Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents	$ 200,797	$ 216,192
Certificates of deposit	16,649	12,860
Investment securities - available-for-sale, at fair value (includes securities pledged to creditors with the right to sell or repledge of $30,832 at December 31, 2015 and $27,868 at December 31, 2014)	183,351	151,226
Loans (net of allowance for loan losses of $9,251 at December 31, 2015 and $8,583 at December 31, 2014)	605,853	537,979
Loans held-for-sale	351	491
Stock in Federal Home Loan Bank and other equity securities, at cost	3,934	3,934
Premises and equipment, net	7,011	7,278
Other real estate owned	0	736
Interest receivable and other assets	26,679	27,188
Total Assets	1,044,625	957,884
Deposits:
Demand	313,307	287,717
Interest-bearing transaction deposits	261,634	219,396
Savings and MMDAs	285,365	263,766
Time, under $250,000	67,855	65,570
Time, $250,000 and over	19,953	20,603
Total deposits	948,114	857,052
Interest payable and other liabilities	10,662	8,781
Total Liabilities	$ 958,776	$ 865,833
Commitments and contingencies
Stockholders' Equity:
Preferred stock, no par value; $1,000 per share liquidation preference, 22,847 shares authorized; 0 shares issued and outstanding at December 31, 2015 and 12,847 shares issued and outstanding at December 31, 2014	$ 0	$ 12,847
Common stock, no par value; 16,000,000 shares authorized; 10,676,557 and 10,207,043 shares issued and outstanding at December 31, 2015 and 2014, respectively	73,764	70,015
Additional paid-in capital	977	977
Retained earnings	11,603	8,146
Accumulated other comprehensive (loss) income, net	(495)	66
Total Stockholders' Equity	85,849	92,051
Total Liabilities and Stockholders' Equity	$ 1,044,625	$ 957,884