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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
 6 Months Ended
Jun. 30, 2017
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]  
Financial Instruments Whose Contract Amount Represent Credit Risk
Financial instruments, whose contract amounts represent credit risk at the indicated periods, were as follows:

(in thousands)
 
June 30, 2017
  
December 31, 2016
 
 
      
Undisbursed loan commitments
 
$
213,065
  
$
207,207
 
Standby letters of credit
  
3,030
   
3,518
 
Commitments to sell loans
  
2,428
   
1,848
 
 
        
 
 
$
218,523
  
$
212,573