and other liabilities	21,044	12,772
Total Liabilities	1,159,676	1,137,384
Commitments and contingencies (Note 11)
Stockholders' Equity:
Common stock, no par value; 16,000,000 shares authorized; 12,919,132 and 12,253,812 shares issued and outstanding at December 31, 2019 and 2018, respectively	100,187	92,618
Additional paid-in capital	977	977
Retained earnings	31,617	23,902
Accumulated other comprehensive income (loss), net	134	(5,036)
Total Stockholders' Equity	132,915	112,461
Total Liabilities and Stockholders' Equity	$ 1,292,591	$ 1,249,845