FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)

3 Months Ended

Mar. 31, 2019

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]

Financial Instruments Whose Contract Amount Represent Credit Risk

Financial instruments, whose contract amounts represent credit risk at the indicated periods, were as follows:

(in thousands)	March 31, 2019		December 31, 2018
Undisbursed loan commitments	$	204,184	$	201,983
Standby letters of credit		2,447		2,974
Commitments to sell loans		1,078		570
	$	207,709	$	205,527