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FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)
6 Months Ended
Jun. 30, 2016
FAIR VALUES OF FINANCIAL INSTRUMENTS [Abstract]  
Estimated Fair Value of Financial Instruments
The estimated fair values of the Company's financial instruments for the periods ended June 30, 2016 and December 31, 2015 are approximately as follows:

 
    
June 30, 2016
  
December 31, 2015
 
 
 
Level
  
Carrying
amount
  
Fair
value
  
Carrying
amount
  
Fair
value
 
 
               
Financial assets:
               
Cash and cash equivalents
  
1
  
$
143,519
  
$
143,519
  
$
200,797
  
$
200,797
 
Certificates of deposit
  
2
   
16,709
   
16,750
   
16,649
   
16,635
 
Other equity securities
  
3
   
4,409
   
4,409
   
3,934
   
3,934
 
Loans receivable:
                    
Net loans
  
3
   
633,758
   
631,171
   
605,853
   
604,240
 
Loans held-for-sale
  
2
   
1,886
   
1,956
   
351
   
363
 
Interest receivable
  
2
   
3,504
   
3,504
   
3,127
   
3,127
 
Mortgage servicing rights
  
3
   
1,785
   
1,785
   
1,862
   
2,041
 
Financial liabilities:
                    
Deposits
  
3
   
969,862
   
933,445
   
948,114
   
902,872
 
Interest payable
  
2
   
89
   
89
   
73
   
73