CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash Flows From Operating Activities
Net income	$ 5,785	$ 5,106
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	469	496
Accretion and amortization of investment securities premiums and discounts, net	2,197	1,545
Valuation adjustment on mortgage servicing rights	169	0
Decrease in deferred loan origination fees and costs, net	14	295
Provision for loan losses	1,350	650
Stock based compensation	208	173
Losses (gains) on sales/calls of available-for-sale securities	7	(29)
Gains on sales of other real estate owned	(4)	(216)
Gains on sales of loans held-for-sale	(596)	(605)
Proceeds from sales of loans held-for-sale	28,423	34,231
Originations of loans held-for-sale	(29,668)	(34,376)
Changes in assets and liabilities:
(Increase) decrease in interest receivable and other assets	(1,283)	1,229
Net (decrease) increase in interest payable and other liabilities	(429)	468
Net cash provided by operating activities	6,642	8,967
Cash Flows From Investing Activities
Proceeds from call or maturities of available-for-sale securities	31,464	4,540
Proceeds from sales of available-for-sale securities	756	17,798
Principal repayments on available-for-sale securities	25,409	19,628
Purchase of available-for-sale securities	(133,414)	(27,262)
Net (increase) decrease in certificates of deposit	(60)	923
Net increase in loans	(39,974)	(54,876)
Net increase in stock in Federal Home Loan Bank and other equity securities, at cost	(475)	0
Proceeds from sale of other real estate owned	221	1,359
Purchases of premises and equipment, net	(888)	(233)
Net cash used in investing activities	(116,961)	(38,123)
Cash Flows From Financing Activities
Net increase in deposits	68,411	74,296
Cash dividends paid in lieu of fractional shares	(5)	(6)
Stock options exercised	25	84
Cash dividends paid on preferred stock	0	(96)
Net cash provided by financing activities	68,431	74,278
Net (decrease) increase in Cash and Cash Equivalents	(41,888)	45,122
Cash and Cash Equivalents, beginning of period	200,797	216,192
Cash and Cash Equivalents, end of period	158,909	261,314
Cash paid during the period for:
Interest	819	840
Income taxes	3,940	2,525
Supplemental disclosures of non-cash investing and financing activities:
Stock dividend distributed	3,351	3,103
Transfer of loans held-for-investment to other real estate owned	217	407
Decrease in directors' & officers' retirement plan equity adjustment, net of tax	0	(33)
Unrealized holding gains (losses) on available for sale securities, net of taxes	$ 523	$ (255)