CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 136,093	$ 116,032
Certificates of deposit	14,945	7,595
Investment securities - available-for-sale	325,310	314,637
Loans, net of allowance for loan losses of $12,287 at September 30, 2019 and $12,822 at December 31, 2018	755,004	763,393
Loans held-for-sale	3,506	2,295
Stock in Federal Home Loan Bank and other equity securities, at cost	6,574	6,019
Premises and equipment, net	6,386	6,646
Other real estate owned	784	1,092
Interest receivable and other assets	38,661	32,136
Total Assets	1,287,263	1,249,845
Liabilities:
Demand deposits	428,089	416,493
Interest-bearing transaction deposits	312,948	312,697
Savings and MMDA's	339,972	332,514
Time, $250,000 or less	39,928	46,905
Time, over $250,000	17,097	16,003
Total deposits	1,138,034	1,124,612
Interest payable and other liabilities	19,707	12,772
Total Liabilities	1,157,741	1,137,384
Stockholders' Equity:
Common stock, no par value; 16,000,000 shares authorized; 12,295,386 shares issued and outstanding at September 30, 2019 and 12,253,812 shares issued and outstanding at December 31, 2018	93,308	92,618
Additional paid-in capital	977	977
Retained earnings	34,709	23,902
Accumulated other comprehensive gain (loss), net	528	(5,036)
Total Stockholders' Equity	129,522	112,461
Total Liabilities and Stockholders' Equity	$ 1,287,263	$ 1,249,845