FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)

9 Months Ended

Sep. 30, 2016

FAIR VALUES OF FINANCIAL INSTRUMENTS [Abstract]

Estimated Fair Value of Financial Instruments

The estimated fair values of the Company's financial instruments for the periods ended September 30, 2016 and December 31, 2015 are approximately as follows:

			September 30, 2016				December 31, 2015
	Level		Carrying amount		Fair value		Carrying amount		Fair value
Financial assets:
Cash and cash equivalents		1	$	158,909	$	158,909	$	200,797	$	200,797
Certificates of deposit		2		16,709		16,752		16,649		16,635
Stock in Federal Home Loan Bank and other equity securities		3		4,409		4,409		3,934		3,934
Loans receivable:
Net loans		3		644,246		641,752		605,853		604,240
Loans held-for-sale		2		2,192		2,254		351		363
Interest receivable		2		3,704		3,704		3,127		3,127
Mortgage servicing rights		3		1,589		1,589		1,862		2,041
Financial liabilities:
Deposits		3		1,016,525		972,727		948,114		902,872
Interest payable		2		102		102		73		73