FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)

6 Months Ended

Jun. 30, 2018

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]

Financial Instruments Whose Contract Amount Represent Credit Risk

Financial instruments, whose contract amounts represent credit risk at the indicated periods, were as follows:

(in thousands)	June 30, 2018		December 31, 2017
Undisbursed loan commitments	$	212,199	$	220,882
Standby letters of credit		3,053		2,635
Commitments to sell loans		1,839		1,283
	$	217,091	$	224,800