FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Loans receivable [Abstract]
Mortgage servicing rights	$ 1,894,000	$ 2,041,000
Carrying amount [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	156,277,000	200,797,000
Carrying amount [Member] | Level 2 [Member]
Financial assets [Abstract]
Certificates of deposit	16,649,000	16,649,000
Other equity securities	3,934,000	3,934,000
Loans receivable [Abstract]
Loans held-for-sale	2,711,000	351,000
Interest receivable	3,312,000	3,127,000
Financial liabilities [Abstract]
Interest payable	86,000	73,000
Carrying amount [Member] | Level 3 [Member]
Loans receivable [Abstract]
Net loans	617,534,000	605,853,000
Mortgage servicing rights	1,830,000	1,862,000
Financial liabilities [Abstract]
Deposits	958,936,000	948,114,000
Fair value [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and cash equivalents	156,277,000	200,797,000
Fair value [Member] | Level 2 [Member]
Financial assets [Abstract]
Certificates of deposit	16,678,000	16,635,000
Other equity securities	3,934,000	3,934,000
Loans receivable [Abstract]
Loans held-for-sale	2,786,000	363,000
Interest receivable	3,312,000	3,127,000
Financial liabilities [Abstract]
Interest payable	86,000	73,000
Fair value [Member] | Level 3 [Member]
Loans receivable [Abstract]
Net loans	614,345,000	604,240,000
Mortgage servicing rights	1,894,000	2,041,000
Financial liabilities [Abstract]
Deposits	$ 917,843,000	$ 902,872,000