CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash Flows From Operating Activities
Net income	$ 3,766	$ 3,287
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	303	333
Accretion and amortization of investment securities premiums and discounts, net	1,326	1,002
Valuation adjustment on mortgage servicing rights	13	0
(Increase) decrease in deferred loan origination fees and costs, net	(90)	122
Provision for loan losses	900	350
Stock-based compensation	135	116
Gains on calls of available-for-sale securities	(14)	0
Gains on sales of other real estate owned	(4)	(161)
Gains on sales of loans held-for-sale	(362)	(425)
Proceeds from sales of loans held-for-sale	16,470	23,509
Originations of loans held-for-sale	(17,643)	(23,079)
Changes in assets and liabilities:
(Increase) decrease in interest receivable and other assets	(1,012)	1,619
Net decrease in interest payable and other liabilities	(1,114)	(281)
Net cash provided by operating activities	2,674	6,392
Cash Flows From Investing Activities
Proceeds from calls or maturities of available-for-sale securities	20,704	4,540
Principal repayments on available-for-sale securities	15,260	12,682
Purchase of available-for-sale securities	(87,640)	(23,615)
Net (increase) decrease in certificates of deposit	(60)	923
Net increase in loans	(28,932)	(33,440)
Net increase in stock in Federal Home Loan Bank and other equity securities, at cost	(475)	0
Proceeds from sale of other real estate owned	221	897
Purchases of premises and equipment, net	(773)	(151)
Net cash used in investing activities	(81,695)	(38,164)
Cash Flows From Financing Activities
Net increase in deposits	21,748	41,315
Cash dividends paid in lieu of fractional shares	(5)	(6)
Stock options exercised	0	84
Cash dividends paid on preferred stock	0	(64)
Net cash provided by financing activities	21,743	41,329
Net (decrease) increase in Cash and Cash Equivalents	(57,278)	9,557
Cash and Cash Equivalents, beginning of period	200,797	216,192
Cash and Cash Equivalents, end of period	143,519	225,749
Cash paid during the period for:
Interest	543	578
Income taxes	2,380	1,310
Supplemental disclosures of non-cash investing and financing activities:
Stock dividend distributed	3,351	3,103
Transfer of loans held-for-investment to other real estate owned	217	407
Decrease in directors' & officers' retirement plan equity adjustment, net of tax	0	(33)
Unrealized holding gains (losses) on available for sale securities, net of taxes	$ 911	$ (243)