FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Loans receivable [Abstract]
Mortgage servicing rights	$ 1,589,000	$ 2,041,000
Carrying amount [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	158,909,000	200,797,000
Carrying amount [Member] | Level 2 [Member]
Financial assets [Abstract]
Certificates of deposit	16,709,000	16,649,000
Loans receivable [Abstract]
Loans held-for-sale	2,192,000	351,000
Interest receivable	3,704,000	3,127,000
Financial liabilities [Abstract]
Interest payable	102,000	73,000
Carrying amount [Member] | Level 3 [Member]
Financial assets [Abstract]
Stock in Federal Home Loan Bank and other equity securities	4,409,000	3,934,000
Loans receivable [Abstract]
Net loans	644,246,000	605,853,000
Mortgage servicing rights	1,589,000	1,862,000
Financial liabilities [Abstract]
Deposits	1,016,525,000	948,114,000
Fair value [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	158,909,000	200,797,000
Fair value [Member] | Level 2 [Member]
Financial assets [Abstract]
Certificates of deposit	16,752,000	16,635,000
Loans receivable [Abstract]
Loans held-for-sale	2,254,000	363,000
Interest receivable	3,704,000	3,127,000
Financial liabilities [Abstract]
Interest payable	102,000	73,000
Fair value [Member] | Level 3 [Member]
Financial assets [Abstract]
Stock in Federal Home Loan Bank and other equity securities	4,409,000	3,934,000
Loans receivable [Abstract]
Net loans	641,752,000	604,240,000
Mortgage servicing rights	1,589,000	2,041,000
Financial liabilities [Abstract]
Deposits	$ 972,727,000	$ 902,872,000