CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash Flows From Operating Activities
Net income	$ 1,731	$ 1,517
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	145	166
Accretion and amortization of investment securities premiums and discounts, net	601	468
Decrease in deferred loan origination fees and costs, net	(25)	(2)
Provision for loan losses	450	350
Stock based compensation	63	58
Gains on calls of available-for-sale securities	(14)	0
Gains on sales of other real estate owned	(4)	(161)
Gains on sales of loans held-for-sale	(110)	(133)
Proceeds from sales of loans held-for-sale	4,985	6,958
Originations of loans held-for-sale	(7,235)	(10,519)
Changes in assets and liabilities:
Decrease in interest receivable and other assets	326	1,759
Net decrease in interest payable and other liabilities	(1,821)	(969)
Net cash used in operating activities	(908)	(508)
Cash Flows From Investing Activities
Proceeds from calls or maturities of available-for-sale securities	3,978	540
Principal repayments on available-for-sale securities	6,781	5,808
Purchase of available-for-sale securities	(52,620)	(18,552)
Net decrease in certificates of deposit	0	992
Net decrease in loans	(12,323)	697
Proceeds from sale of other real estate owned	221	897
Purchases of premises and equipment, net	(466)	(108)
Net cash used in investing activities	(54,429)	(9,726)
Cash Flows From Financing Activities
Net increase in deposits	10,822	36,456
Cash dividends paid in lieu of fractional shares	(5)	(6)
Stock options exercised	0	84
Cash dividends paid on preferred stock	0	(32)
Net cash provided by financing activities	10,817	36,502
Net (decrease) increase in Cash and Cash Equivalents	(44,520)	26,268
Cash and Cash Equivalents, beginning of period	200,797	216,192
Cash and Cash Equivalents, end of period	156,277	242,460
Cash paid during the period for:
Interest	273	284
Income taxes	200	0
Supplemental disclosures of non-cash investing and financing activities:
Stock dividend distributed	3,351	3,103
Transfer of loans held-for-investment to other real estate owned	217	0
Decrease in directors' & officer's retirement plan equity adjustment, net of tax	0	(33)
Unrealized holding gains on available for sale securities, net of taxes	$ 652	$ 375